What are Citigroup s operating advantages?

1. Citigroup's operating advantages are as follows:

1. The core of Citibank's corporate culture is people-oriented.

Citibank has grown to become the world's most competitive and creative bank due to its unique corporate culture. Citibank has been established since its inception"People-oriented"Its human resources policy mainly focuses on the cultivation and use of talents. Keep creating"Career retention, treatment retention, emotional retention"The family atmosphere of the enterprise allows employees to grow synchronously with the company, so that employees have in Citi"A sense of accomplishment"、"A sense of home"。

2. Mechanism. As far as China's financial industry after joining the WTO, the most crucial and urgent thing is to renew the concept of human resources, break all the rules and regulations that restrict people's initiative and creativity, and fundamentally reform the human resources mechanism.

On the one hand, it is necessary to create a favorable policy environment to attract outstanding talents, especially to attract high-level talents in business operation, product development, marketing planning, electronic networking, international finance, mathematical analysis, economic research, arts and sciences complex, and institutional management, including the introduction of international talents"Foreign aid"Talent;

On the one hand, we must strive to refine the core values of financial enterprises"The spirit of dedication to the enterprise has become the value of the main actor", actively promote"Take the incentive mechanism as the core"The professional manager system, the employee salary market-oriented system and the shareholding system and the active option system rely on the system to motivate talents; At the same time, it is necessary to work training and strive to improve"Stock"Quality and quantity of talent.

2. Cultural characteristics:

1. Flexibility:

Citibank's corporate culture shares common values and codes of conduct, although not as much as hardware"Implasticity", but it has an invisible power that makes people feel a sense of soft pressure.

2. Gradual:

The creation and development of Citibank's corporate culture is a long process that has been gradually formed after more than 190 years of cultivation.

3. Imperceptibility:

After the formation of Citibank's corporate culture, it is reflected in various daily business activities, through various forms"Everywhere"It permeates the minds of the employees, like a silent command to urge the employees to move towards the same goal.

4. Continuity:

Since its inception, Citibank's corporate culture has been passed down from generation to generation, and has been continuously enriched in practice.

3. Self-characteristics:

1. Strive for growth and aim to achieve double-digit average profit growth (regardless of mergers and acquisitions);

2. Globalization-oriented, but deeply rooted in every local market where the business is located;

3. Disperse profits**, even when market conditions are difficult, you can get huge profits;

4. Invest capital in businesses with high profitability rates, and each business can independently achieve profitable growth;

5. Strictly follow the financial rules and maintain strong financial strength in order to bear the risks equivalent to the returns and grasp the profitable opportunities;

6. Closely monitor the management costs, and at the same time prudently invest in the group's basic facilities, make careful calculations, and eliminate waste;

7. Pay attention to technological innovation, so that multiple platforms are closely coordinated to provide customers with value-for-money services.

1. Citigroup IncHeadquartered in New York City, USA, it is one of the world's largest banks and financial institutions, which was formed in 1998 by the merger of Citigroup and Traveler Group, and was re-listed at the same time.

2. The history of Citigroup starts with the establishment of Citibank, which was formed in 1955 by the merger of Citibank of New York and First National Bank of New York, and was renamed First Citibank of New York after the merger, changed to First Citibank in 1962, and changed to its current name on March 1, 1976.

3. Citigroup is the first financial group in the United States that integrates many financial services such as commercial banking, investment banking, insurance, mutual trading, etc. The combined Citigroup has total assets of $700 billion, net income of $50 billion, 100 million customers in 100 countries, and about 60 million credit card issuances.

4. Citigroup is the world's largest financial services group with the largest assets, the largest profits, the highest global chain and the most complete business categories. It was formed in 1998 by the merger of Citigroup and Travelers Group, and was relisted at the same time. After the relisting, Citigroup uses the issuance of new shares to raise funds for first-class acquisition, or directional equity replacement and other methods to carry out large-scale equity operation and expansion, and carries out Citigroup-style strategic output and global business integration of the acquired enterprises.

In what year was Citibank founded.

Founded in 1812, it has a history of nearly 200 years.

Citibank of New York was formerly known as the City Bank of New York.

Founded in 1812 by the Stillman family, it is one of the oldest banks on Wall Street in the United States to deal in financial business related to Latin America.

In 1865, it obtained a National Bank license and changed its name to Citibank of New York.

In old China, it was called Citibank because of the American flag, while in Hong Kong it was called Citibank, which was renamed First Citibank in New York after the merger.

In the early 20s of the 19th century, it was used by the Stillman family and the Rockefeller family as the dispatch center of the Mobil oil system.

After the world economic crisis, it broke away from Locke and became a system of its own.

Due to the deterioration of the business, he was attached to Morgan until the 40s.

In 1914, he was the first to establish the first foreign branch of the National Bank of the United States in Buynos Aires, becoming one of the pioneers of the South American economy.

In 1915, Citi had a large network of overseas branches and became a pioneer in the international banking industry in the United States.

1919 Became the first bank in the United States to reach $1 billion in assets.

In 1921, the company pioneered the business of compound interest savings accounts.

In 1928, it was the first to provide unsecured personal loans to depositors, and the first personal loan department was established to provide loans to employees with a fixed income and a savings account with a bank.

During the Great Depression of 1929, it became the world's largest commercial bank.

1936 was the first to offer a ** checking account in New York with no minimum balance limit.

In 1939, it opened 100 branches in 23 countries outside the United States, making it the largest international bank in the world.

In 1950, the public banking business, i.e. personal checks, was launched.

In 1955, it merged with the First National Bank of New York, and its assets expanded dramatically, and its status rose to create the largest bank in the United States, the National City Bank of New York.

1956 Pioneered the use of Burroughs Eioi computers in commercial loans.

1961 Pioneered a large negotiable certificate of deposit (CD) with a face value of $100,000.

In 1965, the credit card business was launched.

1967 pioneered the credit card service system, namely the Everything Card

1969 Mastercard name change

1974Launched innovative financial business in Europe.

In 1977, the first ATM 24-hour service system was launched"Citi never rests"slogan.

In 1979, it became the world's first-class foreign exchange broker, and its status has been maintained to this day.

1982-1984 Became the largest bank holding company in the United States (Citigroup Inc. was formed).

1985 Direct access business in New York through the bank network with home and office personal computers.

1986 First used touchscreen automated conversation teller machines in New York and Hong Kong.

In 1992, it became the largest bank in the United States, with branches and offices in more than 90 countries around the world.