How much cash do you have at home right now?

I think, how much do you have at home? Cash depends on the wealth of a family, which means that the reserves of a normal family are at least between 100,000 and 300,000 yuan to cover the needs of serious illnesses.

Few people now store cash at home. Because now it's all about mobile payments. There are many means of mobile payment. For example, Du Xiaoman, Alipay, WeChat and the like. So it's usually money in the phone, and no one will store cash at home anymore.

Hello. The family never keeps cash in reserve. Because he is not at home, if he calls a thief, the money will be stolen by someone else.

Of course, the money is put into the bank card, and I just bring some of the usual pocket money and I haven't used it for several years, cash, because I go out and pay directly online.

The amount of cash stored at home, if it is an ordinary family, it is enough to reserve about 10,000 yuan in cash at home.

A few hundred. It is necessary to reserve cash in 2020, and it is also important to store cash this year, although it is a loss to store cash now, but it is also waiting for an opportunity, judging from the current economic situation, some advantageous assets will **, if you reserve cash at this time, ** opportunity will come. Overall, 2020 has been a tough year, but it was also the year with the best opportunities, stock up on cash and wait for the opportunity to come.

I'm at home now, and my cash reserves are generally between 100,000 and 200,000 yuan, because I have money to prepare a little at any time, cash, and spend it whenever I want.

There is no deliberate cash, mainly because mobile payment is more convenient now. Originally, there were thousands of dollars in cash at home, but almost 145,000 yuan have not been taken out to spend since the Chinese New Year this year. Last year's year-end bonus, the boss's red envelope, the children's New Year's money, anyway, after the epidemic, for safety, they didn't take cash.

There are 3 40,000 left on the mobile phone that can be withdrawn at any time, and the rest has been bought for financial management. Part-time friends, there is no big expenditure or income at present, and at the end of this year, I will go to the bank to deposit the whole number, mainly because there is no need to keep cash at home, now that technology is developed, mobile payment is too convenient, and sometimes I check the accounts by myself, it is really clear at a glance, and I don't have to think about spending it there. So we are a family, leaving 23 40,000 yuan for turnover, and it doesn't matter whether we keep cash or not.

It is common to have 10% of your cash in your home for emergencies. It is true that there is not much cash, and all kinds of electronic payments in society are very convenient now.

How much cash do you have at home right now? More than 1,000 general family expenses are used WeChat Alipay, no need to carry cash, convenient and fast cash reserve is the purpose of using the machine, in case the child needs to pay school uniform information and other expenses when it is inconvenient to use WeChat, with cash between relatives and friends with gifts and other cash, so the family does not need to reserve too much cash.

Now the family has 10,000 yuan in cash in case of emergency. In the event that there is a problem with the mobile phone and it is not possible to pay with the mobile phone, it is urgent to have cash for consumption.

Now I usually have a small amount of cash in my family, and I often reserve no more than 1,000 yuan.

Now is the era of electronic payment, whether it is in the vegetable market, or to the supermarket, or online shopping, it is through electronic payment, so the family only reserves one or two thousand cash, or the New Year's red envelopes left, if you don't deliberately use it, it is estimated that the cash can be put for a few years.

I usually have 32,000 yuan at home now, and the cash is enough. Because you can usually use WeChat and Alipay to pay, you can use this cash to give gifts and make favors at critical moments. Thirty or twenty thousand yuan is completely enough.

The family usually reserves 20,000 yuan in cash for urgent needs. The consideration is that in the event of loss or damage to the phone, it will not affect consumer spending, especially in a hurry. Mobile payment has become a means of payment for survival, but there is also a sense of crisis.

When you can't pay with your mobile phone, you have to pay in cash. Therefore, the family has a standing reserve fund of 20,000 yuan in cash in case of emergency.

If you have a reserve at home, you won't put a lot of cash, but only a few thousand yuan. Most of the reserves are in the bank, after all, there is very little cash at home now. It's all paid online, so the cash isn't your own reserves.

When I'm at home, I don't have cash in reserve, because I use mobile payments now, and I basically keep all my money in online banking or some other software.

Therefore, it is best to have some money in store in case you need it, and it is excellent to lend it to others or use it yourself.

Reserve cash at home, earn that little money a month and reserve cash, mortgage and car loans, as well as daily expenses, are not enough, but also reserve cash, if there is a balance, prepare cash Now it is more appropriate to reserve cash at home 20,000, so that it can be used at any time.

At present, the cash reserve in my house does not exceed 2,000 yuan, because there is basically no place to use cash can be completed through electronic payment, so there is basically no habit of saving cash.

Now the family has about 10,000 yuan in cash.

I don't have much cash at home now, about 2,000 yuan, because WeChat and Alipay are very convenient now, where to buy things? Payments can be made via WeChat. It is more convenient to scan the code, and it is much more worry-free than carrying cash.

Now the cash reserves at home are not very large, and generally everyone will not save more than one or two hundred thousand. Because now everyone uses electronic money, that is, more or less it is stored in the bank, so that I can store it in the mobile phone so that it is convenient to pay, because the current currency has basically become the research of digital currency, which is electronic payment.

Since getting used to using mobile payments. If you have money stored at home, the cash will not exceed 1,000 yuan. First, it avoids the hassle of using cash.

Counting money and keeping accounts are kept on the mobile phone. The second is to avoid the bacterial infection caused by the use of cash. The last is to avoid teachers using cash, which can easily lead to the loss of cash.

Nowadays, technology is developed, and most people use digital currencies for transactions, and cash is rarely used anymore. There is little cash left at home. There are probably a few thousand dollars in cash in the house.

Nowadays, technology is developed, and most people use digital currencies for transactions, and cash is rarely used anymore. There is little cash left at home. There are probably a few thousand dollars in cash in the house.

The cash reserve does not exceed 3,000 yuan, because there is basically no place to use cash now, which can be completed through electronic payment, as long as it is enough.

Hello, in general, you can reserve 3,000 yuan, now it is all mobile phone payment, there are few places to use cash, 3,000 yuan is enough for emergencies.

Ranging from 1,000 yuan to 2,000, sometimes a little more and sometimes less, mainly because I am afraid that the children of relatives will come to visit for the first time and have to pay a little money.

Nowadays, very few people have a large amount of cash at home, and I usually put one or two thousand yuan in cash at home, because now electronic payment is very convenient, and if you need cash, you can go to the bank 24-hour ATM to withdraw it. It's not safe to have too much cash at home.

How much cash is best to put at home in daily life?

Your socks are slippery, and it is generally more appropriate to put 1000 cash at home. Because most of the expenditure is now WeChat, Alipay or bank card transfer payment, so for the sake of safety and convenience, it is recommended to use online payment is safer, now such as Shenzhen and other cities have achieved a cashless era, now is a return in hand, go out without worry, unless in the Spring Festival need to give children and the elderly red envelopes, you can prepare a little more cash.

It is better for the average family to be able to prepare for the usual 3 to 6 months of living expenses as a cash reserve, which is more reliable.

Clause. 1. Too little preparation The sudden outbreak of the epidemic has had a great impact on countless small, medium and micro enterprises. In addition to state-owned enterprises and powerful private enterprises.

Many people's incomes have plummeted or even been cut off. Moonlight people who usually have no saving habits and mortgages and car loans are all under great pressure, and in the face of the epidemic, prices are generally **, I believe that there are definitely people who live directly by cooking noodles to ensure that they are not starved to death.

If this amount of cash reserves is not reached, it will often be extremely passive in the event of such an emergency. To be honest, in this case, you may not even be able to ask for food, not to mention the big and small things that may be encountered in life, and you also have to prepare a mortgage and car loan. Therefore, it is still necessary to make a good reserve for living expenses for about 3 to 6 months, at least there is a process of "sitting and eating empty", so as not to suddenly find that the "mountain" does not exist, and immediately face the pressure of "empty".

Clause. 2. Too much preparationSome people may be more cautious and conservative in their daily lives. If you have a brain, you will deposit money in the bank.

Don't say 6 months of cash reserves, maybe 60 months of reserves are in the bank. This is too conservative and cautious, and the disadvantage is that the currency is depreciated due to inflation. The longer you save money, the greater the loss of the purchasing power of money, that is, the less valuable the money becomes.

It's the equivalent of walking in the sun with a piece of ice in the summer, and the longer you walk, the more ice is lost.

Therefore, a more reliable method of household asset allocation is: use 10% of annual income to prepare cash reserves for 3 to 6 months; 20% of the annual income is used to save life in the event of a major emergency - insurance; 30% of the annual income is used for various investments, such as **, **, etc.; Finally, the remaining 40% is used for long-term pension reserves - this money cannot be moved, because we will definitely be old, so when we are young, we must think of our old self - this is also the most scientific family financial planning scheme recommended by Standard & Poor's.

To sum up, it is more reliable for the average family to be able to prepare for the usual 3 to 6 months of living expenses as cash reserves.

I think a family needs at least about two or three hundred thousand cash reserves, because the reason why so much cash is needed now, most of the time is that there may be a person in the family who has a serious illness and needs a lot of money, and generally more serious illnesses basically need at least ten or two hundred thousand yuan to **.

There should be 1-20,000 cash reserves, no one can say what will happen in the next second, so keep some cash in case you need it.

50,000 cash reserves, because when there is an emergency, you can take it out to save the emergency.

How much cash is better to put at home in daily life is different for each consumer class family, depending on what your usual consumption habits areThis spending habit determines how much money you want to put in the end, because putting too much money is not a good habit either. <>

If your economic income is relatively high, and the husband and wife together can earn tens of thousands of yuan a month, then the funds you usually keep should be kept at about 20%, if you usually use a mobile phone, there is 10% or even 5% of the cash there, because most occasions can now be paid with a mobile phone, and it is indeed safer to put money in a mobile phone, because you don't tell anyone the payment password, no one can steal the money and want to go to the bank to withdraw moneyBut cash is different, the cash is in whoever hands it, and you have no way to detect its attribution. <>

If your economic income is relatively low, your consumption habits are biased towards cash, and you don't have a lot of mobile payment in this place, then the cash you keep should be kept at 30%, for example, the monthly income of the family is 5000 yuan to work alone, then you should at least leave 1000 yuan to 2000 yuan, because you usually don't know how to use money, the money you can save is limited, saving is an effective way to deal with risks, But you have to make sure that your current life is okay so that you can save moneyUsually, your daily living expenses, a normal family, even if you have a relatively low consumption level in some cities, may need 1,000 to 2,000 yuan a month. <>

There are some other habits that are related, for example, what you buy online is through the Internet, even if you usually buy a mask, buy an alarm clock and other things, they are all purchased through the Internet, then the cash you leave is basically useless, and you usually go out to buy groceries are also paid online, so it is not much use for you to leave too much cashThis cash will not be liquid in your hands, it will have no value in your hands, and you will have to deposit it in the bank and get a little interest.

In daily life, it is best to put about 5,000 yuan in cash at home, so that when the family encounters an emergency, it will not be in a hurry.

In daily life, it is best to put two or three thousand cash at home, so that it can be convenient to spend and take, and it can avoid the insecurity of putting too much cash.