I misunderstood, I don t want to use the reserve how to cancel

Then contact customer service and ask how to solve the problem.

If you need to cancel, you can call Ping An Credit Card customer service**95511-2 to manually handle it; After the cooling-off period, the credit of the reserve cannot be cancelled, and you can apply for early settlement, but a handling fee will be charged for early settlement, and the handling fee will be calculated at 3% of the remaining principal.

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

The reasons why the reserve cannot be used after it has been repaid are as follows:

1. The number of times exceeds the limit. According to Alipay's regulations, the reserve fund is used twice a month. If you have already used it twice in the current month, you will no longer be able to use it in that month, and you will need to wait for the next month.

2. The account is abnormal. If the borrower's behavior in using Alipay is very different from the past, and there is an abnormal situation, then the reserve fund will be temporarily unavailable. After all, Alipay has to ensure that its loans are safe enough;

3. There is overdue. The number of days that Alipay Reserve is used is *. If the borrower does not pay off the arrears within a fixed period, then there will be a late record. After the overdue record, the borrower may not be able to use it after repayment;

4. The quota for the day has been used up. Because the daily loan quota of Alipay reserve fund is limited, it cannot be used after the loan quota is used up on the same day. If you need a loan, you need to wait until the next day to apply;

5. The daily loan quota of Alipay reserve fund is limited, so it cannot be used after the loan quota is used up on the same day. If you need a loan, you need to wait until the next day to apply;

The reserve fund is mainly used for small and sporadic reimbursement expenses, and its scope of use is: other expenditures for individuals stipulated by the state except for the unified wage payment project; travel expenses that must be carried with them by the traveler; Other expenses that require cash payments, etc. For the reserve for sporadic expenses, a reserve fund system can be implemented, that is, the designated person in charge of the reserve fund shall receive the prescribed amount and be reimbursed in accordance with the prescribed procedures after expenditure, so as to make up the original quota.

Units that implement the imprest system shall, after the apex receiving department disburse the imprest fund, prepare a detailed list of expenses according to various expense vouchers, reimburse the finance and accounting department on a regular basis, and receive back the imprest fund disbursed. In the case of an advance provision, it may be debited to the "Provision" (or "Other receivables") account at the time of disbursement; The account is credited when the balance is reimbursed and recovered.

Operating Environment: Brand: Apple 12

System version: iOS14

Alipay, version.

Completely close the reserveHere's how we can do it: Sign inAlipay—click".Mine—click".My customer service—Enter in the input questionThe reserve fund is closed"Wait for similar instructions – the system will pop up".Can the reserve fund be closedand click on the question—you'll see the blue box for ".Close the reserve—Click to finish.

Note: First, the reserve fund can not be used if it is not used, and it will not charge any fees, so it is recommended to keep it.

Second, if you want to reopen the reserve fund after it is closed, you need to re-evaluate, and if the assessment fails, it cannot be opened again.

Thirdly, the reserve fund cannot be closed successfully if it is not in arrears, and it cannot be closed if it is in arrears.

Data Extension:

How the reserve is permanently closed

During the hesitation period of the reserve fund, you can apply for cancellation through **customer service or call 95511-to-manual transfer, and it cannot be canceled after the hesitation period. After the application is successful, the funds will be transferred to your credit card, and the credit card bill can be repaid. Unused credit will be applied to new transactions on your credit card.

In other words, after the reserve fund is received, the reserve fund will be used first, and the credit card limit will be used when the reserve fund is used up. This reserve fund is only used for daily credit card and online payment, and cannot be used for cash withdrawal, transfer, or recycling.

Dear, hello ( °u° ) I have seen your problem, wait a minute to close the reserve, you can do this: log in to "Alipay" - click "My" - click "My Customer Service" - enter "Reserve Closed" and other similar instructions in the input question - the system will pop up "Can the Reserve Fund be closed", click on this question - you can see the blue box of "Close Reserve" - click to complete.

Question: When will the closing money be deducted 500?

Usually within 24 hours.

If the question is closed, will the money be credited to the account automatically?

Yes, the system will automatically return the money to the account.

If you need to close the reserve, you can do this: log in to "Alipay" - click "My" - click "My Customer Service" - enter "Reserve Closed" and other similar instructions in the input question - the system will pop up "Can the Reserve Fund be closed", click on this question - you can see the blue box "Close Reserve" - click to complete.

To close the use of the reserve, you need to open the Alipay homepage and click on the wealth at the bottom left, then click on the reserve to enter the reserve interface, click on the FAQ below on the reserve interface, and then click to close the reserve, select the reason for closing and click to confirm the closure.

1. Open Alipay and click "Sesame Credit";

2. Click "Settings" in the upper right corner;

3. Click "Authorization Management";

4. Click "Reserve Fund";

5. Click "Cancel Authorization".

It should be noted that if there is an unpaid amount in the Alipay reserve, it must be paid off in full before it can be closed.

2. After entering the page, click the "Settings" button in the upper right corner.

3. Click on the "Authorization Management" option, and click on the "Reserve Fund" option after entering the page.

4. After entering the reserve authorization details page, click the "Cancel Authorization" button to close.

Specific steps to completely close the reserve:

1.First of all, the first step is to open the mobile phone, find the Alipay app icon in the application interface, and then click to enter the application interface.

4.Later, in this reserve interface, we find the FAQ option below, and then click to enter the FAQ interface.

5.Click to enter the FAQ interface, select the "Can the reserve fund be closed" option in the interface, and then click directly to ask a question.

6.Finally, in the reply message, you can see that there is a button to close the reserve, and you can prepare to close the reserve function after clicking it directly.

You just don't have to.

The system will evaluate the user's eligibility to use the reserve fund from time to time, as long as the user maintains a good usage and credit situation after the reserve fund is closed, the reserve fund can be restored after a period of time. As for the exact recovery time, this is uncertain because there is no fixed time for system evaluation.

1. Reasons for the sudden closure of the reserve fund:

1. Changes in sesame points.

Since it is clearly stated in the opening conditions of Alipay reserve fund, it is difficult to apply for a score of less than 650, it is possible that you will cause a sharp drop in sesame points during use, and below this score will cause the reserve fund to be closed, you can check Alipay sesame points and negative records.

2. Routines. The reserve fund has been online for more than half a year, before the promotion period, so the threshold for opening is very low, the vast majority of people have the opportunity to try, after a period of time, many people began to appear overdue, tx situation, so Alipay for some users with higher account risk, will take measures to freeze and close the limit.

3. Utilization rate.

Now Alipay's credit line is very tight, Huabei, borrowing, online business loans, and reserve funds all have to be granted, so they will be given priority to high-quality, active users.

4. Overdue. Although once the reserve fund is overdue, the right to use it will be closed immediately, but most of the people who are closed are repaying normally and there is no default, it may be that Huabei, borrowing, online business loans and other products are overdue, you can check it.

5. Convulsions. Alipay's system will be uncertain, and sometimes it will detect that your account is temporarily ineligible, so don't worry too much, it will naturally be opened after a while.

Summary. Hello, dear. We'll be happy to answer for you.

The reserve cannot be used for the following 5 reasons:1The customer is overdue.

2. The customer's debt ratio increases. 3. The customer's income is unstable. 4. The customer used the quota in violation of regulations.

5. The system upgrade is temporarily unavailable.

Hello, dear. We'll be happy to answer for you. The reserve cannot be used for the following 5 reasons:

1.The customer is overdue. 2. The customer's debt ratio increases.

3. The income of the customer's reputation is unstable. 4. The customer violated the rules and used the quota. 5. The system upgrade is temporarily unavailable.

The reserve fund is the reserve fund allocated by the enterprise to the internal user unit or the individual employee as a reserve fund for sporadic expenses. According to the management needs, the reserve fund allocated by the enterprise can adopt the one-time reserve credit fund or the fixed amount reserve system, and the reserve fund can be accounted for in the detailed account of "other receivables one by one", which is mainly used for small and sporadic reimbursement expenses, and its scope of use is: other expenditures for individuals stipulated by the state except for the unified wage payment project; travel expenses that must be carried with them by the traveler; Other branches that really need to pay cash are lost, etc.

The reserve fund shall be managed by a designated person and shall be used in accordance with the prescribed purpose, and shall not be lent to others or diverted for other purposes.

In the event that the credit card reserve cannot be repaid, it is best for the customer to repay as much as possible first. For the part that cannot be repaid, it is recommended that the customer take the initiative to contact the bank's customer service for consultation, and try to apply for an extension of the repayment period and repay the arrears in installments. As long as the customer clearly states that he or she is temporarily unable to repay the loan, indicates that he has no intention of repaying, and provides the corresponding supporting materials to express his willingness to actively repay the loan, the bank will generally consider it as appropriate.

Then credit card reserves.

What if you can't pay it back? The following knowledge has been collated.

1.What should I do if I can't afford to pay my credit card reserve?

1.In the event that the credit card reserve cannot be repaid, it is best for the customer to repay it as much as possible. For the part that cannot be repaid, it is recommended that the customer take the initiative to contact the bank's customer service for negotiation, and try to apply for an extension of the repayment period and repay the arrears in installments.

As long as the customer clearly states that he does not have sufficient repayment ability for the time being, indicates that he has not deliberately repaid the debt, provides corresponding supporting materials, and expresses his willingness to actively repay the debt, the bank will generally consider it at its discretion.

2.If you can say yes, the customer can then negotiate a new repayment plan with the bank, and then repay the loan on time and on time according to the new plan. If the bank ultimately disagrees, the customer can only find other ways to raise money, such as trying to borrow money from relatives and friends.

Put the money away and pay it back to the bank first, and then you can negotiate the repayment time for the arrears of relatives and friends, and then repay it in time when you have money.

Be careful not to evade direct repayment, otherwise the bank will not respond to repeated reminders, and even people may sue the customer. If you need a lawyer to intervene, you can consult a professional lawyer from China Legal Network.

2. What are the consequences of overdue credit card reserves?

If the credit card reserve is overdue, the following consequences will occur: after the overdue is overdue, it will be difficult to handle the credit business in the follow-up after recording the overdue record; Overdue interest is calculated from the overdue date; The bank will send text messages to collect; If the overdue amount is large or the overdue period exceeds 3 months, the bank may sue the user.

For users, the consequences of overdue credit card reserves are quite severe. It is best for users to repay their loans on time and actively maintain their credit.

3.How long does it take for a credit card to be overdue on a credit report.

If the cardholder does not repay the credit card on time on the repayment date, it is overdue, but the bank will give the cardholder a grace period, which is usually three days. Paying off the current bill within the grace period will not affect the overdue credit report. Once the loan has not been repaid after the grace period, the bank will upload the overdue record to the credit information system.

In the event that the credit card reserve cannot be repaid, it is best for the customer to repay as much as possible first. For the part that cannot be repaid, it is recommended that the customer take the initiative to contact the bank's customer service for consultation, and try to apply for an extension of the repayment period and repay the arrears in installments. As long as the customer clearly states that he or she is temporarily unable to repay the loan, indicates that he has no intention of repaying, and provides the corresponding supporting materials to express his willingness to actively repay the loan, the bank will generally consider it as appropriate.

If you have any other questions, you can consult the creditor's rights and debts.

Lawyers, they will give you professional advice.

1. Click "Sesame Credit" in Alipay.

2. Click Settings in the upper right corner and click "Authorization Management".

3. Select Reserve Fund and click "Cancel Authorization".

4. Select "Don't want to use the service".

Extended Materials. 1. What is Alipay's reserve fund?

1. Alipay Reserve is a small short-term loan product of Alipay.

2. There is no interest on the reserve, and there is no handling fee, it can be used twice a month after receiving, the amount of withdrawal is 1-500 yuan integer unit, and the withdrawal period is 7 days, excluding the day of applying for Alipay reserve, it will be automatically returned after 7 days.

Second, the shortcomings of the reserve.

1. The loan period of the reserve fund is only 7 days, which is easy to be overdue, and once it is overdue, it will affect the Sesame Credit Score and Ant membership level;

2. The reserve amount is only 500, and the amount cannot be raised, and it can only be borrowed 2 times a month.

Alipay Reserve Fund is an emergency loan product launched by Alipay, with 0 interest and 0 fees. The reserve is fixed at 500 yuan per person, which can be used twice a month, and the use period is 7 days (excluding the application date), when the reserve is returned, it must be refunded in full, not partially, and the new reserve needs to be paid off before applying for the next reserve.

3. It should be noted that the system will automatically deduct the money after 13 o'clock in the afternoon on the day when the reserve needs to be returned. The deduction will be deducted according to the payment order set by Alipay.

4. Users need real-name authentication to use Alipay, which is formulated by ** banks and other regulatory agencies. After real-name authentication, users can open a store on **, add more payment services, and more importantly, help improve account security. Reserve is a borrowing function of Alipay, with Alipay reserve, you can meet the needs of small loans, but not everyone can open Alipay reserve, you need to meet certain basic conditions to have a chance.

3. The basic conditions for opening Alipay reserve fund:

1. The sesame content is above 650, that is, the sesame content is good;

2. The level of ant members is above **.

Operating environment. Apple 12 ios14 Alipay version number.