How do teenagers use New Year s money? 30

You didn't even make it clear if you were a teenager or a teenage parent.

You can divide the New Year's money into two cents, one for your parents, and one for yourself, but don't use it in an improper place.

In my family, my child's New Year's money is kept by him, but my child's New Year's money is not kept by him from the beginning, but has undergone a process of conversion. ......Specifically, when the child is young, the New Year's money should be kept by the parents, the child can consider keeping the New Year's money by himself when he grows up, and letting the child keep the New Year's money is an effective way to cultivate the child's self-management ability.

1. When the child is young, the New Year's money must be kept by the parents.

The New Year's money reflects the care of the elders for the younger generations, so every child will get the New Year's money during the New Year. ......For this New Year's money, it cannot be kept for the child when he is young. This is because on the one hand, young children do not have the ability to manage the New Year's money, and on the other hand, young children have poor self-control, and if the New Year's money is kept by them, it is likely to be spent.

Therefore, for young children, their New Year's money should be kept by their parents.

2. After the child grows up, you can consider letting the child keep the New Year's money by himself.

When the child is older, parents can consider giving them the money for safekeeping. ......The reason why I say this is because the child is more sensible when he grows up, and has the ability to do his own things, so he also has the corresponding ability to manage the New Year's money.

3. Allowing children to keep their own money is an effective way to cultivate their self-management ability.

For children, they need to get all aspects of exercise in the process of growing up to improve their abilities and qualities in all aspects. ......Among these exercises, letting children keep their own New Year's money is one of the most effective ways to develop children's self-management skills. In this way, children can get effective exercise in managing their own money and belongings, which is extremely beneficial to children's growth.

Of course, parents should not let this issue go unchecked, but should take proper care of their children, so as to ensure that children can not deviate during the exercise process, so that children can grow up healthier.

Have you figured out what to do with your child's New Year's money? Will it be handed over to you, or will it be kept for the child, or will the child keep it himself?

This can be related to whether your child has a correct view of money, which affects the child's life "money" path. Not to be underestimated. I believe that many parents are very concerned about this problem, so what should I do?

Parents are the best role models for their children and the best textbooks.

Parents themselves should understand the correct view of money and lead by example. It's not that parents have to be rich, or how accomplished, they don't need to. All you need is basic financial literacy.

If you don't understand, just learn, now is the Internet era, as long as you want to learn, there are many online materials or paid courses, I'm not afraid that you can't learn, I'm afraid that you won't learn. Role models are very important, if you don't want to learn yourself, how can you let your children learn?

Give children the opportunity to practice from an early age.

Be bold in delegating power and leave the money that belongs to your children to take care of it yourself. Practice is not only the only way to test the truth, but also the only way to learn the truth. Just like learning, it is not just about understanding theoretical knowledge, but through the usual teacher's teaching, after class, students go back to do homework, strengthen and consolidate review, so that they can really master this knowledge.

As a financial mentor for their children, parents must boldly hand over the money that belongs to their children to their own management, so that their children can practice how to "use money, manage money, and spend money". These money include the New Year's money received immediately for the New Year, daily pocket money, red envelopes given by relatives and friends, and so on.

Now China's economic level is almost changing with each passing day, the country's economy has been the same as a few decades ago, and now the traditional habits, the New Year's money still has to be given, so how to teach children to use the New Year's money reasonably?

1. Tell your child that the New Year's money must be used where it should be used. For example, buy school supplies for yourself, or buy gifts for your classmates on their birthdays.

2. Leave a small amount of New Year's money for yourself, and the rest of the mother will help you save it on the bank card.

3. You can use your own New Year's money to apply for an interest class that you are interested in.

In short, draw up rules for the use of New Year's money for your child, and then patiently guide your child to abide by it, so that your child will not spend his New Year's money indiscriminately.

For children, the Spring Festival is not only a festival of joyful reunion, but also a day to wear new clothes, wear new hats, eat delicious food, and set off firecrackers, which makes them excited. "Wishing you prosperity, bring the red envelope. "You can receive New Year's money from your elders during the Chinese New Year, which is undoubtedly an important reason why children are looking forward to the New Year.

With the continuous growth of economic income, the amount of New Year's money is also rising year by year, and after a Spring Festival, there are more and more hundreds of "little millionaires". I think that in traditional Chinese customs, the New Year's money wrapped in red paper represents harmony and festivity, and also contains the encouragement of the elders to the younger generations. Today's children are more mature, sensible, and have their own ideas than we imagined.

However, after all, children are young and lack the ability to control and manage money. What children need is not money and enjoyment, they need the right guidance, psychological care and education. How to deal with this considerable "income" is a worthwhile question for children, parents, and teachers.

In dealing with the issue of New Year's money, I believe that parents should act as guides and supporters, guide and help their children establish a healthy outlook on consumption and money, so that they can correctly use their New Year's money according to their personal preferences. At the same time, parents can also guide their children to make spending plans, encourage them to buy more school supplies and various books, or teach their children to donate their New Year's money to places and people in need, so as to educate their children about gratitude and enhance their sense of social responsibility. Parents can formulate a reasonable financial plan for their children according to their age and personality, or establish a special bank account for their children to save the annual New Year's money, or their parents can buy various financial products on their behalf, as an educational investment or future reserve, which can not only exercise their children's financial management ability, inspire their thrifty awareness and financial management concepts, but also cultivate children's good consumption mentality, so that they can gradually form a scientific and rational view of money and values.

So, how to use this festive and auspicious New Year's money? Expert advice: (1) Save.

You can deduct a small part of the New Year's money as the cost of buying new items and reasonable consumption during the New Year, and the rest is deposited in the bank in the form of regular "education savings", so that children can develop a good habit of saving money. (2) To be used for study expenses. Parents can also educate their children to use the New Year's money for the next semester.

Although I don't have to pay tuition and fees now, my usual study expenses are also a lot of expenses. Spending the New Year's money on learning expenses can not only reduce the financial burden on parents, but also cultivate children's self-reliance and sense of family responsibility. (3) Poverty alleviation.

Wealthy families can also guide their children to use the money to help others, such as sponsoring the disabled and the poor, cultivating children's love, and doing things that are beneficial to society. (4) Investment. After communicating with the child, you can invest in combination with the amount of New Year's money, and the name of the account opened for investment is the child, and tell the child about the investment situation regularly, so that the child can share the experience of investment and financial management.

Cao Weifang).

1.You can buy school supplies.

2.Give red envelopes to others.

1. You can buy a few good books with about 100 yuan. Like: celebrity biographies, popular science knowledge, essay encyclopedia, etc. In this way, I can make better use of the New Year's money and increase my knowledge.

2. Use more than 20 yuan to buy some necessary school supplies, such as: stationery boxes, exercise books, notebooks, ......This is conducive to better study and life in the new semester.

3. And keep the rest of the money in the bank. When classmates celebrate their birthdays, they can be used to buy gifts; Schools can donate money to help poor children so that they don't drop out of school. On Mom and Dad's birthday, buy a gift for a little surprise ......

You can buy a few good books with about 100 yuan.

Start by taking some money to buy school supplies, and then divide the rest of the money into three parts, one for mom and one for someone in need. Also take some money and wait for Mom and Dad to surprise them on their birthdays.