Write an essay of no less than 400 words on the theme of How to use New Year s money reasonably .

During the Chinese New Year holiday, we children can get a considerable amount of New Year's money from adults. With the improvement of people's living standards, the amount of our New Year's money is also getting larger and larger, and some of the New Year's money for stealing school may reach several thousand yuan. However, in the face of money, students may develop the bad habit of placing too much emphasis on material comforts.

So, how should we use the New Year's money wisely?

Some students will use the New Year's money to buy their favorite things; Some students donate money to those in need; There are also shampoos to learn to keep money in the bank. In short, everyone thinks differently.

I think we can make a financial plan: think about how many things we can do with our New Year's money, and then think about the amount of money we need to invest in each of them. This year, I want to use 80 yuan to buy school supplies, 250 yuan to buy some cheap and high-quality items for the elderly, and donate 300 yuan to poor families, and the money recovered from buying things is used as pocket money, and the rest of the money is stored in the bank.

Although our standard of living has improved, we can't spend money indiscriminately, because the New Year's money in our hands is earned by our elders with hard work. No matter how much or how little money they give us, it embodies their concern and expectations for us, so we should use the New Year's money more reasonably, do something more meaningful, and become a real "little rich".

Xuan Xuan! Give me the New Year's money given by my grandmother, hurry up! "I don't want to!

Obedient! ”…I've heard this conversation many times, and my mother always said that she was worried that I would use my New Year's money to buy snacks and spend them everywhere, and she didn't want to give me the money for safekeeping. I can't fight her, and I often think to myself:

It's really, it's obviously the New Year's money for me, how did it become my mother's New Year's money! Hopefully, next year's New Year's money will be very small, so that she won't take it away!

As the saying goes: new year, new atmosphere. Today, my mom finally promised me:

From now on, I will keep the New Year's money by myself. But the requirement is that you can't spend too much money or buy too much stationery; But every time the school orders a book, donates money, or is a product promoted by others, if you want to buy it, you must use your own New Year's money, and you can't ask your parents for a penny. I said happily:

No problem! "Mom thought I would be upset because I had to spend my own money; In fact, I am very happy, because if I use my mother's money, my mother will help me choose, sometimes she thinks that the books I like are not good, and I choose some books that I don't like to read, and I will feel very bored when I read them. But with my own money, I can order my favorite books!

It's a great feeling!

In fact, I know the reason why my mother didn't keep my New Year's money for myself at the beginning: now the children in Shenzhen send more and more New Year's money every time, and they spend more and more money. Boys go to Internet cafes to surf the Internet; Girls are constantly buying cosmetics, fashion ......Mom didn't want me to be like that, so she "confiscated" my New Year's money every time.

But I wish I had taken care of my New Year's money, because it was given to me by a relative.

I'm finally able to take care of my own money! I have to insist on not spending my money in a bad place, because my mother only gave me one chance, and I want to cherish it!

"My New Year's Money Plan".

In the sound of crackling firecrackers, we ushered in another Spring Festival. At this time, I can always receive New Year's money from my elders, and I can make a small "windfall". At this time, my heart "exploded" like that crackling firecracker.

This year, I got a lot more money than in previous years, a "record high". But in the past, I gave all the money to my father, but this year my father took all my New Year's money and invested it, and he didn't leave me a penny. So this year I have to change it, I solemnly announce to my mother:

I'm going to make a New Year's money plan! ”

My mom looked at me and smiled and said, "Okay! It's good to have a plan.

So, with my New Year's money in my hand, I went to my room and started making a list. But before I took a few steps, troubles appeared: how should I spend this New Year's money, and where is it most meaningful to spend it?

Easier said than done. I was thinking in my head, making a "list". I have to think about it, I can't just spend the New Year's money.

……The list is finally there, and that's it:

1. When the elders celebrate their birthdays, use their New Year's money to buy them some small gifts.

2. Buy some good books.

3. Buy a laptop.

4. Keep the rest of the money in the bank.

Mom listened and listened, and a smile gradually bloomed on her face: "Good, good! It's a good plan, I have my own ideas, I have my own plan, I'm so happy for you! “

It feels so good to plan things! Be organized, do things more with half the effort!

The first day of the Lunar New Year is the happiest day I feel. Not only can I wear beautiful new clothes, but I can also receive a lot of New Year's money and New Year's gifts!

Early in the morning, I was woken up by the sound of firecrackers. As soon as I opened my eyes, I felt under the pillow and wow! I touched two red envelopes.

It turned out that my grandparents and parents gave me the New Year's money. I opened it and looked, ah, there was so much money in it! I was overjoyed and shouted:

I wish Mom and Dad a smooth work and happiness forever; Grandparents are healthy and live a long life! The whole family smiled happily.

After breakfast, I went with my dad to his friend's house to pay New Year's greetings. We went to the house of the great uncle and the big mother, and they received us warmly. My uncle was talking to my dad on the side, and I was watching TV with my mom, munching on melon seeds, and I was so happy.

Suddenly, Big Mom got up and went into the study, and I was wondering. After a while, the big mother came out, and it turned out that the big mother was going to get the New Year's gift and New Year's money for me! When I opened the gift, it turned out to be a Barbie doll dancing.

She has long soft hair and is wearing a white pink gauze dress, which is really beautiful! I was so happy that I said, "Thank you, Big Mom."

…After leaving my aunt's house, I was going to go to my grandmother's house with my parents to pay New Year's greetings. Of course, I can receive a lot of New Year's money!

With so much New Year's money, I can participate in the "Lantern Festival Charity Sale" organized by the school this year, and I want to use the New Year's money I received to give a love to the sick students in the school.

The Spring Festival is the festival that our children are most looking forward to, because the New Year, we not only have new clothes to wear, but also endless good things, the most happy thing for us is to get the elders of the New Year's money, we want to realize our wishes, sometimes we count on this New Year's money, but how to use the New Year's money, I want to talk about my own thoughts.

Every year during the Spring Festival, we can get New Year's money, how to spend money is what we have to think about seriously, many children get the money, they will buy a small toy, ***, or snacks, in my opinion, these children are not all reasonable to use the New Year's money. That's what I did, I gave most of my money to my parents, and asked them to help me deposit it in the bank, leave a little pocket money for myself, and buy some stationery or books that I liked, and my parents supported me in doing so.

In my opinion, this is a reasonable way to deal with New Year's money, because many people have poor self-control, and if all the money is kept in their own hands, it will be spent quickly. Without money, there is no way to buy what you want. Therefore, the rational use of New Year's money can not only help my parents save some money for me, but also use it as living expenses when I go to university.

You can also buy what you want.

The main points of this essay have two parts:

1. Record the ** of the New Year's money, describe the speech and appearance of the person who gave you the New Year's money, and thank them for their love and blessings to you;

2. Keep track of the amount of money you have and make a savings plan or where you plan to spend it, and what it means.