Children s medical insurance If you get sick, what kind of insurance will you be reimbursed, what is

Children's medical insurance only reimburses hospitalization, and accident insurance reimburses accidents, and the two types of insurance are different.

Children's medical insurance is only a very basic medical insurance, if the family economy has the conditions, you can consider buying some commercial health insurance as a supplement, but it should be noted that children's medical insurance is expense reimbursement, so in commercial health insurance, the cost reimbursement product should not be considered, so it is repeated insurance, meaningless, reimbursement is not convenient, you can consider the subsidy type of health insurance, that is, according to the number of days of hospitalization and whether the surgery specified in the contract to subsidy, this kind of reimbursement does not need the original invoice, There will be no conflict, and besides, consider some critical illness insurance.

Double 11, I want welfare and health.

Product: Ping An e-Health Insurance Plus

6,000,000 medical coverage.

Ages 0-60 are eligible.

As low as Tianyuan.

eLife Insurance Plus is open until the age of 65 while the insured shares are sold out)1, Activity Rewards:

1) If the same insured user exceeds 500 yuan, he can get the physical examination card service.

2) The user (new) can receive 100 yuan for binding the card.

3) On Double 11, customers with November birthdays will receive an additional 500 yuan in phone bills for purchasing insurance (limited to the first 20 customers).

4) The first 11 card-bound users on Double 11 can get an additional 500 yuan JD e-card.

The reimbursement of accident insurance is mainly in the event of accidental injury and disability caused by the insured, and the insured needs to provide the corresponding outpatient or hospitalization case, the accident certificate issued by the relevant department and the identification materials of the disability level; If the insured is hospitalized due to accidental injury, in addition to the first two supporting materials mentioned above, the insured also needs to provide the original receipt, detailed list and discharge summary of the outpatient or hospitalization expense receipt. Go to the local insurance company store with the relevant materials you have prepared to process the claim. After reviewing the relevant materials, the insurance company will generally provide the corresponding insurance compensation to the insured within ten days.

Article 8 of the Detailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China The medical expenses incurred by the insured persons in the agreed medical institutions shall be paid from the basic medical insurance in accordance with the provisions of the State if they meet the standards of the basic medical insurance drug catalog, diagnosis and treatment items and medical service facilities.

It is necessary, because the disease will not, because the child is relatively young and will not appear, so the accident insurance is purchased for the child, and once the child has a major illness, he can get the relevant compensation and subsidies from the insurance company, which can reduce the additional expenses of the family.

It is necessary, because tomorrow and the accident do not know which one will come down, although the child is relatively young, but it does not mean that the child will not have a major illness, after purchasing insurance, you can get a high amount of compensation, you can reduce economic expenses.

Of course, you should buy it, at present, the probability of children in China committing major illnesses is relatively high, so you should buy serious illness medical insurance for your children when they are young, so as to reduce the burden on the family.

Children are weak and prone to medical risks, and the resulting economic pressure can not be ignored, some wise parents will choose to buy a suitable children's accident medical insurance in advance to pass on the loss of the economic forest bureau in this regard, in the actual insurance process, many parents will complain that the children's accident medical insurance claims are difficult, so how to reimburse the children's accident medical insurance judgment Chunling? How is the children's accident medical insurance reimbursedIn general, the coverage of children's accident medical insurance includes accidental death, disability, accidental medical treatment and accidental hospitalization allowance protection, etc., so once you have an insured accident stipulated in the insurance contract after you apply for insurance, you can inform the insurance company of the insurance situation in the first time, and then keep the data of the hospital's medical treatment, such as medical expense invoices and diagnosis certificates, so as to facilitate the needs of later claims. By purchasing children's accident medical insurance, you can also get full assistance with your claims.

Taikang "Children's Fun" Comprehensive Accident Insurance Coverage Content: * Accidental Death and Disability Insurance 50,000 Yuan * Accidental Injury Medical Insurance 5,000 Yuan * Accidental Injury Hospitalization Allowance Insurance Benefit as Low as: 60 Yuan Enjoy Life - Allianz Personal Insurance Plan (Children's Version) Coverage Content:

You can choose between two plans* Accidental Injury + Accidental Medical Treatment + Critical Illness + Hospitalization Medical * Child Kidnapping and Ransom Daily Allowance Personal liability for children in public places is as low as $290.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Outpatient medical care can be reimbursed.

Accidental medical treatment is due to an accident resulting in outpatient or hospitalization, in order to play the role of accident insurance, and outpatient expenses can be reimbursed; Accident insurance is not reimbursed for ordinary outpatient medical treatment; If it is a self-disease, such as a cold, fever, appendicitis, etc., accident insurance will not cover it.

Accident insurance refers to the act or contract in which the policyholder pays a certain amount of insurance premium, and the insurer promises to pay the insurance money to the insured in the event of physical injury and disability or death due to a disaster within a specific scope.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"