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Hello, nowadays life needs, car loans are very common. The way to buy a car with a loan can be much more discounted, which is mainly reflected in the loan interest. The lower the interest, the less fees you pay and the more money you save.
Loan object: The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct.
Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.
Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car.
Loan term: The term of auto consumer loans is generally 1-3 years, and the longest is not more than 5 years.
Loan interest rate: Uniformly set by the People's Bank of China.
Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal).
The above is the relevant knowledge about car loans, if you urgently need money to borrow money to buy a car, it is recommended that you use a big platform. For example, Du Xiaoman Finance's money is spending, with a high loan amount, low interest rate, and fast lending, which does not affect the car buying process. Click the link to test credits.
Up to 200,000.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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No interest rate cannot be calculated. Down Payment The more you pay, the happier he is.
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This depends on whether you are ** buying, if you buy it in a 4S store, the down payment includes 30% of the car price, purchase tax, insurance, licensing fees, financial service fees, 17W car almost requires a down payment, if it is bought online with a down payment, it is almost needed, but it is best to buy a car online on Tmall, Jingdong to buy, safer.
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The down payment is generally about 30%, and there are two ways to apply for a car loan: a personal line of credit to buy a car (unsecured and unsecured, generally requiring you to have good credit and a stable job income), or a real estate mortgage to buy a car (using real estate as collateral). Personal credit loans can generally be borrowed for 5 years to buy a car, with a down payment of more than 3%.
A real estate mortgage loan for a car purchase can generally be borrowed for up to 5 years, and the down payment is more than 3%. The interest rate is mainly determined by a combination of your loan type and your personal qualifications.
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Based on the loan to buy a car, you need a down payment of 76,736 yuan and a monthly payment of 5,168 yuan (12 months).
The total cost is 138,752 yuan, which is 2,016 yuan more than the full purchase of the car.
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You can go directly to the salesperson and it will help you calculate it very clearly, plus basic taxes and fees, commercial insurance, 7788, 120,000 cars, estimated to have more interest of more than 10,000 a year, and each installment repayment is estimated to be about 7500, and the interest rate is different in different regions, and the first-hand car and second-hand car are not the same.
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Summary. Hello, I am your exclusive technician, attentive, careful, dedicated to answering your car questions, for you to find the corresponding problem solutions and solutions, will provide you with a satisfactory answer! We hope you find this service helpful.
If it helps you, we look forward to your likes and attention.
Your question is: How much is the monthly payment for a car with a total price of 170,000 yuan, a down payment of 90,000 yuan, and three years?
First: If the naked car ** is 170,000 yuan, the down payment is 90,000 yuan, of which the purchase tax is about 14,500 yuan, the insurance is about 6,000 yuan, and the license fee is 500, a total of about 21,000 yuan, and the down payment of 90,000 yuan for your car is 69,000 yuan.
Second: 170,000 yuan minus 10,000 and 10,000 remaining.
Third: If 10,000 yuan is paid monthly for three years, the monthly repayment is 2,805 yuan according to the interest-free loan.
The above is the information for you.
Hope mine can help you.
A car with a total price of 170,000 yuan, a down payment of 90,000 yuan, and a monthly payment of three years.
Hello, happy to answer your questions.
I am your exclusive technician, attentive, careful, dedicated to answering your car questions, for you to find the corresponding problem solutions and solutions, will provide you with a satisfactory answer! We hope you find this service helpful. If the poor spring fruit is helpful to you, we look forward to your praise and attention.
First: If the naked car ** is 170,000 yuan, the down payment is 90,000 yuan, of which the purchase tax is about 14,500 yuan, the insurance is about 6,000 yuan, and the license fee is 500, a total of about 21,000 yuan
If you pay 10,000 yuan in three years, you will repay more than 2,805 yuan per month according to the interest-free loan, which is the information for you, I hope I can help you.
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A car of 120,000 yuan, a down payment of 50,000 yuan, and the remaining 70,000 yuan, will be paid in three years, that is, thirty-six months, if it is zero interest rate. That's 70,000 divided by 36 months. The month is the yuan.
Gold pants with interest.
Buying a car** is a total of 120,000 yuan, a down payment of 50,000 yuan, a loan of 70,000 yuan, if the installment is 3 years and 36 installments, the principal of each period is 70,000 36=. Therefore, the down payment of 120,000 yuan for the car is 50,000 yuan, and the monthly payment is 2,244 yuan.
Further information: The process of buying a car with an installment loan is as follows:
1. Apply to the bank or financial institution you want to insure, and submit the application materials, ID card, and income certificate.
Real estate certificate, household register, other related loan contracts, etc.
2. After the review is passed, you can sign the loan contract and the guarantee contract, of course, you can choose to go through the mortgage registration procedures, or do the relevant notarization.
3. The bank agrees to issue the loan and transfers the loan to the dealer or individual in accordance with the contract.
4. The car loan applicant must repay the loan on time, and a certain amount of liquidated damages will be charged for the early settlement of the loan.
Generally, if the repayment is not made after 3 months, the bank or financial institution will urge it, but if there is no repayment for more than 3 months, it may be entered into the personal credit system.
In serious cases, it is also possible to be sued in court, with the right to tow the vehicle away and auction it through the court.
Use the proceeds to pay off debts.
5. If the loan is settled normally, the loan settlement voucher and relevant mortgage certificate can be retrieved with valid certificates, and the mortgage registration cancellation procedures must be handled by the original mortgage registration department.
6. The last thing is to provide relevant documents, sign the contract, pay the down payment, and pick up the car. To do this, you need to provide your ID card and driver's license.
Payroll, bank statement, etc., individual 4S stores may also need proof of income to prove that you have the ability to repay, and then you can sign the contract, pay the down payment after the review is passed, and then you can pick up the car.
7. Pay attention to ask if there are any additional conditions. Although some 4S stores can do installments and the interest rate is relatively low, there will be additional conditions at the same time, such as the insurance for the first year of the new car must be full insurance, and the insurance must be in the 4S store, etc., which must be asked clearly.
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Che (traditional Chinese characters:), che, pictograms. Oracle is written in a variety of ways.
Elephant car shape. Original meaning: a car, a means of transportation on wheels on land.
Sound like dwelling (ju). Words and deeds are so people. The car, the same kind as the locomotive.
The general name of the wheel. It was made by Xi Zhong after the summer. Pictographic.
Sayings. Press: Xiao of the horizontal view, or when the cloud car is less hao, he drives the bull, and Xi Zhongshi drives the horse.
Refers to a means of transportation, such as an aerial vehicle, and the most common usage refers to a vehicle on wheels on land: such as a train, car, etc. It can also refer to the interlocuting part of the machine, such as a lathe.
At the same time, it is also a surname.
You can also ask the salesperson directly, and it will help you calculate very clearly, plus basic taxes, commercial insurance, seven, seven, eight, eight, eight, seven, eight, eight, 120,000 cars, estimated to have more interest of more than 10,000 a year, and each installment is estimated to be about 7500, and the interest is different in different regions, and the first-hand car and second-hand car are not the same.
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210,000 minus a down payment of 70,000, you need a loan of 140,000. Installment of 36 installments, 140000 36 = 3889 yuan should be repaid. Then the interest rate depends on the interest rate of the bank you are lending, for example, 5% per annum.
That is, 140,000 5% = 7,000 yuan per annum. Then 7,000 annual interest minus 12 months, equal to the monthly interest. Monthly principal of 3889 + monthly interest and monthly payment.
Down payment, the technical term, pinyin is Chi Qing shǒufù, yard touch grip is the minimum proportion of the first payment according to the national proportion when buying a house, of course, the payment can also be higher than this amount, but it cannot be lower than it.
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Hello, according to your envy hail to do this situation, the relevant plan is as follows: first: if the naked spring car ** is 170,000, the down payment is 100,000, of which the purchase tax is about 14,500 yuan, the insurance is about 6,000 yuan, the license fee is 500, a total of about 21,000 yuan, your car down payment of 100,000 yuan has 69,000 yuan is the second car: 170,000 yuan minus 100,000 and the third:
If you pay 10,000 yuan in three years, you will repay more than 3,000 yuan per month according to the interest-free loan every month, and I hope I can help you.
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