Two electric cars collided, the other party was injured, both are responsible, can medical insurance

Updated on society 2024-05-07
19 answers
  1. Anonymous users2024-02-09

    No, medical insurance is not allowed to be used for injuries caused by traffic accidents, electric vehicles do not have car insurance, and in the event of a traffic accident, the cost can only be borne by yourself.

  2. Anonymous users2024-02-08

    Of course you can be reimbursed! As long as you go through the reimbursement process, you can be reimbursed...

  3. Anonymous users2024-02-07

    Even if they are all responsible, they will also bear their own responsibilities, and medical insurance should not ask about the process, and what should be reported should be able to be reimbursed.

  4. Anonymous users2024-02-06

    I don't think it's reimbursable, medical insurance refers to illness, and you have an accidental injury.

  5. Anonymous users2024-02-05

    Yes, you can report it. But it can't be reported much.

  6. Anonymous users2024-02-04

    If an electric car accidentally hits and injures someone, the perpetrator cannot be reimbursed by medical insurance.

    1. It should be paid from work-related injury insurance**;

    2. It should be borne by a third party;

    3. It should be borne by public health;

    4. Seeking medical treatment abroad.

    Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance, and the basic medical insurance shall have the right to recover from the third party after the payment is made in advance.

    [Legal basis].

    Article 30 of the Social Insurance Law of the People's Republic of China The following medical expenses are not included in the scope of payment of basic medical insurance**

    1) It should be paid out of work-related injury insurance**;

    2) It shall be borne by a third party;

    3) It should be borne by public health;

    4) Seeking medical treatment outside the country.

    Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party. Article 28 In line with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards and medical expenses, emergency and rescue medical expenses, in accordance with the provisions of the State from the basic medical insurance **.

    Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit.

    The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits. Article 31 According to the needs of management services, social insurance agencies may sign service agreements with medical institutions and drug business units to standardize medical services.

    Medical institutions shall provide reasonable and necessary medical services to insured persons. Article 32 If an individual is employed across the overall planning area, the basic medical insurance relationship shall be transferred with him/her, and the payment period shall be calculated cumulatively.

  7. Anonymous users2024-02-03

    Hello, after the electric car accidentally hits and injures someone, the patient's medical expenses should be compensated by the perpetrator according to his duties, and the medical expenses borne by the perpetrator cannot be reimbursed through medical insurance. Article 30 of the Social Insurance Law The following medical expenses are not included in the scope of payment of basic medical insurance**: (1) shall be paid from work-related injury insurance**; 2) It shall be borne by a third party; 3) It should be borne by public health; 4) Seeking medical treatment outside the country.

    Medical expenses shall be borne by a third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

  8. Anonymous users2024-02-02

    No, the medical insurance card cannot be used for injuries caused by traffic accidents, if you want to be reimbursed, you can try not to tell the hospital that you are caused by a traffic accident, and it may be available.

  9. Anonymous users2024-02-01

    You can use the medical insurance card to see it, but after the reimbursement, you can no longer claim compensation, because the compensation (reimbursement) of medical expenses can only be claimed once.

  10. Anonymous users2024-01-31

    You can use a medical insurance card to reimburse, but you have to negotiate with the owner of the electric car in the early stage to pay for the cost of medical treatment. (The electric car does not have any insurance, so the owner of the electric car pays for it himself).

  11. Anonymous users2024-01-30

    This matter depends on how you solve it If it is not serious and can be solved in private, you can't say that you were hit when you go to the hospital, you can say that you are stuck and so on, and you have to open a certificate in the local street or village ** This certificate is given to you by the attending doctor of the hospital after you go to the hospital for hospitalization For the hospital, traffic accidents cannot use any medical insurance But look at you ask the other party must not like to pay If you need to pay for the medicine yourself, there are two possibilities I am afraid that the other party will not pay and want to spend less I'm afraid that your future medical records cannot be used as the basis for compensation for traffic accidents.

  12. Anonymous users2024-01-29

    Yes, this is an accidental injury.

  13. Anonymous users2024-01-28

    The battery car knocked down the person, and the electric car was fully responsible. Can the injured party's medical expenses be reimbursed by medical insurance?

    Dear, I'm glad to answer for you; The battery car knocked down the bad people, and the electric car was fully responsible. The injured party's medical expenses cannot be reimbursed by medical insurance. Because the traffic department has given the accident responsibility letter, the owner of the battery rental Chongxiang car pays full responsibility, indicating that this is a traffic accident, the medical expenses of the injured can only be compensated for the medical insurance costs through the third-party liability insurance in the insurance, if the owner of the battery has purchased vehicle insurance and the third liability insurance, the insurance company can pay for the medical expenses of the year, if the owner of the battery has not purchased insurance, then the medical expenses and other compensation are all borne by the owner of the battery.

  14. Anonymous users2024-01-27

    Medicare covers the costs and medications caused by natural causes of illness, not the costs and medications caused by accidents.

    Otherwise, if everyone can use medical insurance to pay for the expenses caused by the accident, then the medical insurance cost is not guaranteed to be enough.

    Therefore, whether it is traveling or working, you should maintain a cautious attitude in daily life, and do not cause accidents and injuries.

    I hope you can understand the original intention and intent of health insurance. Be safe in the future.

  15. Anonymous users2024-01-26

    The scope of medical insurance is used to treat diseases, not injuries, such as fractures, trauma, and hospitalization, if it is said to be a car accident, medical insurance will not reimburse.

  16. Anonymous users2024-01-25

    Of course, as long as there is money in the card, the ** and medical expenses within the scope of medical insurance can go to medical insurance.

    Questions. Can the medical insurance for traffic accidents be used?

    No, the medical expenses of traffic accidents are the third-party responsibility of traffic accidents, and medical insurance cannot be reimbursed.

    Questions. I'm responsible.

    I was hospitalized myself.

    This has been made clear above, if there is a third party, the general medical insurance is not responsible.

    Questions. <>

    What does Article 2 mean?

    You are the main responsibility for this thing, which means that the third party is still responsible, in this case, the general medical insurance is indeed not compensated.

    As long as you are fully responsible, you must pay the insurance again.

    You will only be covered if you are fully responsible for medical insurance.

    Questions. It's full responsibility.

    If you are the main one, you can go to the medical insurance window to ask, and it should be compensated.

    If it's full responsibility.

  17. Anonymous users2024-01-24

    In this case, it should not be reimbursable.

  18. Anonymous users2024-01-23

    Summary. Hello, no. Medical insurance is not allowed to be used for injuries caused by traffic accidents, electric vehicles do not have car insurance, and in the event of a traffic accident, the cost can only be borne by themselves.

    The collision between an electric car and an electric vehicle ** party is fully responsible, whether it can go to medical insurance.

    Hello, it's not okay for the first promotion. Medical insurance is not allowed for injuries caused by traffic accidents, electric vehicles do not have car insurance, traffic accidents, the cost can only be borne by themselves.

    If there is a determination of full responsibility, this cost shall be borne by the party who is fully responsible.

    My mother is the first party, the other party is not injured at all, but there is no responsibility, now my mother's medical expenses can go to the agricultural insurance?

    Now it is the traffic police brigade that says that my mother is fully responsible, and the other party does not need to compensate.

    If your mother needs to be hospitalized after being injured, give you a suggestion, you can negotiate with the attending doctor of the hospital to ask the hospital to use the drugs in the medical insurance (required by the insurance company), and see if it can be used, and unnecessary expenses can be saved. In fact, according to the normal process, the medical expenses are borne by the party who is fully responsible, and the other expenses are negotiable expenses.

    I learned about this process, because my mother had vertigo when riding an electric car and fell to the ground involuntarily, just fell on the side of the rented battery car, so I was fully responsible for my mother's car accident caused by the onset of the disease?

    Because you are more coarse than accidents, medical insurance is generally not allowed to be used for injuries caused by traffic accidents, if your mother needs to be hospitalized, then it may be allowed, if you can't reach hospitalization, just outpatient**, then basically it is not possible to use it.

    I was admitted to the hospital and was unconscious in the intensive care unit, so I asked the traffic police and said that I could go to the agricultural insurance.

    When you were hospitalized, did you ask what kind of medical insurance you have? In such a serious situation, it should be used for demolition, and you can also ask the attending doctor of the hospital.

    Because when it fell to the ground, it was a little bit of a small collision with the electric car that came next to it or resisted the alarm, and then it was dealt with as a traffic accident slag group, and now it is handled that this situation is my mother is fully responsible, then the other party will definitely not compensate, all such as limb self-expense ** too high to bear, asked the traffic police said that this situation or can go agricultural insurance, I don't understand so ask your teacher.

    In terms of policy, a car accident caused by an accident does not fall within the scope of reimbursement for rural cooperative medical care. Rural cooperative medical care is under the scope of social insurance, which is not insured against accidents, and your mother is fully responsible. But the traffic police said that it can be reported, so it is recommended that you consult your mother's attending doctor, generally such as envy Lu Zeguo can be reported, but only part of the cost, depending on the situation you described, your mother is still more serious, including nursing and other expenses are not reimbursable.

  19. Anonymous users2024-01-22

    The electric car is fully responsible for the collision and can be reimbursed by medical insurance.

    Kiss. Hello, I'm glad to answer for you: the electric car was hit and fully responsible, and you can use the medical insurance to reimburse the accident responsibility letter for the battery car, and the medical insurance will not reimburse.

    Because the traffic department has given the accident responsibility letter, the owner of the battery pays full responsibility, indicating that this is a traffic accident, the medical expenses of the injured can only be compensated for the medical insurance costs through the third-party liability insurance in the insurance, if the owner of the battery has purchased vehicle insurance and the third liability insurance, the insurance company can pay for the medical expenses, if the owner of the battery has not purchased insurance, then the medical expenses and other compensation are all borne by the owner of the battery. I hope mine is helpful to you, I wish you a happy life, if mine is helpful to you I hope you can give a 5 star like. Thank you for your support.

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