Transfer money from Canada to the United States, how to transfer money from Canada to China

Yes, wire transfer, to the bank operation.

You can use your bank card to find a Western Union money transfer People in the United States can go to the bank and deposit the money you sent directly into their own card.

Internet banking. Or you have a check from TDTRUST, write it to Bank of America as well.

Summary. For example: 1Enter the transfer and remittance page of ICBC Canada Internet Banking or Mobile Banking, directly select the remittance to the overseas account, and select the remittance currency as "RMB", and then you can directly use the "pre-settlement" function.

For example: 1Enter the transfer and remittance page of ICBC Canada Net Regret Bank or mobile banking, directly select the remittance to the account outside the border Qingtong, and select "RMB" as the currency before the remittance answer, and you can directly use the "pre-settlement" function.

What do I need to withdraw money when sending RMB to a Chinese bank card in Canada?

2.Fill in the remittance information in the required format. What Shi Zhichen needs to prepare is to get the account information and ID number of the payee and the swift number of the receiving bank.

It should be noted here that the payee is limited by the annual foreign exchange settlement limit of 50,000 US dollars per person in China, and it must be calculated well, otherwise the foreign exchange will be returned.

Canada has opened online banking with Bank of China, and you can transfer money directly through online banking.

Bank of China can receive the account in real time.

What documents do I need to withdraw money in China?

In addition, the wire transfer business is a traditional remittance method, and the remittance of a large amount, such as the first payment for buying a house, is remitted to Canada by wire transfer. This method of wire transfer is safer than that of Envy Wheel, and the arrival time is also very fast, generally two to three working days.

1. To have a foreign exchange account in China, some banks require special application, and some banks have multiple currency functions; 2. Obtain a roadmap of foreign exchange rounds from the bank, including the account information of domestic banks abroad, the remittance routes of various currencies, the information of intermediary banks, the information of remittance payees, and the information of domestic banks; 3. Fill in the content required by the roadmap and provide it to the remitter abroad; 4. The remitter will hand over the route map to the foreign bank and pay the handling fee according to the requirements of the bank. Different countries and different banks have different fees; 5. The beneficiary receives the remittance.

You look at the Bank of China, you can apply for it.

Make a wire transfer through RBC Royal Bank of Canada.

Wire transfers through The Toronto-Dominion Bank Financial Group.

By bank transfer. The most convenient is through bank transfer or bank transfer remittance without too much introduction, this should be said to be the most common way, let's take a look at the transfer limit, arrival time and handling fee of the major Canadian auspicious banks.

Beneficiary's bank account number IBAN CLABE (for Mexico) or Business Identifier** (Swift Bic ABA). 【Transfer Limit】: The daily transfer limit via mobile banking or online banking cannot exceed $2,500

Summary. Kiss. <>

Hello, glad to answer your <>

Money from Canadian banks can be transferred back home. Currently, there are a variety of options for transferring money from Canada to domestic accounts, including online transfers, bank transfers, and third-party payments. Online transfers are fast and have low handling fees, but they require the recipient's bank card information; Bank transfers can be used for large-value transfers, but the fees are higher and the transfer time is longer; Third-party payments are a convenient and fast way to transfer money, but the fees are complex and risky.

How to transfer money from Canadian banks to the country.

Kiss. <>

Hello, glad to answer your <>

Money from Canadian banks can be transferred back home through transfers. At present, there are a variety of options for transferring money from Canada to domestic accounts, such as online transfers, bank transfers, and third-party payments. Online transfers are fast and have low handling fees, but they require the recipient's bank card information; Bank transfers can be used for large-value transfers, but the fees are higher and the transfer time is longer; Third-party payments are a convenient and fast way to transfer money, but the fees are complex and risky.

First, a bank account needs to be opened in Canada. Common banks include Royal Bank of Canada (RBC), Toronto-Dominion Bank (TD), Montreal Bank of Montreal (BMO), etc. To open an account, you need some basic information, such as personal identification documents, proof of address documents, and bank account opening**.

After opening an account, the bank will provide an account number and the bank information required for the transfer. Depending on the selected transfer method, you need to collect the corresponding bank information and beneficiary information. If you're sending money online, you'll need to provide the recipient's bank, account name, and bank information.

In the case of bank transfers, you will need to provide information such as the recipient's bank account and SWIFT or ABA code. This information can be obtained at the recipient's bank or through a web search. Different transfer methods may have different fees, so you need to check the fees of your bank or third-party payment company and pay the corresponding fees before transferring.

Some banks or payment companies may also allow the recipient to bear a certain handling fee, which needs to be negotiated with the recipient before the transfer.

Summary. Once you have your bank account information, you can transfer money from within your country to Canada. It is common to go to the bank counter or transfer money in the mobile app of major banks, and it is generally an instant purchase and remittance.

Using Alipay to send money, the handling fee is slightly lower than that of the bank. Search for Bank of China remittance on Alipay, click on Receiving Account Management after entering, you can add a Canadian bank account, and fill in all the information to save it according to the previous introduction. Through Alipay remittance, each user (calculated by ID card) can remit up to 2 times per day, each of which does not exceed 30,000 yuan (including 50 yuan handling fee).

Once you have your bank account information, you can transfer money from within your country to Canada. It is common to go to the bank counter or transfer money in the mobile app of major banks, and it is generally an instant purchase and remittance. Using Alipay to send money, the handling fee is slightly lower than that of the bank.

Search for Bank of Shanghai remittance on Alipay, click on the collection account to add a Canadian bank account, and fill in the information to save it according to the previous introduction. Through Alipay remittance, each user (calculated by ID card) can remit up to 2 times a day, each of which does not exceed 30,000 yuan of Liang Yu (including 50 yuan handling fee).

If the remittance amount exceeds 60,000 RMB, it is recommended to choose a bank counter to handle it. When choosing to open an account, try to choose a bank close to the school or an apartment, which is convenient to do things, because the efficiency of work in Canada is relatively low, sometimes it often takes two trips to complete, and the bank account opening is not like the domestic opening at any time, a boring conversation generally needs to make an appointment, and it is also recommended to choose a business manager who can speak Chinese when making an appointment.

At present, there are three main ways to remit funds:

1. Bank wire transfer: The bank remittance counter will charge less than 2% of the handling fee and less than 1% of the banknote conversion difference, and the foreign intermediary bank will charge a handling fee of about 15 US dollars. The State Administration of Foreign Exchange (SAFE) recently introduced a new regulation that the cumulative amount of outbound remittances per person per day for each bank office shall not exceed US$50,000, but the amount can be borrowed from others.

For a single cash transaction of less than 50,000 US dollars or less than 10,000 US dollars, you do not need to show proof, only a personal ID card.

2. Bank-mail business: "One-Remittance" Yinmail International Electronic Remittance is a new generation of cross-border US dollar remittance business jointly launched by China Post and world-renowned banks. Many post offices in big cities have opened this business, and some cities with lax supervision, such as Xiamen, Hangzhou, etc., can remit as much as you want, without an upper limit, and there is no obstacle to remittance through legal channels.

This is also the best strategy to solve the bank transfer restrictions.

3. International credit card: There is no handling fee for remittance, and it does not exceed $5,000 per time and month, but the application for a credit card is complicated. In most cases, there are no restrictions on inward remittances, but a very small number of banks in some areas may have certain restrictions.

For example, if a China Merchants Bank may restrict foreign "capital accounts" from remitting money to domestic individuals, or if a Chinese bank receives more than $2,000 in cash remittance, it must provide proof of income. In this case, you need to go to another bank.

In general, hundreds of cities such as Beijing, Shanghai, and Hangzhou generally do not have special restrictions on inward and outward remittances (there are exceptions, but they are all easy to solve in the end), and the more inward remittances in a single transaction, the better, because the inward remittance fee of $200,000 and $1,000 is $10-40.

Features of the above:

1. The remittance network covers a wide range.

Bank of China provides customers with comprehensive financial services in Chinese mainland and 41 countries and regions, and has established ** bank relationships with more than 1,600 institutions in 179 countries and regions around the world.

2. Abundant remittance currencies.

Currently, wire and draft transfer services are available in up to 18 currencies, including US dollar, British pound, euro, Hong Kong dollar, Singapore dollar, Japanese yen, Canadian dollar, Australian dollar, Swiss franc, Swedish krona, Danish krone, Norwegian krone, patacas, New Zealand dollar, Thai baht, South African rand, Russian ruble, and Malaysian ringgit. Telegraphic transfer services in all the above currencies are also available through electronic channels such as Internet Banking.

3. Remittance is safe and convenient.

There are two types of services to choose from, wire transfer and bill transfer, to meet your requirements for different amounts, purposes, and timeliness. The new "full arrival service" has been added, locking and collecting transfer fees in advance to ensure that the full amount of the remittance principal reaches the recipient, and has launched four types of US dollars, euros, Australian dollars and Japanese yen.

Support the cross-channel use of common remittance templates, you have handled remittance business through counters, online banking or self-service terminal channels and save them as common templates, and you can directly call them when you remit money again in any channel, without having to fill in the form repeatedly.

If you want to send Canadian dollars to Canadians, you can go directly to the bank to handle it, and the remittance generally requires a fee of several hundred yuan (RMB), and you should buy foreign exchange first, and then you can send it, that is to say, you need a multi-currency card. According to the regulations, each bank can only open one account, if you don't have a multi-currency card, go to a bank where you don't have a transfer, such as Bank of China and Citibank.

If this person in Canada has a domestic UnionPay card, he can also transfer RMB to the UnionPay card directly through Alipay, mobile banking, etc., and the UnionPay card can be swiped in many large cities or large supermarkets and shopping malls in Canada, and then the RMB will be settled according to the exchange rate. Moreover, UnionPay cards can directly withdraw Canadian dollars or even US dollars at many ATMs, but each withdrawal will charge a handling fee of 2-3 Canadian dollars, and domestic banks will deduct 12-15 yuan handling fees, so for ATMs that can only withdraw 400 or 800 Canadian dollars at a time, the cost is a bit high, and only when you really need cash. Multi-currency credit cards (such as master cards) can also be used for direct consumption and then repaid in RMB, which I think is also more cost-effective.

Go to your bank in Canada, provide the information of your receiving account in China, and the bank can process the wire transfer with a fee of 30 Canadian dollars.

Go directly to a bank in Canada Provide the English name of the Bank of China and the address of the opening bank You can go to the bank to ask for details, and it is best to know the Bank of China - Younger.

2. Now, Canada's international banks handle wire transfers, which is very efficient, generally within 24 hours. However, the handling fee is relatively high, and it usually costs tens of Canadian dollars. Most banks in Canada (such as RBC Royal Bank of Canada, The Toronto-Dominion Bank) support international money transfers.

Just arrange it according to your specific situation.

Hope it can help you, thank you, dear.