Now I want to buy an insurance policy, which has the function of medical dividends and pension 5

First, you can take care of everything, you don't care about anything, there is no one-size-fits-all insurance, and the insurance company has to account for the cost, and you can't afford it yourself.

Second, when buying insurance, first choose **people, **people, professional or not, determine the quality of the products you buy, and the product itself is not good or bad, only suitable and not suitable for you, and finally in the choice of company, you can walk more, see more, compare more, not the most important thing that suits you.

Third, buy insurance in accordance with the order of accidents, critical illnesses, pensions, medical care, directional dividends, and investment, step by step, step by step, in a targeted manner, do what you can, live within your means, and purchase according to the standard time, in batches, and by age group, and carry out systematic and three-dimensional financial planning.

Fourth, buy insurance products to see the exemption The less the insurance product is exempted, the more beneficial it is to the customer.

Fifth, I wish you a smooth work, a prosperous career, a healthy life, and a happy family.

Full name of the product: Ping An Xinxiang Insurance.

Period of coverage: up to age 65.

Payment period: 20 years.

Payment method: annual payment.

Issue age: 28 days old - 55 years old.

Sum Insured: Basic Sum Insured.

Insurance liability: 2 times the basic sum insured for maturity payment.

Death benefit: 3 times the basic sum assured after the age of 18.

Insurance example: Insured: Mr. Chen, 28 years old, employee of a foreign company, newly married with a child under the age of one, loves the family, has a sense of family responsibility, and hopes that an insurance plan can transfer the personal risks during the career and ensure a happy life in his later years.

Apply for Ping An Xinxiang Dual Insurance (Dividend) 50,000 + Ping An Additional Xinxiang Critical Illness Insurance 40,000 + Ping An Additional Accident Insurance (2008) + Ping An Accidental Injury Medical Insurance (a) + Ping An Additional Health Hospitalization Medical Insurance (a) + Ping An Additional Hospitalization Daily Medical Insurance (2007) + Ping An Additional Waiver of Insurance Premium Critical Illness Insurance (2007).

Insurance period: to 65 years old Annual premium: 4539 yuan (equivalent to daily payment (national flat price).)

Payment period: 20 years Total payment: 90,780 yuan.

Features: Triple coverage for adulthood reflects the responsibility of life.

Double payment at maturity for a worry-free retirement life.

Self-annuity and free pension planning.

Annual Policy Bonus adds an extra layer of surprise.

Freedom of policy loans, flexible capital turnover.

Ping An Insurance of China.

Xinhua Insurance's longevity and health, there are dividends, major illnesses, and insurance can also be reduced and cashed out for pension Specifically, you can ask the local Xinhua marketer in detail I believe you will definitely be satisfied.

The order of purchasing insurance is: Accident - Medical - Critical Illness - Investment 1The Critical Illness "Golden Life" has the main features of lower rates, higher protection, unique functions of double increase in value and critical illness sum insured, early payment of critical illness insurance benefits, high cash value, and annuity conversion.

"Golden Life" has a strong security function, and at the same time, it can take into account the functions of certain cash value accumulation and pension security. To put it simply, it is a financial security plan with low contributions, high protection, financial management, serious illness protection, and retirement. 2.

An unexpected card from Accidental Pacific can meet your needs. One hundred pieces. 3.

Medical treatmentYour current age is not a high claim period for medical claims, and you can buy medical treatment. Just over 300 pieces.

Hello; At your age, you should consider your own insurance planning, you said that you want to consider a set of medical care, dividends, pension in a lifetime of insurance products, I personally suggest that it will be better to set it separately, because you want everything, it may not be comprehensive, there are a few suggestions to you, my blog is for reference only. Wishing you health and happiness! Reference:

Know where you are in your financial management and rank your insurance plan.

Hello; It is recommended that you choose accident, health, and death protection, and you only need to buy insurance products with pure protection in this regard; Second, choose a short-term participating insurance, such as a participating insurance that matures in 5 to 10 years, so that you will not lose money when you want to use it. I can tailor an insurance plan to suit your insurance needs, so please feel free to contact me if you need more information.

Hello, I suggest you get to know the Pacific Insurance Company "Golden Life", which won the award of Asia's Best Insurance Company, and it just so happens that the headquarters of Pacific Insurance is also in Shanghai! You can generally meet the above requirements, and the premium is relatively cheap! Ideal for working-class, young white-collar workers!

I am about the same age as you, and I also bought myself "Golden Life", which covers 35 categories of critical illnesses (the insurance product with the largest types of critical illness protection in the current life insurance market!! It is the industry's first new product with dual growth of critical illness protection and value protection, which integrates health, value, pension, and insurance amount increase and dividends, and is a "grown-up" insurance. Cheap premiums and high protection!

Dividends of the sum insured every year, with financial management functions, truly realize that the older you are, the more valuable you are! Contact me for details! Peace, happiness and health!

Hello, after reading your description, the meaning of insurance is to solve the urgent needs of the moment first, that is, in order of 1: the most likely to happen, and at the same time the least expensive accident protection, disability protection, accidental medical protection. 2：

Hospitalization and outpatient expenses for diseases that are more likely to occur are cheaper. Hospitalisation Expense Benefit3: Critical Illness Benefit in the event of a critical illness that will seriously affect your life.

4: If your life is peaceful, the pension expenses in your later years. That is, pension security.

Therefore, it is recommended to recommend Ping An Universal Insurance Plan, which covers critical illness, accidental death benefit, disability benefit and hospitalization reimbursement protection in the early stage, with comprehensive protection and consideration for all parties. A case study is attached for your reference. Reference:

Comprehensive Protection Plan for Newlywed Men aged 28.

If you want to buy an insurance, it is best to have medical, dividend, and pension functions China Life's "Ruixin" and "Wufu products" can meet your needs Reference: 27-year-old girl "Ruixin" 10,000 29-year-old married lady's pension critical illness protection (Fu.

Hello, according to your situation, we recommend the protection plan, which is as follows: 1. After applying for the insurance, you have a critical illness benefit, which can be paid repeatedly, up to four times, and the premium will be waived after suffering from a critical illness; 2. Hospitalization allowance: no conflict with social security, a total of 1,000 days of compensation; 3. If you are safe and healthy at the age of 65 or 88, you can return all the principal, plus dividends, and make a pension reserve.

If you take into account the accident, you can also attach a few hundred yuan of accident insurance, then it is more perfect, if necessary, you can do further communication, I wish the work a smooth time. Reference: Affordable and high-quality health plan for young people Taikang Jixiang Comprehensive Health Insurance Plan - One Guarantee.

Hello; Depending on your needs, a combination plan can be designed to meet them. The most basic function of insurance is to dedicate money, if a product can contain all the needs, it must not be very comprehensive.

Just like the camera function of a mobile phone, how powerful it is definitely not as good as a professional camera. If you have social security, you can consider supplementing: accident medical treatment + hospitalization medical treatment + critical illness insurance (dividend return type) + pension insurance.

Because we don't know your income and liabilities, we can't offer you a specific plan. It is generally recommended that you spend no more than 10%-15% of your annual income on insurance premiums.

Hello, glad you're so insurance conscious! According to your account, you focus on both security and retirement! It is recommended that you can consider a safe and outwitted life, and the protection has:

Reference: Insurance should be planned at a young age Different arrangements to prepare, different lives Critical illness, pension, children's education fund, sickness.

Hello, first of all, a person's life is not covered by an insurance policy, with the increase of age, the increase of responsibility, the increase of value, and the increase of income, the policy can be adjusted. In your case, I recommend using consumer insurance to do enough protection (low premium, high sum insured) as a supplementary premium for social security no more than 10 of your income Super freewheeling, as you wish to refer to: Allianz Insurance - the 20th of the world's top 500 Understand social security and buy commercial insurance, better protection and less money.

Hello! Dear customers and friends! It's a pleasure to serve you!

According to your situation, New China Insurance's auspicious Ruyi is definitely your first choice! Perfect for you! Hope it works for you!

Reference: An insurance plan for a family of three after 80 for a 30-year-old man who saves yuan every day.

Hello, there are many types of insurance in the current insurance market, and choosing the right insurance for you is the most important thing. You can consider "Golden Life". It is the first product in China with double sum insured and double disease growth.

At the same time, it integrates serious illness, medical treatment, pension, dividends and other functions, which is very suitable for your current needs, I recommend this one to you, you can compare. The following is a reference Welcome to click on the consultation reference: Enjoy the golden years of life!

Hello! For your needs, our company's Ruixin insurance plus hospitalization is very suitable for you, that is, to protect the disease and medical treatment, as well as fixed receipt and dividends, of course, there is no best insurance, only the most suitable for you, this is and meet your needs, depending on your ability to pay, and what do you not understand, feel free to contact me!

Hello; Your insurance awareness is very good, although we are far away, I would like to give you some advice. First of all, when buying insurance, we should fully consider the protection of accidents and critical illnesses, as young people, it is the time to start a business, so it is very necessary to have an accident and critical illness protection.

The function of insurance is to "make a big deal with a small one", when you are young and healthy, you can pay premiums in exchange for high accident protection and critical illness protection, and if a risk occurs, the insurance company will pay the insurance money specified in the contract to the designated beneficiary of the insured, or pay the critical illness insurance money to solve the expensive medical expenses. In this way, it is not only responsible for oneself, but also responsible for the family, ensuring that parents can provide for the elderly, and that children can receive a good education. Peace and security, when the contract expires, you can take out the maturity insurance money, which can be used for future pensions, can be used for re-entrepreneurship at that time, and so on.

Therefore, "if you receive a lot of money, you should save money if you have nothing to do", and you can also bring a certain amount of income to yourself through the operation of the insurance company, do you say okay? The downside is that you have to spend less money each month and invest this part of the money that would have been spent on consumption to the insurance company to buy insurance that is responsible for the family. It is advisable to contact a local insurance professional to design a plan that is suitable for your situation, with the right premium payout, the right amount of insurance, and the right coverage period.

We hope you have a guarantee soon! I wish the whole family happiness and peace!

Hello: Your insurance awareness is good! In the case of social security, it is a good choice to run a safe outwitted life! Low premiums, high protection for critical illness, and reimbursement for accident outpatient services, you can refer to the case for reference: yuan per day, so that Mr. Liu has no worries about his life.

Hello: An insurance that can not only resist risks but also protect the future pension without worry, and have stable investment returns, within the scope of their own economic ability, do a good job of planning for old age when you are young. Reference: Family Protection Plan (Safe Lives).

Hello, insurance at any time, is based on protection, pension function is only supplemental, as for the program, you should find some insurance experts, understand your situation, in order to tailor a suitable plan for you, because the information you provide is not enough.

He sees that the health auspiciousness is very good for you, that is, you enjoy the protection of critical illness, and hospitalization allowance, and at the same time, at the age of 65, the principal and dividends are paid as a pension. Truly save money for interest, and give away security for free.

Hello; Ruixin of Chinese Life is very suitable for your insurance needs. Please refer to the details for further communication Oh Reference: What does the Guoshou Ruixin product portfolio bring to us? The most comprehensive protection plan for age 30.

Hello; At the age of 28, in the early stage of family growth, it is the key for you to be able to best solve the protection of yourself and your family and the perfect after-sales service in the future! A good and honest person will provide you with a comprehensive family financial plan, not a product! I don't know your family debts, income arrangements, expenses, mortgages, parents' pensions, etc., it is difficult to give a more reasonable protection design!

It is recommended that you choose accident and critical illness protection as the main one, you are the head of the family, you can supplement 100,000 yuan in addition to critical illness social insurance, and at the same time, you need to configure enough term life insurance to protect the income of the future family for 5 to 10 years! 5 to 10 times the annual income is appropriate; The case refers to Xinhua's three insurances and one housing fund "auspicious ruyi": more than 4,000 a year can establish a life insurance guarantee of 200,000+ dividends; 100,000 yuan of 32 types of critical illness or surgery protection, independent insurance amount design, timely claim settlement does not affect the pension at maturity; Receive 100,000 + the sum of 42 years of accumulated dividends + final bonus as a supplement to the pension at maturity!

"The advantages of Xinhua products, the amount of insurance will grow, and the income will grow, which can effectively cope with the medical expenses and the pressure of inflation on your funds. Specifically, you can design a plan suitable for you according to your protection needs, and at the same time, insurance is a matter of paying for decades and protecting a lifetime, and you need a rational and professional person to analyze it for you! Follow-up after-sales is also very important!

Reference: 30-year-old middle-aged people healthy pension financial management three-in-one. The 30-year-old head of the family is "auspicious and wishful".