I want to restore the right to use Huabei, how to quickly restore the qualification to use Huabei

After closing Huabei, to resume use, as long as the payment method is set to Huabei, you can open it.

Contact Alipay customer service and consult the opening.

If it can be restored, it will be restored. I haven't thought about it lately. Because I'm trying not to overdraw as much as possible.

Once the credit limit is reached, it can be reopened.

Contact Alipay customer service and ask: Do you have the right to open it again, and how to open it? Just ask customer service.

Huabei has established a relevant credit reporting mechanism with the central bank, if someone maliciously overdue, such as using up all the quota at one time, taking a long time to repay, and unable to contact the user, etc., it will be reported to the central bank's credit information system, affecting the user's credit history; If you only forget to repay the loan, the time is short, and there is a grace period, which may affect Sesame Credit, but it will not be credited to the central bank's credit system.

If you use Ant Huabei to repay the loan on time, you will incur overdue interest, and the overdue interest will be charged on a daily basis on the unpaid amount of the current period. Moreover, overdue records can affect the Sesame Credit Score, which can lower the Sesame Credit Score.

Generally speaking, if the number of overdue days of Ant Huabei is relatively short, such as within 7 days, after paying off the overdue loan, the Ant Huabei function can be used normally. But if it is overdue for 30 days, then you can never use Ant Huabei.

1. After Ant Huabei is overdue for 7 days.

After Ant Huabei is overdue for 7 days, the user will be temporarily unable to use Ant Huabei, and the user will return to normal after repaying the overdue amount.

2. Ant Huabei is overdue for 30 years.

After Ant Huabei is overdue for 30 days, users will have to pay off the overdue amount and will be permanently unable to use consumer credit products such as Huabei and Tmall installment.

Some people do not have Ant Huabei after ten days of overdue, this situation is also normal, if you pay off the loan and communicate with customer service to see if you can reopen Ant Huabei. If it is another situation, you can contact Alipay customer service to review and activate again. If you want to use Ant Huabei all the time, you must repay the loan on time (before the 10th of each month).

Whether Huabei is allowed and the quota is based on a comprehensive assessment of your account situation, and the access and quota will be changed in real time.

Huabei introduced. Huabei is a consumer credit product launched by Ant Micro Loan, a subsidiary of Ant Financial, which allows users to use Huabei's quota to enjoy a shopping experience of "consume first, pay later". Features::

1. Buy in the current month and repay in the next month (**Tmall transactions, except for some**travel, recharge, movie tickets and other specific categories, it is repaid next month after confirming the receipt, and repaid next month after placing an order and paying for transactions on other platforms).

2. Free use of consumption quota for shopping (if you use Huabei to purchase in installments, the buyer needs to bear the specified fee according to the rate set by the merchant).

3. Convenient repayment, support Alipay automatic repayment.

Repayment-related. 1. Billing date: This date is the billing date of [Huabei], and the billing date of the current month's bill (summary consumption details and expense details) issued on the 1st of each month is fixed and cannot be modified temporarily.

2. Repayment date: This date is the last repayment time agreed in the agreement by [Huabei], if the repayment is exceeded this date, a certain overdue fee will be charged, and it may have an impact on the credit investigation of the People's Bank of China.

3. The bill date of Huabei is the 1st of each month, and the repayment date is the 9th or 10th of each month, please refer to the page prompts.

You get more sesame credit scores, such as binding personal information, education, car and the like, and use Alipay to pay.

1. Adhere to a good personal reputation. As a credit product, Huabei naturally attaches great importance to the user's personal credit status, the better the personal credit status, the more beneficial it is to restore the Huabei quota, so after Huabei is frozen, it is recommended to maintain good personal credit, you can bind Alipay to a credit card, use Alipay to repay the credit card on time, and accumulate personal credit.

2. Use more other functions of Alipay, increase account activity, usually use Alipay to consume, and try to buy Alipay's financial products, so that the system can see our economic strength, the stronger the economic strength indicates that the user's repayment ability is stronger, and the more helpful it is to restore the qualification to use Huabei.

The above is the skill of quickly recovering Huabei, when Huabei can be restored after it is frozen is determined by the system from time to time according to the comprehensive situation of the user's account, and manual intervention cannot be made, please also refer to the system evaluation time.