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In general, such problems can be divided into the following three situations.
1. The merchant does not support or does not open the Huabei payment function, 2. The merchant's Huabei is suspected of abnormal use and is suspended.
3, or you are suspicious of Huabei and have been suspended.
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Because ** is currently very strict in the management of Huabei to prevent some illegal operations of criminals!
But I don't want to lose this piece of business, so now Meituan, Nuomi and other third-party software can't use Huabei normally.
However, it is not excluded that everyone cannot use it, but it is limited and quota.
Wish. Thank you.
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During the use of Huabei, Huabei will conduct a multi-dimensional comprehensive evaluation of users from time to time, and whether users can continue to use Huabei is subject to the results of the comprehensive evaluation of the system. In other words, if you fail to pass the system review, Huabei will not be able to continue to use.
Generally speaking, the common reasons that cause Huabei to be closed are as follows:
1. Huabei is rarely used;
2. There is overdue behavior;
3. Personal credit is damaged;
4. There are Huabei arbitrage behaviors;
5. Excessive personal debt;
6. There is an abnormality in the Alipay account.
If you have borrowing needs, you can consider using formal loan products to borrow, such as borrowing, micro loans, and money to spend. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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There are usually two reasons why Huabei suddenly becomes unusable:
1. The use of Huabei is restricted.
In the process of providing services, Huabei will also conduct multi-dimensional comprehensive evaluation of users from time to time, and according to the evaluation results, your Huabei may be closed.
Generally speaking, the reason for this situation is usually that the user has violated the rules such as Huabei cashing out and overdue, or the current personal debt is relatively high.
2. Huabei payment cannot be used.
Some users' Huabei is not restricted from being used, but the payment fails.
If the Huabei quota is sufficient, if the Huabei payment fails, it is generally caused by the following reasons:
1. The merchant does not support Huabei services, or the goods you purchased do not support Huabei payment. In this case, you will have to choose another payment method.
2. Buy multiple goods at the same time and pay together, and some of the purchased goods do not support Huabei payment. In this case, you can pay in installments and pay separately for goods that do not support Huabei payment.
3. System evaluation transactions are not supported. The Huabei system will evaluate according to the user's current transaction situation to see if Huabei can be used to pay, and there are different evaluation results, the same product can sometimes be paid with Huabei, and sometimes cannot be paid with Huabei. Whether each transaction can be paid with Huabei is subject to the display on your page, and manual intervention cannot be made.
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The reasons why Huabei cannot be used are:
1. The borrower is shopping in **, but the delivery address is always changing, and Alipay will think that you are unstable when it detects it, which increases the risk of lending you money, so naturally it will not dare to lend you money.
2. The borrower's overdue repayment will directly lead to the recovery of the Huabei quota. Borrowing money and repaying it in time is the most basic, you have a record of not repaying the money, of course, people are not willing to lend you.
3. After the borrower buys online, he needs to confirm the receipt and then evaluate the process, if you never take the initiative to confirm the receipt and wait for the system to automatically receive the goods, this will form a bad credit habit.
4. If the borrower makes a taxi reservation but releases the driver's "pigeon" or does not return the rental car in time, these behaviors may be regarded as a sign of poor performance ability and will be included in the database.
5. If the borrower never uses the minimum repayment or installment, and does not let it earn a little income, Huabei will not be used by you.
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Huabei cannot be used, and the common conditions are as follows:
1. The Huabei function is normal and unusable: The system will evaluate whether Huabei can be used to pay according to the user's current transaction, and if it cannot be used, the payment method can be changed first.
2. Huabei function restriction cannot be used: the common possibility is that there is overdue repayment, and there are non-real transactions in the account, which will affect the use of Huabei.
The reason why Huabei was blocked:
1. Serious overdue repayment: The behavior of not repaying beyond the repayment date is called overdue repayment, and if the repayment is still not made after several reminders from the platform, it is seriously overdue. It is very likely that the platform will close the user's Huabei, and it will have a certain impact on personal credit, and more serious may be included in the list of dishonest people;
2. There is a set of behaviors: If the number of books is found that the user often has arbitrage behavior on the operation record in the background, the user's Huabei will be closed;
3. The account is at risk: If the account is logged in to the mobile phone or clicks on a sensitive link, the system will automatically detect and withdraw the security risk of the account, so as to automatically freeze it. If it is operated by yourself, it can be unfrozen through relevant identity authentication, but if it is really a violation, Huabei may be permanently closed.
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