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Anonymous users2024-02-08The issuance of bank acceptance bills can generally be issued immediately as long as the information is complete.
Information required for the issuance of banker's acceptance:
1. A copy of the contract signed by both parties is generally required (the payment method is an acceptance bill);
2. A copy of the invoice;
3. The full name of the other party, the bank where the account is opened, and other information;
4. Some banks also require a copy of the other party's business license;
5. You need to deposit a margin first, and the deposit ratio is 50% (China CITIC Bank % (Minsheng Bank % (Bank of China), etc.).
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Anonymous users2024-02-07The term of the acceptance bill is generally between 30 days and 180 days, and 90 days is the most common. The bank accepts the old high bills of exchange by the accepting bank.
The depositor who opens a deposit account issues a bill, a bill.
A commercial draft issued to the drawer.
Acceptance is a credit support given by the bank based on the recognition of the drawer's credit. The maximum face value of each bank acceptance draft in China is 10 million yuan (the face value of 100 million yuan has been encountered in practice).
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Anonymous users2024-02-06According to the People's Bank of China.
Article 87 of the Payment and Settlement Measures stipulates that the payment period of a bank acceptance bill shall not exceed 6 months; That is, the bank acceptance bill recorded in the bill shall not exceed 6 months from the date of issuance to the maturity date of the bill.
A banker's acceptance draft is a commercial draft.
one. Refers to the bank that is in charge.
If the depositor who opens a deposit account issues an application to the depositary bank and the bank examines and agrees to accept it, it guarantees to unconditionally pay the amount of definite reversal to the payee or bearer on the specified date. The acceptance of the commercial draft issued by the drawer is the credit support given by the bank based on the recognition of the drawer's credit.
Banker's acceptance bills are sold at a discount. The main investors in banker's acceptances are money market commons** and municipal entities. Its characteristics are: good credit, strong acceptance, high flexibility, and effectively save capital costs.
The use of bank acceptance bills to finance commercial transactions is called acceptance financing.
The bank acceptance bill is a kind of deferred payment bill issued by the bank entrusted by the payer, and the bank has the obligation to pay at sight when the bill expires; The maximum term of the note is one year, and the endorsement transfer can be carried out during the term of the note.
Due to the bank guarantee, the bank has a judgment and guessing requirement for the unit that entrusts the issuance of the bank acceptance bill, and generally requires the enterprise to deposit a deposit equivalent to the amount of the bill.
When the bill matures, some enterprises deposit a deposit of tens of percent of the amount of the bill to the bank, but the bank must make a bank acceptance bill credit to the enterprise and the credit line is granted.
If there is no bank credit, there is no qualification to issue bank acceptance bills.
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Anonymous users2024-02-05Analysis of the law of Qichun: one week before the expiration of the acceptance time, bring the bill and the bank's reserved seal to the opening bank to carry out the entrusted collection procedures of the acceptance bill. The act of acceptance must be carried out on a valid bill of exchange in order to be effective; Acceptance is an act of instrument made by the payer of the bill of exchange, indicating that it pays the amount of the bill of exchange on the maturity date; Acceptance is a formal legal act, which must be made and delivered in accordance with the provisions of the Wheel Code Law before it can take effect.
Legal basis: Article 40 of the Negotiable Instruments Law of the People's Republic of China on the basis of the bill of exchange for regular payment after seeing the bill, the bearer shall prompt the payer for acceptance within one month from the date of issuance. If the bill of exchange is not accepted within the prescribed time limit, the bearer loses the right of recourse against his predecessor.
Bills of exchange payable at sight do not need to be prompted for acceptance.
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Anonymous users2024-02-04The validity period is generally 3 months, 6 months and 12 months, 6 months of this kind of market is more common, in the bill of exchange stack to see quite a lot of basically 6 months, the liquidity is relatively high. Because compared to 3 months, 12 months, 6 months is not long or short, and it is also more popular in the bill of exchange market.
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Anonymous users2024-02-03Acceptance bills are generally divided into three months, six months, nine months and one year. The term of the acceptance bill is generally set according to the agreed account period of the upstream and downstream enterprises, and the half-year period is generally more common!
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Anonymous users2024-02-02Most of them are 6 months, some are 3 months, and I haven't seen them for other months, but there are
1. There is no limit on the starting amount; A banker's acceptance is a commonly used settlement tool. >>>More
If the information is complete, it will be very fast, if people are more familiar with it, it will be better to speak, as long as the bank people start to handle, it will take about half an hour to do one, but the premise is that the information must be complete. >>>More
Describe the face elements of the bank acceptance draft (name of the drawer, name of the payee, name of the payer, amount, ticket number, date of issuance), for your company to issue a bank acceptance draft issued by our company, because the financial seal is not clear when the endorsement is transferred, you need to issue a description of the acceptance draft. Signed, stamped. >>>More
After the expiration of the bank acceptance draft, the money will not be automatically transferred to your company's account, you need to go through the collection procedures in your company's opening bank within 10 days before the maturity date of the bank acceptance draft, and after completing the collection procedures, your opening bank will send the collection express to the bill bank, and the issuing bank will receive the collection acceptance express after verification, and the general bank acceptance will be paid normally on the due date. >>>More
Cashing of bills of exchange: After filling in the bank acceptance bill, the cashier of the payment unit shall check the relevant contents of the bill of exchange with the transaction contract, and fill in the list of "bank acceptance agreement" and bank acceptance bill after checking, and stamp the official seal of the unit at the "acceptance applicant". The bank acceptance agreement is generally in triplicate, one copy of the bank credit department, one copy of the bank accounting department, and one copy of the payment unit, and its content is mainly the basic content of the bill of exchange, and the basic terms that the applicant should abide by after the bill of exchange is accepted by the bank. >>>More