Borrowing money forgot, others borrowed money forgot how to remind appropriate?

One: It depends on what position you put him, if it's just an ordinary classmate, there is no face, how much is a pound of face, do you want it I will sell it to you!

Two: If you are a good friend, I suggest you forget it, if you really need it, then you can find a more relaxed way to euphemistically express your meaning, preferably in a joking way!

Three: Suffering is the driving force for progress, you should be wise! The loss of 200 relatively unknown tens of thousands or even hundreds of thousands is not so important!

Do you have a good relationship? If the relationship is good, it is very difficult to open up According to my character, since the relationship is good and I am not financially nervous, forget it, next time I pay attention to it If the relationship is average, find an opportunity to click on him, if you really need money, ask him to borrow it in turn, but this is not too good In short, don't borrow money from others, and don't ask others to borrow money casually

Half-jokingly asked, "Who, I used to lend you 200 yuan."

He said he paid it back, and you smiled and said, "Oh, I just remember that the money went out, hehe, and those who came in didn't want to settle accounts."

You said yourself first, and he just smiled and won't be embarrassed.

Forget it! Since it's a friend! Forget it!

Just ask, what's so embarrassing. Maybe he didn't pay it back. Just look at the look and tone of his face when you listen to him.

Dear, you can directly remind whether you have enough money at hand, because we have so many things to be busy every day, we will naturally forget some things, but for those who owe money and forget to pay it back, cleverly hint at each other, friends will not mind, the specific situation is analyzed, let's take a look!

Hit ** said that he was short of money recently and borrowed money from him.

The first thing to do is when you are very short of money, you also ask him for money, if he really forgot to lend you money, then he will definitely lend you money, and after you get the money, then you have not given me the money you owe, then we will pay it off.

The disadvantage of this is that friends will think that you are not honest enough, and you will beat around the bush for this little money, but you can borrow money for so long and not pay it back, and it is not a good person, and it is not worth your deep friendship.

Direct instructions. If both parties are more straightforward and don't like to beat around the bush, you might as well explain it directly, such as telling the other party directly, "Do you remember how much money you owe me that day, if it's convenient, can you pay it back to me as soon as possible, I'm also a little urgent now."

I believe that the other person will also feel admiration for your honesty, will not feel that the relationship has been damaged, and will return the money owed to you.

Use information to claim money owed.

If you are embarrassed to say it in person, you can remind him through WeChat or text messages, and if you feel embarrassed to ask him to pay back the money directly, you can also mention it to him euphemistically. There are really those kind of nervous friends in life who can forget everything. Don't expect him to think of this kind of person, just ask him directly.

You can borrow money from him upside down.

If customers don't know which platform they have borrowed money from, they can use the computer at the People's Bank of China Credit Information Center.

Check the personal credit report on the personal credit information service platform on the official website.

Generally, it is connected to the central bank's credit system.

The loan platform will leave a loan record on the credit report, so that the customer will naturally be able to know that he has borrowed money.

Extended Information:1Online lending, foreign name is Internet lending, P2P online loan is the abbreviation of online lending, including individual online lending and commercial online lending. P2P online lending.

It refers to the direct lending between individuals through the Internet platform. It is a subcategory within the Internet Finance (ITFIN) industry. The number of online lending platforms in China grew rapidly in 2012, with about 350 active platforms so far, and 3,054 as of the end of April 2015.

2.The essence of Internet finance is still finance, and it has not changed the characteristics of financial risks that are hidden, contagious, extensive and sudden. Strengthening the supervision of Internet finance is an inherent requirement for promoting the healthy development of Internet finance.

At the same time, Internet finance is a new thing and an emerging format, and it is necessary to formulate moderately relaxed regulatory policies to leave room and space for Internet financial innovation. By encouraging innovation and strengthening mutual support in supervision, we will promote the healthy development of Internet finance and better serve the real economy.

Internet financial supervision should follow the principle of "lawful supervision, appropriate supervision, classified supervision, coordinated supervision, and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various business formats, implement regulatory responsibilities, clarify the bottom line of risks, protect the legitimate operation of Shicheng Wang, and resolutely crack down on illegal and illegal acts.

3.Online loan attributes.

Online loans are bond investments, with clear returns, and the lender of funds obtains interest income; The public often confuses it with equity crowdfunding, which is an equity investment with flexible returns, and investors can obtain future income by investing in the company, such as Jingbei Crowdfunding and 36Kr.

and so on belong to equity crowdfunding platforms.

Whether it is bond investment or equity investment, there are certain risks, investors should fully understand the risks, have sufficient risk risk awareness and ideological preparation, and under this premise, make their own judgment and bear the risks of the project.

If you have forgotten which platform you borrowed money from, here are a few ways you can try:

1.Check bank statements: If you have borrowed money through a bank card, you can use your bank statements to view the platform you borrowed.

2.Check your credit history: If you had a credit assessment when you borrowed, you can use your credit history to check the platforms you borrowed from.

4.Contact customer service for consultation: If you are not sure which borrowing platform it is, you can try to contact customer service for consultation to see if you can query your borrowing records.

Before the borrowing platform is identified, it is recommended to suspend repayment to prevent misrepayment. At the same time, it is also necessary to pay attention to the protection of personal information and capital security to avoid being scammed.

If the borrower forgets to agree on the interest chain, the borrower may not pay the interest.

1. How to deal with disputes between the borrower and the borrower due to interest rates if they have not agreed on the interest rate.

According to the law, if the borrower and the borrower do not agree on the interest when they engage in lending activities, it shall be deemed that there is no agreement, and the debtor may not pay the interest. The borrower shall pay the interest according to the agreed period. If there is no agreement on the term for paying interest or the agreement is not clear, and the loan period is less than one year, it shall be paid together with the return of the loan; If the loan period is more than one year, it shall be paid at the end of each year, and if the remaining period is less than one year, it shall be paid together with the return of the loan.

Where there is no agreement on the payment of interest in the loan contract between natural persons or the agreement is not clear, it is deemed that the interest is not paid. Where the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the provisions of the state on restricting the interest rate on borrowing.

2. Does the so-called IOU have legal effect?

Private IOUs have the force of law. Legal basis: The loan contract between natural persons shall take effect when the lender provides the loan.

Article 211:Where there is no agreement on the payment of interest in a loan contract between natural persons or the agreement is not clear, it is deemed that interest is not paid. Where the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the relevant restrictions on borrowing by the state.

3. How to deal with the unclear interest agreed in the loan contract?

If the interest is not clear in the loan contract, it shall be handled as follows: According to the relevant provisions, if there is no agreement on the payment of interest in the loan contract between natural persons or the agreement is not clear, it shall be deemed that the interest is not paid. If the lender can provide relevant evidence to substantiate it, it shall be deemed that there is an interest agreement between the two parties, and if it is unable to provide relevant evidence or it is difficult to ascertain the interest agreement, it shall be deemed that the interest agreement is not clear and no interest shall be paid at this time.

However, if the interest is not agreed during the loan period, it does not affect the lender's request for the borrower to pay the interest during the overdue repayment period.

Civil Code of the People's Republic of China

Article 680 Lending at usurious interest rates is prohibited, and the interest rate on loans must not violate the relevant state regulations.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest.

If the agreement on the payment of interest in the loan contract is not clear, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with the local or the parties' transaction methods, trading habits, market interest rates and other factors; Where natural persons borrow money between themselves, it is deemed that there is no interest.

The saddest thing about lending money to a friend is that the friend forgets to pay it back, so what should I do if my friend borrows money and forgets to pay it back? See below.

01 Crying poor in front of him, and then asking him to borrow money, if he makes an excuse and says that he has no money to borrow, you say, "No wonder you have not paid back the money you borrowed from me", if he agrees to borrow, you are very aggrieved and say, "My brother is so pitiful, you have money and you don't pay me back." "That way he'll remember that he didn't pay back the money he borrowed from you.

02 A better way is to ask him to pay back the money, you can say to him, "At the end of the year, there is a lot of wine to drink, and the gift money is gone, will you return the money to me and let me get through this difficulty?" ”

03 You can also say to him, "It's cold and I have no clothes to wear, I want to buy some clothes for the winter, but I don't have any money in my pocket, you can return the money to me, let me buy a few clothes for the winter!" ”

04 If a friend forgets to borrow money, he must remind him to pay it back, and ordinary friends will be subtle, and a very good friend will directly say that he will repay the money, which will not cause much contradiction.

The solutions to others borrowing money and not repaying it are: 1. If you are temporarily unable to repay, you can communicate with the debtor and negotiate an installment repayment agreement; 2. If the debtor refuses to repay, he may file a lawsuit with the people's court to demand repayment of the debt; 3. If the conditions are met, they may apply to the court for a payment order.

Article 675 of the Civil Code of the People's Republic of China: The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

Article 670 (6): If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.