What should I do if I borrow money and don t pay it back, what should I do if I borrow money and don

So when you don't pay back the money borrowed from WeChat, what evidence do you need to get the money back? Chat records, transfer records, and proof of identity information are usually required to prove the loan relationship between the two parties. If the other party's WeChat name is just a screen name, and you can't prove that it's him/herself, it's hard to get the money back!

Everyone has a difficult time in life, and we all hope to help a friend when they are in trouble, and the most common thing is to borrow some money from a friend. However, it is often said that "borrowing money is easier than repaying". When we lend money to others, we often lack research on our friend's ability to repay based on trust in them.

So, many times, when we meet friends who owe money and don't pay it back, we don't know what to do.

In fact, the most effective and common way to face the non-payment of money owed is to file a lawsuit. The most important thing in litigation is that there must be evidence, so we must pay attention to the preservation of the following evidence that can prove the loan relationship.

1. Loan contract or IOU.

2. Transfer details or proof of payment;

2. Guarantee procedures (such as property mortgage or guarantor guarantee, etc.);

3. Certificates of materials and property guaranteed by the loan;

4. The identity information of the guarantor, and the proof that the guarantor has the ability to repay on behalf of the guarantor;

5. Proof of actual use of the loan;

6. Notice of repayment;

7. Proof of repayment and interest payment;

8. Interest calculation details and calculation methods;

9. The basis for calculating interest;

10. Other evidence that can prove the existence of the loan relationship.

These are all key pieces of evidence to prove the fact of borrowing, and if you have these, you can file a lawsuit in court. Of course, one of the most important things to sue is to be within the statute of limitations, under normal circumstances, the statute of limitations for claims is three years, so if you have arrears that cannot be recovered, you must sue within three years.

Legal basis: Article 206 of the Contract Law.

The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

Article 207.

If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

Article 208.

If the borrower repays the loan in advance, the interest shall be calculated according to the actual period of the loan, unless otherwise agreed by the parties.

Article 209.

The borrower can apply to the lender for an extension before the repayment period expires. If the lender agrees, it can be extended.

Hello, if you or your friends are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is up to 200,000 (click on the official measurement, the daily interest rate is as low as the start, with the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.)

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

If you don't pay back the borrowed money, you can sue to solve it, and prepare to borrow money Chat records, transfer records and other evidence, as well as the identity information of the defendant, if you don't pay attention to collecting this general borrowing money, it will be difficult to deal with it now, you can try to find an IOU to say, and then write an indictment, you can apply for it, and wait for the case to be accepted and filed.

If you don't understand or you can say an IOU on WeChat, ask for litigation assistance, but don't lend money to others easily, it's easy to borrow money and ask for money.

If you need to borrow money, where can you borrow it? In fact, there are some ways to solve the problem. The first is to borrow money from relatives and friends; The second is through a bank loan, but the application process is more complicated and the application time is longer.

The third is to apply for a credit loan through the Internet credit platform, with the advantage of which is that individuals can apply online, and it is more convenient to apply for the account.

Here is a reminder that it is best to choose a reliable big brand on the market for credit borrowing, such as Alipay's borrowing and Du Xiaoman Finance's Youqian Hua. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable and the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

It is a very effective way to borrow money and collect the arrears through litigation. The time limit for the parties to assert their rights is three years, and the creditor should file a lawsuit within three years, and if the lawsuit is filed with the court after three years, it may face the consequences of losing the court. ****：

Find the legal net.

My friend owes me money and doesn't pay it back, what should I do?

This man is so forgetful. How should I remind him to learn from his left hand?

Settlement of non-repayment of borrowed money: Creditors can choose negotiation, mediation, arbitration, application for payment orders and litigation. A payment order refers to a legal document made by the people's court in accordance with the law to urge the debtor to pay a certain obligation according to the application of the creditor.

If the other party has objections after the payment order is issued, they can also choose to sue. If the court still does not repay the money after the court judgment takes effect, it may apply to the court for compulsory enforcement.

1. What should I do if the other party's boss defaults on the payment?

1) Negotiation: In the case of the company owing money and not paying it back, the preferred way is negotiation, which is the most time-saving and labor-saving.

2) Request for payment order: A payment order refers to a legal document made by the people's court in accordance with the law to urge the debtor to make a certain payment obligation according to the application of the creditor.

3) Prosecution: If the other party has objections after the payment order is issued, then the only option is to sue. Lawsuits in which the company fails to repay the money owed shall be subject to the ordinary procedures of the first instance of civil affairs in China.

2. What should I do if the company's debts are not repaid for a long time?

Specifically, there are several ways to solve the problem:

a) Consultation. In the case of the company owing money and not paying it back, the preferred way is to negotiate, which is the most time-saving and labor-saving.

b) Request for payment order.

A payment order refers to a legal document made by the people's court in accordance with the law to urge the debtor to make a certain payment obligation according to the application of the creditor.

3) Prosecution. If the other party has an objection after the payment order is issued, then the only option is to sue. Lawsuits in which the company fails to repay the money owed shall be subject to the ordinary procedures of the first instance of civil affairs in China.

3. What to do if you owe money and are sued and really don't have money.

Kona made a fuss and negotiated with the other party to demand that the other party repay in installments. It is also possible to negotiate repayment by the other party in the form of labor. If the other party still does not repay the money after filing a lawsuit, the creditor may apply to the court for a payment order, and if the debtor does not raise an objection and fails to perform the payment order within the specified period, the creditor may apply to the people's court for compulsory enforcement.

Article 514 of the Civil Code.

Unless otherwise provided by law or otherwise agreed by the parties, the creditor may request the debtor to perform the debt in the legal tender of the place of actual performance, unless otherwise provided by law or otherwise agreed by the parties.

Legal analysis: If you can negotiate, you can negotiate as much as possible, and if you can't negotiate if you can't negotiate within the statute of limitations, you can file a lawsuit with the people's court in a timely manner, and if you have clues about the other party's property, you can provide the court with an application for preservation. Applying for a payment order is one of the effective ways to recover the amount owed.

Legal basis: Article 189 of the Civil Procedure Law of the People's Republic of China Where a creditor requests the debtor to pay money or valuables, it may apply to the basic people's court with jurisdiction for a payment order if the following conditions are met:

You can collect IOUs, transfer records, chat notes, Qiaoshi records and other evidence to file a lawsuit in the Xiaoqisan Court on your own, or entrust a lawyer to file a lawsuit on your behalf. Apply to the court for property preservation at the same time as the court accepts the application. If the other party still fails to perform after the judgment is removed, it may apply to the court to enforce the contents of the judgment.

Remedies for non-repayment of borrowed money: negotiation, mediation, arbitration and litigation, among which the most effective and common way is to file a lawsuit. The most important thing in litigation is that there must be evidence, so for evidence that can prove the loan relationship, we must pay attention to preservation, such as loan contracts or IOUs; Details of the transfer or proof of payment; Guarantee formalities; Proof of goods and property secured by the loan; The identity information of the guarantor, and the proof that the guarantor has the ability to repay on behalf of the guarantor.

[Legal basis].

Article 119 of the Civil Procedure Law of the People's Republic of China provides that the following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person, or other organization with a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

If you don't repay the borrowed money, the lender's purpose is to want others to repay, then the first step must be to negotiate repayment, if the negotiation fails, then you can only collect evidence to sue the other party for repayment, but the fact that the relevant documents support each other to borrow money can be, if you don't know to collect evidence to sue, you can find us IOU to help you.

Legal analysis: There are the following methods: 1. Negotiation; 2. Apply to the people's court for a payment order; 3. If it still does not enforce, it may apply to the people's court for compulsory enforcement.

Legal basis: Article 214 of the Civil Procedure Law of the People's Republic of China Where the creditor's right preparer requests the debtor to pay money or valuables, the court may apply to the court for a payment order if the following conditions are met: (1) the creditor and the debtor have no other debt disputes; (2) The payment order can be served on the debtor.

The application shall clearly state the amount of money or valuable damage and the facts and evidence on which it is based.

Borrowing money can not also be processed in the following ways:

1. Negotiate with the debtor and require the debtor to repay the loan within the specified time limit;

2. After the expiration of the agreed repayment period, if the creditor has no avail, he or she can bring evidence such as ID card, household register, complaint and IOU to the court to file a civil lawsuit. If the court orders the other party to repay the money, but the other party still does not repay the money within the performance period specified in the judgment, the creditor may apply to the court that made the judgment for compulsory enforcement within two years from the date of expiration of the performance period of the court judgment.

Legal basis] Article 123 of the Civil Procedure Law, the people's courts shall protect the right of the parties to sue in accordance with the provisions of law. Prosecutions that comply with article 119 of this Law must be accepted. Where the requirements for initiating litigation are met, the case shall be filed within 7 days, and the parties shall be notified; where the requirements for initiating litigation are not met, a written ruling shall be made within 7 days and not accepted; Where the plaintiff is not satisfied with the ruling, he may file an appeal.

It depends on what he doesn't pay back, if he really has no money, then there is really no good way, but if he doesn't pay back the money, it's very easy, just sue directly for money. It is suggested that you can consult the IOU saying that I have met this kind of person before, that is, I asked them to let me sue for the money back.

When the borrowed money is not repaid, the debtor can first actively negotiate and inform the debtor that it should bear the responsibility for repaying the debt in accordance with the law. If the negotiation is unsuccessful, arbitration may be used to resolve the dispute. If an arbitration agreement cannot be reached, they can also file a lawsuit with the court to protect their rights and interests with the help of public power.

[Legal basis].

Article 667 of the Civil Code provides that a loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest. Article 2 of the Arbitration Law provides that contract disputes and other disputes over property rights and interests between citizens, legal persons and other organizations that are equal subjects may be arbitrated. Article 3 of the Civil Procedure Law: The provisions of this Law shall apply to the people's courts accepting civil lawsuits brought by citizens over property and personal relationships, legal persons, and other organizations.