Borrow 10,000 to get 7,000, pay it off in 6 months, repay 3,000 every month, cut off 3,000 interest,

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Legal analysis: principal 5000, interest 6000The annual interest rate of 120% is definitely a high interest rate!

If it is principal and interest and 6000That's not particularly high, just a little bit higher than a regular loan. The annual interest rate of general commercial loans is about 15%, and the annual interest rate of housing loans is about 6%.

Legal basis: "Provisions on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" Article 26 Where the interest rate agreed upon by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

Legal Analysis: This interest rate has exceeded the maximum interest rate prescribed by law.

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases Article 25 Where the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except where the interest rate agreed upon by both parties exceeds four times the interest rate of the one-year loan market at the time of the conclusion of the contract.

The "one-year loan market ** interest rate" mentioned in the preceding paragraph refers to the one-year loan market ** interest rate authorized by the People's Bank of China to be released monthly by the National Interbank Lending Center from August 20, 2019.

Borrow $5,000 and repay $7,600 in two months, with interest of $2,600.

1. To use a simple and direct method, it is to take the 7,600 yuan you want to repay others, minus the 5,000 yuan you borrowed from others, and get 2,600 yuan, which is the interest of 2,600 yuan.

2. Hypothetical method (simple interest method).

Assuming that the interest rate of one month is x, then 5000 + 5000 * x * 2 = 7600 solution x is equal to 26%, at this time the monthly interest rate can be obtained (multiply 5000 by 26% of the monthly interest rate to get the answer is 1,300 yuan), so the monthly interest of a month is 1,300 yuan, which is calculated by monthly interest, and the total interest for two months is 2600 yuan.

2000 yuan. Borrowing 5,000 to repay 7,000 yuan is 2,000 yuan, borrowing 5,000 to repay 7,000 yuan for one year, indicating that the interest generated in one year is 7,000-5,000 = 2,000 yuan, so it can be verified that the annual interest rate is 2,000 5,000 = 40%. Interest refers to the remuneration received by the holder of money (creditor) from the borrower (debtor) for lending money or money capital.

This includes interest on deposits, loans, and various bonds.

Summary. The interest of 7,000 yuan a month is 1,400 yuan, and the interest of borrowing one year is 1,400 * 12 months = 16,800 yuan, which is multiple of the principal, which belongs to usury.

Hello, I am a partner Mr. Chen, I have received your question, and the reply will take about 3 5 minutes

7000 yuan, the monthly interest is 1400, is 20 cents. This interest rate is usury. Choose carefully

According to the latest regulations of the Supreme People's Court on December 31, 2020, the annual interest rate of loans before August 20, 2020 is calculated at 24%, and the annual interest rate of loans after 1 to 5 years is calculated.

The interest of 7,000 yuan a month is 1,400 yuan, and the annual interest of borrowing a lifetime is 1,400 * 12 months = 16,800 yuan, which is multiple of the principal, which belongs to usury.

Loan sharking is an illegal loan, so please choose carefully so that you don't have too much debt to extricate yourself

Summary. Hello dear, the total interest is 150%.

I borrowed 1w to get 7000 and asked me to pay back 18000 in 3 months, which is how much interest.

Hello dear, the total interest is 150%.

It's not normal.

What does the interest total 150 mean Sister A.

Borrow 10,000 to 7,000, which has already received the cut interest.

The interest is one hundred and five percent.

According to the two portions you said, it is only 20%.

It's illegal.

Illegal. But the teacher is worried that you will hide this if you sign a contract.

What will you do if you hide it?

10,000 points is 100, two points is only 200, and the three-month interest is 600, have you borrowed? If 1w is 2 cents of interest, how much will I pay?

The three-month principal and interest add up to 10,600

1 point is 1 percent, and 10,000 percent is 100

Credit card borrowing 7000 a month interest is 455 yuan. Interest is calculated on the basis of 30 days per month, monthly interest; There is also a 5% monthly late fee for the first senior. The sum of the two items is, 7000*yuan, and the interest on 7000 yuan borrowed by credit card is 455 yuan a month.