The difference between shutdown and account cancellation, does downtime mean account cancellation?

1. The shutdown can be resumed, and the cancellation of the account is completely canceled and can no longer be resumed.

2. A certain fee will be charged after the shutdown, and no fee will be charged after the account is closed.

3. If the arrears exceed the limit, the machine will be shut down, and the account will be cancelled if the arrears exceed a certain time.

If the overdue payment exceeds 3 months, it will be cancelled. If you don't want to use it, you have to go to the business hall to cancel the account, otherwise the deduction will be successful in the last month, and the machine will be shut down when the arrears are in arrears, and the arrears will be hung in your name, and your ID will be blacklisted.

China Mobile 10086 customer service staff said that if a mobile phone number is in arrears for more than 60 days, it may be cancelled**, when to release it again and reuse, the time can be long or short, this is not necessarily.

Hello, the shutdown is temporary and reusable, the closure is a permanent shutdown, and this number no longer belongs to you. Please understand.

Shutdown includes: shutdown insurance number, suspension of application and hanging, and shutdown of arrears. Such shutdowns can be restarted.

Account cancellation: It means that the number has been cancelled and can no longer be used.

Downtime is a temporary shutdown of your calling service, and cancellation of your call service is the cancellation of your mobile phone number and related user information.

The shutdown is just that the mobile phone can't be punched in and out now, but the number is still yours, and it can be used after it is turned on; If you cancel your account, your mobile phone number will be gone, and you will have to buy a new number.

The shutdown can be reopened or closed. It will be difficult to activate this number after the account is closed.

1. Shutdown is not equal to the dust of the sales number, taking the Beijing Unicom number as an example, after the Unicom postpaid number is shut down for three months in arrears, the number will be cancelled and liquidated damages will be generated, and the owner's ID card will be restricted from handling the new Zhengying Unicom business. If you settle the fee within three months of the overdue payment, the number will resume normal use.

2. Due to the differences in the product rules of each province, if you encounter problems in the process of using Unicom products, you can call the customer service of Unicom in the place where the number belongs for consultation.

Downtime and account closure are two different concepts, and the main reasons for downtime are:

1. The user is shut down in arrears;

2. The user takes the initiative to apply for a shutdown insurance number;

3. The user is forced to shut down due to violations.

Generally speaking, the shutdown can be restored, but the cancellation cannot be resumed.

Cancellation of credit account: refers to the process and result of "the termination of an agreement and the deletion of the member's account by a member (registered user) when the member (registered user) no longer accepts an agreement or no longer uses the services provided by a party (service provider) to the member (registered user)." ”

Closing a credit card is a mandatory option if you don't want to continue using it, and if you don't, the bank will charge you an annual fee for the credit card.

When closing the account, you should bring the original valid ID card and card, and if it is inconvenient for you to go through the procedures for closing the account, you can have someone else do it on your behalf.

The agent needs to hold the power of attorney written by the client (himself) and bring the original valid ID card to handle the account cancellation business.

If your card does not expire when you cancel your credit card account, some banks stipulate that you need to go to the designated branch to handle the card collection business, and then go through the formal cancellation procedures after a certain period of time (up to 30 days). This is mainly because if the cardholder has done a manual card pressing transaction before the account is closed, and the merchant has not handed over the card pressing slip to the bank for account entry at the time of account cancellation, the cardholder has already closed the account, so the bank cannot liquidate normally; On the other hand, if the cardholder consumes or withdraws cash abroad, it may take a few days before the account can be liquidated, and if the account is cancelled immediately, it will also affect the normal liquidation of the bank.

Legal basis

Telecommunications Regulations of the People's Republic of China

Article 14 To apply for the operation of value-added telecommunications services, an application shall be submitted to the competent department of the information industry or the telecommunications regulatory authority of a province, autonomous region or municipality directly under the Central Government in accordance with the provisions of the second paragraph of Article 9 of these Regulations, and the relevant documents provided for in Article 13 of these Regulations shall be submitted. Where value-added telecommunications services applied for operation are subject to examination and approval by the relevant competent departments in accordance with the relevant provisions of the State, documents for review and approval by the relevant competent departments shall also be submitted. The competent department of the information industry or the telecommunications regulatory authority of a province, autonomous region or municipality directly under the Central Government shall, within 60 days from the date of receipt of the application, complete the examination and make a decision to approve or not to approve it.

If approved, a "Cross-regional Value-added Telecommunications Business License" or a "Value-added Telecommunications Business License" shall be issued; If the application is not approved, the applicant shall be notified in writing and the reasons shall be explained.

1.The purpose is different: to close the account is to cancel the entire bank account; The cancellation of the bank card is only one of the cards in the cancellation account;

2. Information retention is different: the card is not cancelled, and the customer is still the name of the bank, because the bank still retains customer information, and the personal information is kept in the bank. If the account is closed, the bank will cancel all customer information other than personal credit information;

3. The effective time is different: if the card cancellation takes effect immediately, it will take 45 days for the account cancellation to take effect;

4. The treatment is different in the later stage: if only the card is cancelled but not the account, it belongs to the old household, and it will be relatively fast for the new account to handle the business; If you cancel your account and then go to this bank to handle business, the bank needs to re-examine your qualifications, and the procedures are more troublesome.

Extended Materials: a. Bank card account closure process.

1.First of all, if the bank card is a debit card, then it is not necessary to cancel it, and when there is no money in the card, the bank card will go to sleep, and after a period of time, the system will automatically cancel the bank card.

2.If you must cancel the card, you can only go to the bank counter in person to cancel, you need to take your ID card to the place of opening an account for cancellation, remember to go to the place of opening an account, it is impossible to do it in a different place.

3.If it is a credit card, because the credit card can be overdrawn, it is best to take it to the bank for cancellation if you don't use it, and the money in the credit card is not interest-free.

Two. What do you need to bring with you to cancel your bank card:

1.I went to the bank with my ID card to get the appointment number and queued up.

2.Explain to the service staff that you want to cancel the account, give the bank card to the bank staff, and fill in the account cancellation application form.

3. The bank card account has been cancelled.

Three. Article 34 of the Measures for the Administration of Bank Card Business The cardholder may apply for account closure after paying off all transaction payments, overdraft principal and interest and related fees. When the account is closed, the funds in the RMB card account of the unit shall be transferred to the basic deposit account, and the funds in the foreign currency card account of the unit shall be transferred back to the corresponding foreign exchange account, and no cash shall be withdrawn.

To sum up, we generally only need one bank card to cancel the bank card, which is very convenient. Some banks have different cancellation procedures, some banks must go to the bank to do it, some banks can do it with a **, and some banks will automatically close their accounts if they don't have money in their bank cards for two years.

Shutdown is not a successful account closure. The shutdown can be resumed, and the closure is completely canceled and can no longer be resumed. A fee will also be charged after the shutdown, and no further fee will be charged after the account is closed.

If the arrears exceed the limit, the machine will be shut down, and the account will be cancelled if the arrears exceed a certain period of time. If the mobile phone card is cancelled, the mobile phone number will be directly prompted to be empty, and the mobile phone number will not be stopped in arrears. If the arrears are more than 3 months, they will be cancelled, and the mobile phone card of the real-name user will be in arrears, if you don't use it, go to the business hall to cancel the account, otherwise the arrears will be shut down, and the arrears will be hung in the name of the Bright World Bureau, and the identity document will be blacklisted.

After the mobile phone number is cancelled, there is generally a cooling-off period, after which the number will be re-sold. The specific time varies from place to place, but it is generally about three months. Each number has a certain amount of time to go through the procedures for closing the account and reopening it, but you have to pay a fee.

If you don't want this number, all companies with mobile phone numbers will take back the number, and then enter the freezing period, after the freezing period, the number will refresh the information and release the number for the second time.

The law is respectfulArticle 4 of the Provisions on the Registration of Users' Real Identity Information.

The Ministry of Industry and Information Technology and the communications administrations of all provinces, autonomous regions, and municipalities directly under the Central Government are to supervise and manage the registration of users' real identity information in accordance with law.

Article 5. Telecommunications operators shall lawfully register and protect the true identity information provided by ** users when they go through network access formalities.

Downtime auto-closure can have the following effects on individuals:

1.Fee increase: If you do not cancel the real-name mobile phone card in time after it is stopped, it will continue to incur fees every month, and these fees will be counted in your account.

2.Affect personal credit: If the real-name mobile phone card is not cancelled, it may affect the personal credit system.

3.The next time you apply for a mobile phone card, it will be affected: when you go to the business hall to apply for a new mobile phone card, if you find that the mobile phone card is in arrears and deactivated before and there is no trouble, the salesperson may refuse to apply for a new mobile phone card for you.

4.Affect the owner's handling of mobile services: such as loans.

In addition, if the SIM card is an ID card obtained under the real-name system, the ID card may be blacklisted after the account is automatically closed after the shutdown, which will result in the inability to continue to handle any business of any operator.

To sum up, the automatic closure of the account by shutdown will have a variety of impacts on the liquid individual, and it is recommended to cancel the account in time when the mobile phone card is no longer used.

Yes. If the account is automatically closed when it is shut down, it will be cancelled and re-put on the shelves for sale, and because it is an ID card for real-name registration, the ID card will be classified into the black name ruler world preparation list, which has an impact, and once the tomb is destroyed and the blacklist is generated, it will no longer be able to continue to handle any business of any return operator. Downtime refers to the suspension of mobile phone service, and users are unable to use all services such as calls, text messages, and network on the mobile phone.

Account closure refers to the cancellation of the abbreviation of the bank account of the opening unit. Due to the cancellation, merger or relocation of the unit, the cancellation of the bank's account is void when requested, and the account should be closed with the opening bank.

When the account is closed, the unit must check the balance of the deposit (loan) account with the bank, and then settle the balance of the deposit (loan) with the relevant vouchers issued by the unit, and at the same time return all kinds of blank important vouchers.