A 27 year old married woman who wants to buy a women s health insurance policy should she buy?

Xueba talks about insurance, focusing on insurance evaluation! Before my 27-year-old friend buys insurance, take a look at what I wrote:What insurance do you need to buy at 27? Which pits should not be stepped on? 》

Buying insurance at the age of 27 has the following benefits: in general, the physical fitness is relatively high, not only the premium is cheaper, but there are also many types of products that can be selected. To sum up, let me introduce to you what kind of insurance you should buy at this age.

1.Social health insurance.

Social medical insurance should be configured first. As we all know, social medical insurance is a benefit given by the state, and in order to cooperate with national policies, it is recommended that everyone allocate social medical insurance. Social health insurance** is also cheap, and there is no pressure to buy.

2.Critical illness insurance.

The most recommended commercial insurance product is critical illness insurance products. First of all, let's show you a set of data, lung cancer is now beginning to show a younger trend, and this kind of disease was only high in the elderly group before, and the youngest disease was only about 10 years old. Since the age of 35, the incidence of lung cancer has increased rapidly.

These data are a reminder that critical illness insurance is not just for the elderly, and don't think that you are still healthy and take chances. Therefore, it is recommended that you purchase critical illness insurance products as soon as possible.

3.Commercial medical insurance.

Many people will confuse commercial medical insurance and social medical insurance, but the two are completely different types of insurance;

It can be said that the two are complementary. If you go to the doctor for some minor problems, then it is enough to use social medical insurance; If you unfortunately have a long-term illness, social security can only reimburse 40% of the cost in the secondary hospital, and the rest of the medical expenses must be borne by yourself, which is not a lot of money;

Therefore, the complementary role of commercial medical insurance is highlighted: it reimburses the remaining expenses of social medical insurance reimbursement, which can alleviate the economic pressure caused by high costs.

Here it is recommended that you buy millions of medical insurance, the main reason is that millions of medical insurance is close to the people, and you only need hundreds of dollars to get millions of insurance amounts. Secondly, its coverage is very comprehensive, including: surgery fees, nursing fees, drug fees, etc.

4.Accident insurance.

Anyone can encounter accidents, and there will be accidents at the age of 27, such as traffic accidents, accidental falls and injuries on the road, etc.; It is necessary to configure an accident insurance for yourself, not to mention that an accident insurance is cheap, as low as 100 yuan. Hope!

Hello, nice to meet you. Delay you a little time, according to your needs to recommend the following products to you, I hope that the words can help you.

I recommend Huaxia "Evergain 2016 Hot Style".

Open the online insurance, and pay the compensation nationwide!

Covers 110 diseases, the lowest premium, the most comprehensive protection!

1. Insurance liability: (calculated according to the basic insurance amount of 500,000).

110 illnesses covered.

1. If the insured suffers from 33 mild diseases, he will be paid 100,000 yuan before diagnosis; It can be paid 5 times.

2. Bring your own artifact: Minor illnesses will be exempted from subsequent premiums, and the benefits will continue to be enjoyed.

3. If you have been diagnosed with 77 kinds of major diseases, you will be paid: 500,000 yuan;

4. Death or total disability due to illness or accident; Payment: 500,000 yuan;

5. End-stage of disease: payment: 500,000 yuan;

6. If the policyholder suffers from 33 kinds of mild illnesses, or 77 kinds of serious diseases, or total disability, or death, the subsequent premiums will also be waived, and the main contract will continue to be valid and the benefits will continue to be enjoyed! Double exemption function, human care!

7. Truly cure diseases and provide for the elderly without diseases! (The cash value can be recovered at any time when the policy is surrendered) Second Huaxia's "Huaxia Mother and Child Treasure Illness Insurance".

Comprehensive coverage and simple payout: once diagnosed, it can be paid.

If you want to go to an expensive hospital to give birth or give birth overseas, you must consider some high-end medical insurance, medical insurance with maternity responsibility, the shortest waiting period is generally 10 months, most of them are a one-year waiting period, so if you have this idea, you should apply for insurance as soon as possible.

Hello! It is recommended that you take a look at China Evergain 2016, which has a low total premium and high cash value. 33 types of mild illnesses, 77 types of critical illnesses, mild illnesses come with a waiver of premiums, different minor illnesses can be paid 5 times, and the sum insured for critical illnesses remains unchanged.

A 27-year-old woman only needs to pay 5,403 yuan a year (20 years) to have a lifetime insurance amount of 300,000 yuan.

27 years old, financially permitted, buy Ping An's Ping An Fu, additional accident medical treatment, hospitalization medical treatment. Give yourself an all-round guarantee.

Hello! You can buy our Taikang Life's Health Exclusive B Medical Insurance or Health 100% Insurance are worth your consideration.

Now there are critical illnesses that are returned, Huaxia Fu, Great Wall's health life, all premiums are refunded after the age, and the contract continues to be valid, but the product is just a solution, and what suits you is the best

Hello, I suggest you buy a copy of our Taikang Life Insurance All-in-One Insurance, which is more comprehensive, including pregnancy, illness, self-driving, everything!

Hello, I'm Xiao Chen of Taiping Life. I'm glad you can consciously buy an insurance policy for yourself, which is also a good gift for a woman who loves herself! People's health is the most important thing, so critical illness protection and medical treatment should be the first priority. Taiping Life Insurance is a central enterprise worthy of your trust!

China Life Corning Universal Insurance, an insurance that will grow up.

Ping An Fu, a comprehensive protection product!

Hello, Guoshoufu is your best choice.

Chinese Shou Guo Shou Fu regular or cancer prevention regular.

China Life Ruixin Collector's Edition is preferentially recommended.

Hello, you can buy Guoshou Fu!

The gold of the Pacific bless life, maintain value, and protect the elderly.

Hello, Pacific Insurance's Jin Anjia hospitalization medical care, give you intimate love.

Ping An's Ping An Fu products have low payment and high protection, and the younger they are, the more cost-effective they are.

Hello, Ping An Fujia Ping An and Healthy, everything is guaranteed.

Hello, it is recommended that you buy a product with high protection, because according to the information you provide, it is analyzed that what you are most worried about should be accidental medical treatment!

Guoshou Fu is your best choice.

It's best to buy a comprehensive protection insurance, and the first choice of protection is peace and well-being.

Taikang Life's health is 100% most suitable.

Consider Taiping Life.

The 20th anniversary of Chinese life marketing, Guoshou Fu, is your first choice.

Hello, I suggest you get to know Taikang Insurance Group, which is 100% healthy.

Critical illness, hospitalization, accident medical treatment.

In the mood for love in the Pacific, exclusively for women, please enquire.

The products of Chinese Shou are very good.

Hello, depending on your situation, you need to buy an insurance policy that aggravates an accident.

Single women walk in society and face greater risks, so in order to improve your protection, it is necessary to build a comprehensive protection plan for yourself in a timely manner. What type of insurance should a 26-year-old single woman buy?

The types of insurance suitable for single women include personal accident insurance, health insurance, and investment and wealth management insurance. There is no good or bad insurance product itself, and for you as a single woman, only the one that suits your protection needs is the best. Here are a few things you need to pay attention to before you apply for insurance:

1.Accident risk is the most common risk factor, so the first thing to do is to buy accident insurance. This type of insurance does not cost much and is suitable for all groups of people.

2.Health risks are another aspect to be taken into account in addition to unexpected risks. On the basis of accident insurance, you can add heavy and small illness and hospitalization medical insurance products.

3.On the basis of the above two aspects, you can do some savings and financial convenience to make a good preparation for the future. You can choose savings and participating insurance and pension insurance first.

When a 26-year-old single woman buys insurance, it is recommended that you give priority to improving your accident protection, and then consider your health protection. The insurance provided on the website is not only varied, but also affordable, and you are welcome to come and buy. The following products are recommended for you:

Lucky Life Annual Comprehensive Protection Plan.

White Collar Health Series.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Because the core role of insurance is protection, only the function of protection is irreplaceable by any other financial instrument, and it can be small and large, so the first consideration is protection insurance.

Due to the unpredictable occurrence of accidents and illnesses, if they have a serious impact on the family's financial situation, in addition to the loss of their own income, the family's hard-earned savings may also be concentrated on the person who has a major illness or accident.

Therefore, accident insurance and health insurance are what everyone in the family needs to have, especially the financial pillar of the family, and it is necessary to buy sufficient protection insurance, so that in case of problems, there is insurance to return to the stool to pay, which will also help the physical and mental state during treatment.

After the purchase of protection insurance, if the investment channels are not particularly rich, then you can also consider endowment insurance, after all, pension is in front of you, and you also need to prepare in advance.

Now it is still in the unmarried stage, that the insurance can be a combination of consumption and return, and after getting married and having a family, the responsibility will be more significant, and then the world will gradually increase the proportion of the return type.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

There are many types of insurance that 27-year-old girls can buy, and the main ones that need to be bought are these: social medical insurance + critical illness insurance + commercial medical insurance + accident insurance.

At this time, it is a better age to buy insurance, and at this time, the physical condition of girls is generally better, there are many types of insurance products that can be bought, and the premiums will be relatively cheap. Next, let me tell you what type of insurance you need to buy at this age.

1.Social health insurance.

Social medical insurance should be configured first. Social medical insurance is the welfare of the people, and in order to comply with the call of the country, everyone should actively purchase social medical insurance. Social medical insurance is cheap, and the basic protection has also been achieved.

2.Critical illness insurance.

Commercial insurance is the most recommended, and the first thing to worry about is critical illness insurance products. Let me give you an authoritative data first, lung cancer is a cancer with a high incidence in the elderly, and now it is beginning to show a trend of younger people, and the youngest is only about 10 years old. After the age of 35, the incidence of lung cancer rises rapidly, and the incidence is higher in men than in women.

Therefore, critical illness insurance is not an exclusive product for middle-aged and elderly people, so don't think that your body is still healthy and take chances. Don't wait for premiums to get higher before considering insurance. It is advisable to purchase critical illness insurance as soon as possible.

3.Commercial medical insurance.

Many people confuse commercial health insurance with social health insurance, but there is a difference between the two;

In fact, it can be said in layman's terms that commercial medical insurance is a supplement to social uproar medical insurance. Social medical insurance can indeed cover the cost of minor illnesses; However, if the illness is more serious, social security can only reimburse 40% of the cost in the secondary hospital, so the rest of the medical expenses can only be borne by yourself, and the 60% of the medical expenses are not a small expense;

Then the supplementary role of commercial medical insurance is also here: the remaining 60% is the part that needs to be reimbursed by commercial medical insurance, so that it can relieve a lot of pressure for the general economic situation.

I recommend giving priority to buying million medical insurance, the main reason is that the ** of million medical insurance does not need to be very high, about a few hundred yuan a year, you can get millions of insurance amounts. And its coverage is very comprehensive, including surgery fees, examination fees, anesthesia fees, etc.

4.Accident insurance.

Accidents are inevitable, and at the age of 27, you may encounter traffic accidents, accidents such as accidental falls and injuries on the road; Accident insurance is very important for anyone, and the minimum for an accident insurance is 100 yuan.

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

It is better for a 28-year-old married woman to buy critical illness insurance + medical insurance + life insurance + accident insurance.

Married women have their own small families and may later take on the responsibility of giving birth and raising children. If you fall due to an accident such as illness or disgrace, it will have a greater impact on the whole family and may also cause the family to fall into an economic crisis. Too many products to choose from?

Don't worry, take a look at this in-depth article: Which insurance is suitable for you at the age of 28?

A 27-year-old woman can buy critical illness insurance, Oak Million Medical Insurance, accident insurance, and life insurance. In addition, 27-year-old women can also purchase some insurance plans that provide protection for women's special diseases. Roll over.

A 27-year-old woman has entered the society and has begun to gradually assume the main economic responsibilities of the family, and needs a relatively sound security system to protect herself.