Is Ping An s universal insurance real?

Friend, what you said should be Ping An's salesman for your reference and demonstration, not as part of the contract, Ping An's universal insurance can guarantee you that it is not less than the annual rate. The above can really be said to fool you, I don't believe you ask them to write this into the contract, whether they will write it, lie to you without discussion, if you read the proposal, you just look at the column of the lowest presentation, and the rest is untrue. This type of insurance is more complicated, and it is easy for you to confuse what you say at once.

Keep a rational mind, and you will be the one who buys insurance for the rest of your life.

I agree with the statement of my colleagues on the 4th floor. There are many flickering elements. Who still buys universal insurance in the financial market now?

If you want to make some money, you can choose participating insurance. At the very least, the guaranteed interest rate will be written in the contract. There is only one dividend of universal insurance, and the dividend is the company's profit status in the current year, which is an uncertainty factor, and no one knows which company's profit rate will be next year.

Therefore, what the salesman shows you is unreliable. You can ask him what is the demo rate? The CIRC requires a maximum of 5%.

It's true. Just read the insurance contract clearly when you buy it.

I am safe in China

There is no such thing as a moon collar at all

It must be your salesman who is misleading you

But this type of insurance is really good

If you buy it, you won't lose money

But it's not necessary for you to pay 15 years

It's about 10 years old

If you really have a lot of money, you can keep saving

After all, it's compound interest

The larger the stake, the faster it rolls

Friend, I am safe, I want you to say this is simply impossible, the China Insurance Regulatory Commission stipulates that it shall not exceed 5%, you just ask your insurance person, friend, buy insurance to be cautious, not only to see the insurance company, but more importantly, to choose the right insurance person!

With a guaranteed long-term investment, you can buy it if you are confident, and if you think that the financial industry is going to lose money, forget it.

The insurance benefits you are talking about are just what the insurance company has demonstrated to you.

You pay 6000 a year and pay 15 years. 9w stored for 20 years. It becomes 18w...One month collar.

So excuse me, 18w is enough for a few months?

The best type of insurance in the insurance market, Ping An Universal.

In fact, from the perspective of universal insurance itself, regardless of whether it is good or bad, it is only on the market after the approval of the Insurance Regulatory Commission.

To distinguish, it is necessary to speak from the company's point of view, first, universal insurance, invested in, you will not see any benefits in one or two years, at least more than 10 years, his compound interest interests will be highlighted.

Third: Examine the company's standards to see if the company is really thinking about customers.

Fourth: universal insurance compound interest is once a month, so the biggest factor that can make universal insurance return better is the long-term stable rate of return, rather than the short-term high oscillatory rate of return, from this point of view, Chinese life is the first choice;

Fifth: The status and role of Chinese Life in the insurance industry are equivalent to the "People's Bank of China" in the banking industry, and financing and investment channels and profitability cannot but be optimistic in the long run;

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello! Ping An Universal Insurance includes Ping An Zhiying Life Whole Life Insurance (Universal), Ping An Jincai Life Universal Insurance, and Ping An Jinyu Mantang Universal Insurance.

In addition to providing life protection to policyholders in the same way as traditional life insurance, customers can also directly participate in the investment activities of the funds in the investment account established by the insurance company for the policyholder, and link the value of the policy with the performance of the policyholder's investment account funds operated independently by the insurance company. It is a financial management method to calculate the value of assets in the investment account and ensure that the policyholder can enjoy the principal and certain interest protection of the account balance under the premise of investment operation with the help of expert financial management.

For details, you can take a look at: the introduction of Ping An Universal Insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"