If my child is going to kindergarten next year, is it necessary to pay off the loan early this year?

It is recommended to leave a little emergency money at home, but also to set aside the children's education expenses, and the rest can be repaid in advance, after all, it is the bank's money, the more you repay, the higher the interest. The bank has to pay off the money, and there are many places to use the money in the future, and most of it is all on the education of children. Make-up classes, hiring teachers or something, and improving classes or something, some of which cost money.

It's really not recommended to buy anything**fixed investment or something, I haven't seen anyone who has made money, and the public offering has not outperformed**. That is equivalent to taking your own money to practice your hands.

When he came up to the level after he had enough experience, most of them went to private equity.

Having that spare money is like taking your own money and asking someone else to gamble for you. It's better to buy Treasury bonds.

Looking at your situation, I feel that your family's little life is quite happy. On the issue of prepayment, there are pros and cons, the current mortgage interest rate is in the interest rate hike channel, and the repayment pressure is increasing, but you should have a preferential interest rate when you borrow money in 07, and it is still more difficult to borrow now, after all, the country implements a tight monetary policy. Therefore, I recommend that you do not prepay the loan for the time being, and the money in your CPF will be enough for your monthly payment.

The money you deposit can buy short-term wealth management products from the bank, prepare for your child's kindergarten and other emergencies. For the money left after your monthly expenses, I recommend that you make **regular investment,**regular investment is different from your direct buy**, as long as you insist on buying every month, do not interrupt at will, generally you will have a certain income after 2-3 years, after all, there is no good financial management means at this stage.

The loan is not in a hurry to be repaid, and the long-life debt is repaid slowly, more than 1,000 yuan is not much, which is quite easy.

Now there are two kinds of kindergartens, public and private, private kindergartens are generally set up with small classes, middle classes, large classes, large classes, of which large classes are kindergarten to primary school bridging transition classes. According to the relevant regulations of our country, six-and-a-half-seven-year-old babies can be upgraded to primary school, according to this age backwards, the baby starts to go to kindergarten at the age of two and a half. In fact, it is most appropriate to say that the baby is two and a half years old to go to kindergarten is to combine the following three factors:

The two-and-a-half-year-old baby's body immunity has been enhanced, the baby's independent ability has been shown after a period of training, and the baby's intelligence such as comprehension ability and verbal expression ability have reached a certain level.

Because the two-and-a-half-year-old baby is still young, so it should enter the kindergarten with better conditions and teachers, small class education with professional teachers, can spend more time and energy to treat each child, so that the child will not be suddenly left out because of leaving his parents, resulting in a psychological gap, resulting in school boredom.

Secondly, when you first send your toddler to school, you should pay attention to the time and manner of separation. Don't leave the baby all day at the beginning, it's best to send him half a day and half a day, and pick him up in the second half of the day to gradually adapt to the new life; When saying goodbye to the baby, do not hide away, or suddenly disappear, so that the baby will feel abandoned and scared, you should tell the baby: the mother is leaving, and you must come to pick up the baby on time in the afternoon.

Now the baby comes to say goodbye to mom, okay? When saying goodbye, it is also necessary to avoid revealing the reluctance of parents to affect the baby.

Finally, since you have decided to send your baby to nursery, you should give your baby a little time, and also give yourself a little time, believing that your baby will eventually be able to adapt to the new environment and new friends, and like the group life of kindergarten.

Of course you have to, can you go to elementary school without going to preschool?

We can't do it for a day less.

But if it has a relationship, I might be able to accept you.

I think it's better to go to school next year, when your child is the big one in the class. There will be no drag on all sides. The children in the small class can't do it, they can't pee anything, they can't eat well, they can't wear clothes, and the teachers can't take care of them, so they often get sick, and colds and runny noses are commonplace.

Therefore, I personally think that if there is someone in the family to bring it, it is still a year late to enroll.

Yes, you can go to kindergarten when you are age-appropriate.

If I don't have anything to worry about, like going to work in a hurry or something. I don't want my child to go to kindergarten so early, why do I have to compare myself with others, what age are other people's children? Maybe I'm a particularly unmotivated person.

Anyway, I don't deliberately ask my child to be how he must be, he must be better than others, as long as he grows up safe, healthy and happy, life is more important than anything else. My son barely got sick from a young age. Particularly nice to bring.

Three-and-a-half-year-old sent to kindergarten. I was going to go to work. As a result, he was sick at home for half a month, and he was only good when he went to elementary school.

As a result, I didn't go to class, and I suffered from my children. Personally, I don't think it's too late to be four. Put the middle class on the line.

The main thing is that the large class is good, and the first grade will still study well, personal opinion.

When the child's words are like water, he is three years old, and he can go to kindergarten when he is almost ready. If the child is born before September, it will be next year. And the children start their first semester in September.

I suggest you sign up now. My second and grandchildren are about three years old to go to kindergarten, so let the children find some integration into the group life early, the children have to be fed at home, and they don't have to be fed in the kindergarten, and they eat a lot. I went for half a year, and I was more sensible.

In fact, you can go to kindergarten to sign up now, there are many friends in kindergarten, which is conducive to children learning to get along with other children, you can make more friends, and there are also teachers who teach children to abide by the rules and slowly begin to learn knowledge.

My child used to be in a similar situation to you, so I first let him study in a private kindergarten for a semester to let the doll adapt to the living environment of the kindergarten. Then in the second half of the year, he was officially enrolled in a small class.

The child is too young, whether there is an artificial child, it is best to let him go to kindergarten later, the child will be difficult to accept for a period of time when the child goes to kindergarten, and it is difficult to adapt, so that it is easy to get sick, and then adults will have to spend more energy to take care of the child, and there is a better way for the child to be accompanied by parents, so that the child has a sense of security.

You should sign up for kindergarten now, otherwise you won't be able to report it by then.

Now the weather is gradually ambiguous, now you can go to the kindergarten to sign up, the kindergarten has a lot of friends, which is conducive to children learning to get along with other children, can make more friends, there are also teachers to teach children to abide by the rules, slowly begin to learn knowledge, adapt to the new environment, is conducive to the growth of children!

It's time to go to kindergarten, kindergarten children have more contact with children, and gray is good.

If you're almost three years old, you can go to kindergarten now. Children have a strong desire to learn, and it is more beneficial to get along with children.

If someone brings it, let's be on it later.

Now I will inquire about the registration just over the age of registration, and now I just happen to be in the small class.

Regardless of whether you go to preschool or not, I think it's okay to be prepared in the following areas:

Don't give your child any knowledge to make up for it, focus on letting your child master the ability to learn;

Let children learn to express themselves in accurate language;

Children's health should also be paid attention to, one is vision, early screening, early treatment; One is teeth, regular check-ups, timely pit and fissure sealing;

Children's athletic ability must be taken seriously;

Self-care ability, according to your statement, your child's self-reliance ability should be good;

Communication and cooperation skills, not only to communicate well, but also to learn to cooperate with others Prepare the above, I believe that you can quickly adapt to primary school!

It is necessary to go to preschool. Now children learn pinyin to release some of the new words behind, so the first contact is the contact with the new words. Many children who have just entered the first grade cannot reach the quality of promotion, and it is very difficult to do the questions.

When you go home to do your homework, you need your parents to be by your side, reading the questions, tutoring and writing your homework. It greatly affects children's motivation and study habits.

Don't worry, should.

Some will always go down.

Come unless. The quota was occupied.