Can a 57 year old still buy life insurance, and can an elderly person buy any insurance at 67?

Hello, you can consider elderly cancer insurance, accident insurance.

67-year-olds are able to buy medical insurance, accident insurance and cancer insurance. 1. Medical insurance: The elderly are prone to illness, and medical insurance can reimburse the cost of seeing a doctor.

2. Accident insurance: The elderly are inconvenient and prone to accidents, so accident insurance is necessary. 3. Cancer Insurance:

The older you are, the higher the cancer rate, and at the age of 67, you can consider cancer insurance with a low insurance threshold and a relaxed health notice.

In fact, the main reason is that insurance often restricts all aspects of the elderly, so there are not many insurance products for the elderly to choose from.

The following types of insurance are generally more suitable for the elderly to buy:

1. Medical insurance

For the elderly, medical insurance is actually the best to have, and people are getting older, and the body is sick. It should be noted that medical insurance requires an underwriting age, if the elderly are under the age of 65 and in good health, it is recommended to choose some medical insurance with complete coverage. If the elderly are already over 65 years old, then there are not many medical insurance options to choose from, and the medical insurance coverage that can be purchased is not complete, and it is not recommended that families with a small insurance budget buy medical insurance.

2. Accident insurance

The old man's physique is relatively weak, and it is inevitable that he will be injured in the action of wrestling, and the elderly usually travel alone to avoid collision injuries due to slow reaction and passing vehicles. There are many accident insurance options available now, so which ones are better for the elderly? I've put together a collection of accident insurance that is worth buying, so you can take a look:

"In 2021, the most worthwhile accident insurance for the elderly is these".

3. Cancer Insurance:

Under normal circumstances, it is difficult for the elderly to buy critical illness insurance, and those that are allowed to be purchased by the elderly will be relatively high and not cost-effective. In such a situation, it is actually very good to choose cancer insurance and rent it for the elderly, because the restrictions on the age and physical condition of the elderly are relatively relaxed. The elderly are prone to cancer, and the medical costs of cancer are generally very high.

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

Accident insurance is preferred, consumption-based, paid once a year, and covered for one year.

Illness insurance, relatively speaking, the premium will be relatively high, if the family conditions allow, you can go to one, you can also choose short-term illness insurance, the kind that protects three or five years, the premium will not be particularly high, medical insurance should be chosen, medical insurance is also consumer-based, a year to pay, a year of protection, only every year can be renewed, will not be a physical examination.

At the age of 57, how is your health? Generally, after the age of 50, it is more difficult to buy insurance.

If you are in good health, it is recommended to buy accident insurance and cancer insurance, of course, if you have enough funds, you can directly buy critical illness.

Medical Insurance, Accident Insurance, Critical Illness. Need to know.

In general, there are several types of insurance options available for 57-year-olds:

1. Medical insurance

In fact, medical insurance is still quite important for the elderly, and as people get older, their health deteriorates. However, medical insurance also has requirements for the age of the elderly, if the elderly do not have many physical problems, and the age is still under 65 years old, you can choose some of the current popular million medical insurance. If you are over 65 years old, the elderly can buy not too much content in the medical insurance, the cost performance is relatively low, if you do not have a sufficient budget, it is not recommended to buy medical insurance products.

2. Accident insurance

Many times because the elderly are relatively weak, falling injuries are common, the elderly usually travel alone will not appear because of slow reaction and collision with passing vehicles injured situation, generally speaking, the elderly need accident insurance such a protection.

What pension insurance can you buy at 57 years old? I think we should buy serious illness pension insurance. You don't need anything else.

Relevant information can be consulted at the community office to participate in the pension insurance for urban and rural residents. How to proceed will be satisfactorily explained.

Can you still buy pension insurance at the age of 57?

It can be purchased as long as it is up to the retirement age, which is now 60 for men and 55 for women.

There are two ways to apply for and renew social security:

The payment in the name of the individual needs to apply for the transfer of the relationship at the social security bureau where the household registration is located, and the insurance procedures include: my ID card, two recent bareheaded one-inch ** preparations, premiums, application forms, etc. And only two kinds of pension and medical insurance can be handled.

The amount of contribution is calculated based on the local average salary of the previous year, and it is not the same every year.

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages。You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insuranceIt is recommended that people from 0 to 20 first choose critical illness insurance, medical insurance, and accident insurance

How do I buy insurance for someone under 20 years old? People who are less than 20 years old are in the period of physical and mental growth and development, and it is not surprising that they have a little illness and pain, so it is recommended to configure a medical insurance that can be used to reimburse medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

How do you buy insurance in your 20s? 20 years old 30 years old, is the stage of family pillar inheritance, at this time the body is young, good spirits, high-spirited, want to do their own business, but in the face of risk is still very fragile, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, in fact, it doesn't cost a few dollars, a month is only a few dozen yuan, it can be considered, in line with this age group of friends can read the previous answer of the senior sisterDo you have any advice for young people in their twenties to buy insurance?You can take a look at this article.

For friends between the ages of 30 and 50, the insurance options should be: critical illness insurance, life insurance, accident insurance and medical insurance

What insurance should a child in his 30s buy? At this time, buying insurance is more for your family than yourself. Middle-aged people are under the pressure of work and life, and as they get older, the probability of illness is also increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If an accident happens, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

The key to how to buy a good insurance product is to choose the right insurance product.

Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Hello! As people at 57 years old are older, they should focus on accident and health protection, so it is more appropriate to purchase accident insurance and health insurance. Here's how to get started:

1. Because the 57-year-old person's legs and feet are not good, the possibility of accidents is extremely high. Therefore, it is recommended that 57-year-olds give priority to purchasing a suitable accident insurance product. When choosing accident insurance, it is important to pay special attention to the content of the insurance, and it is more cost-effective to purchase a product that includes a daily hospitalization allowance to reduce the financial burden caused by accidental hospitalization.

In addition, it is recommended to pay special attention to accidental fracture insurance for the elderly, and Taikang "Old Fortune" accidental fracture insurance is a good choice.

People of the age are in poor physical condition and are highly susceptible to diseases. You may wish to choose the right health insurance plan after the accident protection is complete. When choosing health insurance for 57-year-olds, you need to pay special attention to the phenomenon of "inversion" of premiums, and buying consumer-based health insurance can get better protection at a lower level.

In addition, it is also necessary to pay attention to the hospitalization medical insurance to alleviate the financial pressure caused by hospitalization, and the enhanced version of the Wise Middle-aged Care (56-60 years old) plan is worth considering.

The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

For each of us, health insurance should be considered in a big way. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.

It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase), including cooperative medical insurance, and then consider the commercial insurance source as a supplement.

Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it, otherwise the shadow is very loud.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"