The fund is fixed, and when you want to choose Bo, everyone will give some advice

Regular investment is the easiest and least necessary way to choose the right time, because the long-term investment time has already spread the investment cost, so it doesn't matter if you buy expensive or cheap. Therefore, it is possible to start regular investment at any time.

Which is better, Huaxia Hope or Bosera Bond? --For ** regular investment, Huaxia Hope is more suitable.

This bond** is slightly different from ordinary bonds**, that is, you can invest 20% of the funds in**, so the risk is slightly larger, the return is also better, and it is more suitable for regular investment.

In addition, it has two charging methods, which are -a and -c.

A is the front-end charging model, which charges a fee at the time of subscription, and pays it off at one time, and does not charge sales service fees.

c is no subscription fee, but the sales service fee is charged at the annual rate, which is directly calculated from the ** asset on a daily basis.

On the surface, Class C accrues sales service fees every day, and the net value is slightly lower, but Class A has front-end subscription fees, so the overall difference is not large.

You can choose between these two types depending on how long you expect to hold the **.

I think it is more appropriate to choose A if you have invested for more than a year, so you can do it yourself.

Investment** is risky, high risk and high return. Regular investment is suitable for choosing **type and index type**, because they fluctuate greatly, different from month to month, and long-term investment can effectively amortize the cost. The regular investment time is short, and it is difficult to see the benefits.

It is best to choose a back-end fee for regular investment, so that there is no handling fee every month, but there is no handling fee after the holding time reaches the time specified by the company (ranging from 3 to 10 years), and there is no handling fee.

Bonds** are not suitable for regular investment.

I have invested in a **type** since September 07, and now for two years, I have experienced from high to low, and now I have reduced the cost, and the current profit is about 20, which is still okay. If you choose a bond**, it will not rise a lot when the trend is not good, and it will also fall with the general trend when the trend is bad, so you should read more about the knowledge of **, understand it, and then decide to invest.

You can go to Tiantian**.com, China**.com, etc.** to have a look.

I've been buying ** regular investment for a while, and I feel that I always buy at a high level and can't make any money. You'd better know the relevant knowledge, that is, the company uses your money for you.

Myth 1: "Regular investment" adapts to all**.

Although "regular investment" can average the cost and smooth the risk, not all ** are suitable for "regular investment". The expected annualized return of currency and bond type is generally more stable, and the gap between the effect of "regular investment" and one-time investment is not too large, while the **type** fluctuates greatly, which is more suitable for "regular investment".

Myth 2: "Regular investment" requires long-term investment.

This is a generally publicized strategy, but in the case of a sustained "bear market", whether it is a one-time investment or a "regular investment" has a time cost, the best time for "regular investment" should be a better form of investment in the market adjustment in the late stage of investment, because it is not clear that the length of the later adjustment time but the downside is more limited, and the gradual accumulation of chips in the relative bottom area quickly smooths the cost, and the market will achieve a better expected annualized return.

Myth 3: "Regular investment" can only be deducted once a month.

The bank's "regular investment" trading system can be informed and meet the needs of the first deduction work on the trading day, not only once a month, from the more scientific investment strategy of "regular investment", the number of deductions for investors is better 5 times a month, more average cost, smooth risk.

Myth 4: The amount of "regular investment" is insufficient and cannot be deducted normally, and the regular investment will become invalid.

Most investors believe that this is their own default, and the "regular investment" will become invalid. In fact, most ** companies and banks stipulate that if the balance of the fund account on the deduction date is insufficient, they will automatically continue to deduct the money until the end of the month on the next day, and calculate and confirm the share according to the net value of the ** share on the actual deduction day. Therefore, it doesn't matter if the deduction is unsuccessful in the current month, as long as you deposit money in the account as soon as possible, you can continue to participate in regular investment.

Myth 5: After the redemption of "regular investment", "regular investment" will be automatically terminated.

In fact, even if you redeem the full amount, the previously signed investment contract is still valid, and the bank will continue to deduct the money regularly after that, as long as you have sufficient funds in your card and meet other debit conditions. Therefore, if a customer wants to cancel the AIP plan, in addition to redeeming**, he should also go to the sales outlet to fill in the "Application for Termination of Regular Quota Subscription" and go through the procedures for terminating the AIP; You can also fail to meet the deduction requirements for three consecutive months, so as to automatically terminate the AIP business.

Nowadays, people like to buy, so which is better? Today, I will tell you which one is better for Bosera ** fixed investment.

Let's take a look at the different types of Bosera**, and the top four ** according to the expected rate of return in the past 1 year are:

**Regular investment steps:

1. Select the ** you want to buy.

2. Understand which banks ** is offered in.

3. Open an account with the corresponding bank and deposit enough cash, and open it, and set a password.

4. Log in to the selected **** and select the one you want to buy.

**Advantages and disadvantages of regular investment:

Average cost, risk diversification: Since the amount of each investment is fixed, when the net value of ** share is high, buy less shares; On the contrary, when the net value of ** shares is low, buy more shares. Therefore, regular investment can help you average the cost of investment, reduce the risk of selection, and invest rationally whether you are in a bull market or a bear market.

Automatic deduction, simple procedures: you only need to go directly to the counter for ** business, submit an application for regular investment, agree on the deduction time and amount of each period, and the deduction subscription for each period in the future will be automatically completed, helping you to achieve easy financial management.

Accumulate wealth by accumulating small amounts: The threshold for regular investment is relatively low, so you can use idle funds for investment** and accumulate a lot of wealth unconsciously.

The above is a good introduction to Bosera ** fixed investment, I hope you can have a harvest after reading, I wish you a happy investment and financial management.

Many people know that regular investment is a simple and effective operation strategy, which does not require good timing or the ability to choose. Sticking to regular investment for a long time can dilute the cost of investors, and it is easier to make profits when the market improves. However, there are many misunderstandings about this operation strategy, and if you don't pay attention to it, the results are often very different.

Myth 1: In and out in the short term

Regular investment is a long-term operation strategy that has little effect in the short term. If you don't have multiple investments to dilute the cost, don't have the patience to wait for the market to improve, and get in and out in the short term, the probability of making money is very small.

**Inherently not suitable for short-term holding, regular investment is also a long-term strategy. If you want to make money in the short term, investors need to have a good judgment of the market, and the requirements for the best timing are also very high, and the operation is very difficult, which is why we choose long-term regular investment.

Misunderstanding.

Second, stop loss is not more than profit

Some small partners, after the loss, are worried about the market going further, and often stop loss. When there is a profit, but there is no pocket, this practice is not right.

The purpose of buying ** with regular investment is to buy low and sell high. Because we can't judge the timing (in fact, no individual or institution can judge the right time), so we need to increase the amount of regular investment when the market is the first, and reduce the amount of regular investment when the market is the first, so as to continuously lower the cost and increase the share, and wait until the target is expected to be achieved, you can put the part of the early investment into the bag, and then continue to invest regularly, which is the correct posture of the regular investment.

"**Regular investment has the following advantages: 1. Anti-inflation; 2. Diversify the risk of entering the market; 3. Long-term compound interest effect; 4. Time-saving, labor-saving, worry-free; 5. Forced savings, not moonshine people.

**The biggest feature of regular investment is that it can be used to flatten investment costs and diversify market risks through long-term regular and fixed investment without considering the choice of time point, so as to enhance the opportunity for long-term profits. **Regular investment is a small, flexible form of investment, which can avoid the psychological pressure of a single large investment. **When it goes higher, the share of buying becomes smaller; **When it goes down, the share of buying will naturally increase, and it will accumulate for a long time, which can effectively reduce investment costs and risks brought by the market, and easily face market fluctuations.

Compared with the greater risk that may occur when a single investment is in the first place, the regular investment effectively diversifies the market risk through the above methods and better manages the assets of customers.