I want to buy a money market fund and make a regular investment, is the money market fund suitable f

First of all, you. Buy**.

You have to use your spare money, so that it will not affect your quality of life, and you don't have to redeem your short-term losses.

Harvest 300 fixed investment.

In the long run, it must be very good, and there must be risks, but you have to understand that high risk and high return, low risk and low return depend on when you want to use money and risk tolerance.

How's that. It is recommended that you learn more about this knowledge before managing your finances, so that you can have a reasonable plan. Everyone's situation is different.

Currency**. Can I make regular investment? Are you sure? As far as I know, at least ICBC's.

Online Banking. Log in, and the currency** does not have a fixed investment button at all.

If you really want to invest in a financial management method similar to currency**, that is.

Fractional deposit and withdrawal. Yes, there is no risk.

PS: There is no handling fee for buying currency**, and there is no handling fee for redemption.

Regular investment is basically **type**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit.

Currency** does not charge handling fees, so it doesn't seem to make much sense to make regular investment. Similar to fractional deposit and lump sum withdrawal. Which company is more or less the same, it doesn't matter.

Not good, if you invest regularly, the best choice is the index**, and the currency** is not suitable for regular investment. The better index ** is E Fund 50. I personally bought this and invested 500 yuan.

OK. All of the above are good, I recommend you go to Morningstar to check the ** ranking.

Don't use currency ** as a regular investment, basically no change, no band, there is no point in making regular investment!

You have a good split, and the currency** is not suitable for regular investment. Because the volatility of the currency type is small, the income of long-term regular investment may not be as good as the income of bank deposits.

Currency investment means that investors invest in currencies in the way of regular investment.

a) Currency**:

Currency is only investing in the currency market, and since the risk in the currency market is very small, there is almost no risk in the currency. Common currency** investment products are: short-term treasury bonds, bond repurchases, central bank bills, bank deposits, etc., because these investment products are very easy to realize, the liquidity of currency** is very good.

Household investors can even use currency** as an alternative to saving.

2) **Regular Investment:

Regular investment is a kind of investment, which is manifested by investors investing in a fixed amount of money at a fixed time. To some extent, investors can compare the ** regular investment to the bank's zero deposit and withdrawal. Under normal circumstances, investors tend to invest in the form of regular investment, and the number of fast closures will not use the method of regular investment to invest in the currency mushou.

This is because the biggest advantage of regular investment is to balance the investment cost and reduce the investment risk of investors. Only in those product groups with large fluctuations, ** regular investment can give full play to its advantages. The biggest feature of the currency is stability, the fluctuation range is very small, and investors do not need to invest in the way of regular investment.

A common way to invest regularly is to invest a fixed amount of money on a regular basis, that is, to subscribe for a fixed share of the company in a fixed period of time every week or month. Regular investment can average the cost, diversify risks, and achieve automatic investment, so regular investment is also known as "lazy investment". This is a longer-term investment, and the short-term effect is not obvious, so make sure that you can come up with a spare amount of money in the long run.

There is a law of investing: return is directly proportional to risk. What is the best way to invest, let others take risks, let yourself enjoy profits, this is what the company is doing now, I really don't understand why you buy **, in order to make a little more profit than bank interest, take the risk that does not match it, invest in it yourself, don't rely on others.

**Type** and Index** can be suitable for regular investment.

**Let others invest in you It's better to learn more by yourself and buy it yourself** How to measure the risk yourself.

1. "Compound interest growth" means that your earnings will continue to ****, so that your income will increase; For example, if you buy 10,000 yuan and divide you 20 yuan, then 20 yuan will continue to ****, and the ** you own is 10,000 and 20 shares, and the next dividend will be distributed according to the ratio of 10,000 and 20 shares.

2. Currency** has a part of the investment cash, which is to lend cash to others to earn interest, but it is generally lent to more reliable units, such as banks, companies or something.

Currency assets are mainly invested in short-term currency instruments (generally with a maturity of less than one year, with an average maturity of 120 days), such as treasury bonds, central bank bills, commercial papers, bank certificates of deposit, short-term bonds, corporate bonds (with higher credit ratings), interbank deposits and other short-term valuables.

The face value of most money markets will always remain 1 yuan, the income is calculated every day, there is interest income every day, and investors enjoy compound interest (the next day the principal and the interest of the previous day are added together to calculate the interest, that is, the interest rollover).

As for the compound interest growth of ** regular investment, it is not so simple, and my understanding is to borrow the concept of rolling interest. Specifically:

When the **, the more shares you get, but the more **is**, the lower the return; When the first stop falling and stabilize, the share of regular investment is flat, and the income is maintained at a relatively stable level; When **starts**, the share of regular investment decreases, and the income begins to rise, and the part of the share purchased in the previous ** and the stage of stopping and stabilizing also begins to obtain positive returns.

Due to a long historical stage, ** is in a slow rise, therefore, regular investment has the characteristics of "long-term investment, risk diversification, compound interest growth", this long-term, I personally think at least 5 years.

I think the compound interest growth here is a bit general. Compound interest generally refers to the interest generated by interest, that is, rolling interest. The compound interest growth should refer to the 'dividend reinvestment' in the dividend method, that is, the dividend is distributed in the form of **shares.

Monetary investment cash should refer to the way in which it is invested in the overnight lending market to earn income. This way ensures the liquidity of the currency**, but the yield is low.

Compound growth is the meaning of infinite amplification of binary. 2 4 16 Relationship.

Cash means deposit.