Is it risky to speculate on funds?Is the return high?Please, 3Q

The landlord should be literate. Give Ni a little common sense. Let's say a few people (like you and me) come together to invest money, but we don't understand it, so we find our friend A, who is very good at it.

So you give 60 yuan, I give 40 yuan, a total of 100 yuan to A and ask him to help invest. This 100 yuan can be regarded as a **, whether you make money or lose money in the future, you and I will bear it according to the proportion of investment, and it has nothing to do with A, who let us believe in his investment level to find him. In real life, A represents the ** company, and you and I have become "basic people".

But there are two problems here, 1 is that although A is a friend, he can't help us do things for free, so he has to charge a certain percentage of the management fee, whether it is a profit or a loss, he must pay him this money first. 2 And what if atreachously takes the money and runs away?So we found a bank and agreed with the bank that A could only use the 100 yuan for the investment we agreed on, and could not invest in buying a house or land, let alone take it out for its own use.

But the bank said why should I help you take care of it for nothing?So troublesome!So we decided to pay the bank a custodian fee.

So what is **net worth and share?Back to the example just now, you paid 60 yuan, I paid 40 yuan, how to divide the money made in the future, in order to calculate simply, we simply said at the beginning, divide the 100 yuan into 100 shares, now each share is worth yuan, you take 60 shares, I take 40 shares, this yuan represents the value of ** now a copy, these 100 shares are the total share of **. In the future, the 100 yuan will become 120 yuan, and each ** will be worth yuan, and my 40 copies will be worth 40* yuan.

First of all, 4 is an investment, not a way to get rich like **. Therefore, to buy **, we must first establish the right thinking. Because there are risks, you should also be cautious when investing.

If you don't want to lose money, you can say that 4 doesn't have it. However, if Ni does the ** regular investment business, the risk can be diversified, and the cost can be obtained at the average price for a long time, so it can be said that 4 will not lose. I feel that there is no distinction between good and bad, because the investment philosophy of each one is different.

Some just don't fit Ni's risk tolerance. However, there are too many good ** companies, I generally recommend a few Ni, I hope it will be helpful to Ni's investment, GF, Investment, Rongtong, E Fund and so on. There are a lot of them.

If you need it, I'm giving Ni, but I feel that these are enough for Ni to choose, because each company's ** has a lot of varieties for Ni to choose from. Good luck with your finances. **There are many classifications, you can refer to the answers upstairs, such as principal-preserving**, as the name suggests, principal-preserving.

There is no risk, so to speak. After a few years of investment, it will even give Ni with interest. And the risk of **sexuality9 is very large, and it fluctuates with **.

**Occupy a large share, the risk is naturally great.

**type** is to invest money in the **market**, some people make a lot of money through ****, and some people lose a lot of money when they buy ****, this is because **** is a high-risk, high-yield investment behavior, so buy **** will be easy to lose?

**type** mainly invests in the market, and its income is affected by the changes in the ** and sedan car market **, **type ** compared with others**, the expected return is high, the risk coefficient is also high, the risk degree is from small to large is currency, bond, hybrid and **.

Therefore, when we buy ****, we must first understand, learn some basic knowledge and then buy to reduce the possibility of losing money, if you don't understand anything, with your own enthusiasm to buy at will, it is easy to lose regret sail Tong.

For example, in order to reduce the risk of single fluctuation, you can buy several more at the same time, some of which go up and some of them fall, so that we can enjoy relatively stable income while reducing volatility.

Secondly, the risk of long-term investment is small, and the risk of short-term investment is greater. For example, it fell by 10% in the first half of the year and rose by 10% in the second half of the year, and the time was put into one year, which is a fluctuation of 1%, so the risk of **** investment, whether to make long-term investment or short-term investment, will also have a little impact.

However, it is worth noting that past returns do not represent future returns, the future is uncertain, but we must use past returns to judge.

To put it simply, **is to manage money on behalf of customers, and they help you invest**.

** is an investment product. Investment is risky.

Lovers, clothes, children, the family is extremely strong, with a tiger's back and a bear's waist. After stabbing the tiger to death, everyone.

The risk of speculation is relatively large, because it is a long-term investment tool belonging to the public, not suitable for short-term speculation, only long-term profits are lucrative, buying is a risky investment behavior, according to the degree of risk is divided into currency**, bond**, hybrid**, **type**, the higher the return, the higher the risk. If you are a young person with a stable job and strong ability to resist risks, it is recommended to choose **type** to seek high returns, such as Harvest 300, Rongtong 100, Yiji 50, etc., if your risk tolerance is average, you can choose a mixed type**, such as Huaxia Dividend, Industrial Trend, Harvest Selection, Fuguo Tianrui, etc. If you are an elderly person with poor anti-risk ability, it is recommended to choose low-risk bonds** such as Wells Fargo Tianli, Huaxia Cash Re-Profit, etc.

Novice trading**It is best to bring your ID card to**Business Department to open a Shanghai and Shenzhen trading account, handle the bank transfer custody procedures, open online trading, deposit money into the account to buy and sell any variety without limits, it is best to buy on-site trading**, mainly because the funds are convenient in and out, to avoid the redemption of 4-7 days of waiting, the lowest cost, around the left, free of stamp duty, much lower than the bank's fees, the minimum to buy 100 copies, like 163503 at present** yuan, buy 100 copies as long as 70 yuan is enough, The most margin of safety is the closed type with a high discount, 500011, 500056 is currently discounted by more than 20%, and the average annual income has exceeded 25% since 99 years of holding, which is the first choice for prudent investors! Of course, if it is a small amount of money accumulation, you can also choose to invest regularly, the minimum is 100-300 yuan, each bank will have different regulations, bring your ID card to the bank counter to handle it! The fees are similar, but there are differences in online transactions, the minimum discount of the Agricultural Bank of China is 4%, and the other banks are 5-6 discounts, as for how much to buy, it mainly depends on the economic ability of the individual, buy more with more money, buy less with less money.

At present, in the area around 3100 points, the risk of regular investment is not large.

The team of the people is getting bigger and bigger, and more and more investors are joining the team of the people, but, judging from the reaction of the masses, the majority of the people don't seem to make any money when they buy **, and they are losing money when they ask. What about the facts?

As of the end of buying**, the proportion of investors who really make money is about the only way to invest in the collapse of more than 30% of the profits, so look at it, this proportion is really low, but compared to the proportion of 80% of shareholders who lose money and only 20% of shareholders make money, it is still much higher, so it is often said that it is better to buy**.

**There is a relatively large gap between the situation of the market and the situation of the people, and the income of the entire **market is still good, but why do we receive the information that the people around us who buy ** have lost money?

There are several main reasons.

Most of the people's investment is immature, most of them enter the market at the hottest time, I heard that buying can make money, began to follow the trend into the market, and when choosing the investment target, it is also more chaotic, I heard relatives and friends, or saw all kinds of financial bloggers to buy, or through the performance ranking and the industry to buy.

There is no discipline in the process of trading, and I am used to chasing the rise and fall, and I want to redeem the ** held in the short term if the loss or the increase is not obvious, and replace it with other**.

In fact, ** is a kind of investment that focuses on long-term returns in the future, if it is not in the case of a very prosperous market, it is more difficult to obtain high returns in the short term, and the risk is relatively high.

Stick to the right investment method, and the probability of making a profit is very high.

It is an important investment method in the investment market, and has become a popular investment method for many investors with its flexible application and redemption, strong selectivity and professional financial management. Among them, **** as the best type of high risk and high expected returns, is also welcomed by investors, so, how much can **** earn in a year? Let's talk about it today.

1. Is the expected profitability of **** high?

It is to invest in the market, the investment risk is greater than other types, of course, the high risk is accompanied by high expected returns, the risk of the first is the largest, then the opportunity to obtain the expected return is naturally the largest. The wild rock has the effect of diversifying risks, coupled with the professional investment of the manager, it can diversify part of the risk.

How much can you earn in a year?

For investors, how much can they earn in a year if they invest in ****? Different **** have different expected levels of returns. **Generally as a medium to long-term investment, its long-term growth ability is better, let's make a hypothesis.

Suppose an investor is optimistic about a**, invests 100,000 yuan, and buys the net value to sell after the year, at this time, the net value reaches how much expected income the investor can get in a year? (Assuming that the subscription rate is the redemption rate, the redemption rate is **share = (subscription amount - subscription amount subscription fee and tour rate) **net unit value on the day = (100,000-100,000 * redemption fee = redemption share ** net unit value on the day of redemption redemption rate = yuan.)

3) **Expected grinding income = **share (redemption date**net unit value - subscription date**net unit value) - redemption fee = yuan.

Note: The above is purely hypothetical, the greater the profit opportunity, the higher the risk.