If you have 1 million, how are you going to increase the value?

Updated on Financial 2024-05-06
19 answers
  1. Anonymous users2024-02-09

    <>I remember watching the Q&A before, someone asked how to spend it if there is 1 million? Now the subject asked how to increase the value of 1 million, this is a very cerebral idea, I will learn and know the financial knowledge to help the subject analyze it briefly 1 million is not much, but it is really a lot to say less, I think if it were me, I would increase the value of this money in this way:

    1.Investment in wealth management products limited to 500,000 yuan. In order to reduce investment risks, so you can take out a part of the investment in wealth management products, now investment in wealth management products are diverse, basically can be profitable, just the question of how much profit, this investment method of income is higher than the interest income of savings deposits, and the safety factor is also higher, relatively stable.

    The key is to choose a good wealth management product, generally banks will sell wealth management products, this can consult the bank's staff, make your own judgment for investment.

    2.In terms of investment, if it were me, I would take out hundreds of thousands to buy, although it is very sluggish now, but I still understand this knowledge, so I can make a basic judgment, first of all, to choose a growing listed company, good development prospects, steady growth in operating income, and biased to the oligopoly industry, such a company has great potential, may not be high stock price now, even if it does not rise now but will definitely not let me lose money, generally this kind of company for understanding ** people can find out, don't speculate, just be patient.

    3.Invest in the real economy, 100 is not much but enough to invest in small businesses or shops, this depends on my vision, I don't know much about the specific business methods and concepts, but you can invest as a partner, as long as you find the right partner, this is also a relatively good way to invest.

    The above is if I have 1 million, my value-added investment method, I hope it will be helpful to the subject

  2. Anonymous users2024-02-08

    Now if you have 1 million, buy a house, buy a car, get married and have children in our third- and fourth-tier cities, save the extra money for backup, go to work or invest in a small business! Now 1 million is actually not too much, there are not many investment businesses, and there are no less, and the economic environment is sluggish, so it is not easy to do it. If you buy a house in Wuhan last year and sell it this year, you will earn at least half of ......It's a pity that it didn't have Lin Junjie!

    It's better to move bricks steadily! 1 million is neither too little nor too much. If I have 1 million, I will first buy enough insurance for myself and my family, plan my future life, and take a small part to do what I have always wanted to do and fulfill my wishes.

    Make a little investment in the balance.

  3. Anonymous users2024-02-07

    If I had 1 million, I would give my wife 999,500 yuan, and save the other 500 for private money.

    That's how daring!

  4. Anonymous users2024-02-06

    If you have 10 million in your hand now, how should you use it to add value? Some people may find these questions "very classy". As wealth increases, the original details become more and more important.

    Everyone has a different collocation according to their own risk appetite, for myself, 10 million are selected fixed income trusts, quarterly interest payment products, and then use the annual interest to buy bank open wealth management and regular investment index**.

    If the income is not stable, it is necessary to rationalize the allocation of the 10 million idle cash. Except for 10% of the living money that must be saved for living and dealing with emergencies, the rest of the money needs to be invested according to the ratio of hands.

    I don't recommend investing, you can consider it, because I don't have any investment experience myself, so I can make regular investment.

    It will be more worry-free, and the requirements for personal investment experience are not high, all you need to do is to be disciplined and keep money in your bank card. Of course, in order to avoid idle funds, you can buy live money into currency first**.

    The regular investment plan will then deduct the money from the currency**.

    Annuity insurance. Or increase your whole life insurance.

    It can be paid over several years, and the cash value of the policy.

    In case of job instability, you can borrow cash in the form of a policy loan, and only use a little interest, and the original protection benefits will not be affected. Of course, if you are really short of funds, you can consider reducing the guarantee and withdrawing cash.

    Insurance is a long-term asset allocation.

    With the accumulation of time, the value of the policy account continues to grow, so as to increase your wealth in a certain, safe and stable way, and cope with many other uncertainties.

    But in terms of overall returns, you can understand which is better and which is worse by comparing it yourself. Because the concept and concept are different, each has its own role, so don't mix them up.

    Finally: financial management is risky, and investment needs to be cautious. I wish you all the best in achieving your small goals.

  5. Anonymous users2024-02-05

    If you have 10 million in your hand now, how should you use it to add value?

    What a beautiful topic, for a working-class person, it's a dream idea. Therefore, the "what if" in this question is real, and the rest is just a joke. To be honest, I never thought of the idea of how much money I have, at the level of a little surplus of food and clothing, not to mention 10 million, I don't know what the concept of 1 million is.

    If you talk about how to use this money to increase value, it is also a common practice of the public, what to buy a house to maintain its value, buy insurance, and buy financial management.

    In fact, if I really think about it from my own perspective, if I have 10 million in my hand now, I will invest in the health industry. For all people, whether rich or poor, good health comes first. Some people say that the body is one, there is no one, and there are many zeros behind that are equal to zero, which is really the truth of life.

    Without a good body, how can you work well, how can you live a good life, drag Sister Lin's weak body, how can you contribute to the family and society, that is "the mud bodhisattva crosses the river, and it is difficult to protect himself". I believe that the first thing that attaches the most importance to is the health of the body, so the health industry is undoubtedly the most profitable.

    Some people will say, now that medical technology is very developed, what do you want to invest in, and if you are sick and have a doctor, what do you care? I don't just want to do cure, I think about how to prevent people from getting sick and promote health. For example, in terms of investing in healthy food, we have engaged in healthy and environmentally friendly landfill planting and organic cultivation, so that many people's cabbage seeds can be filled with non-polluting food.

    In addition to the aspect of eating, exercise is also very important for a person's health. As the saying goes, life is in motion. Investing in the mass sports industry is also a positive reflection of the health industry.

    It is conceivable that all kinds of sports venues and facilities will be added to the vast number of rural villages, of course, the equipment is relatively perfect, but only a small fee can be charged, and the whole country is so big, and the market can be broad.

  6. Anonymous users2024-02-04

    Of course, it is the kind of spring sale that buys some investment and financial products to make steady profits. Either buy some**or**, so that you can have a better chance of winning, or you can buy some insurance and make money.

  7. Anonymous users2024-02-03

    I will put five million in the bank, then use 2 million to buy a house, 500,000 to buy a car, and then the rest of the money to buy **.

  8. Anonymous users2024-02-02

    Hello, I am a national financial planner, and in 2010, I summarized and put forward the theory of multi-channel wealth creation, and there are four main channels for wealth creation.

    If 1 million only consider financial investment and financial management.

    , there are several options.

    First. One million is enough to meet the threshold of a general trust, and you can make a stable trust investment with an annual rate of return.

    15% or so.

    Second. One million can be used as an equity investment**, but the risk is relatively large and the term is long. You can also do **private placement** and invest in **market.

    It is agreed that 70% of the principal of the loss will be contacted and cooperated, and a part of the profit will be given to the private equity company.

    The risk is small, and the benefits depend on the best manager.

    level of operation.

    Third. It is possible to make an investment portfolio for a sound investment.

    Investment. portfolio for sound investment.

    For example, some buy fixed income products.

    A part of the investment risk is moderate, the return of the first investment, a small part of the investment in high-risk and high-return foreign exchange derivatives investment, so that the risk can be minimized, the return is maximized.

    However, the specific investment ratio depends on the individual's investment experience, risk tolerance, operation time, etc., and professional guidance is required for specific analysis and operation.

    That is, to make a comprehensive investment plan and guide the follow-up implementation.

  9. Anonymous users2024-02-01

    Living an ordinary life. Find a job that isn't tiring.

  10. Anonymous users2024-01-31

    Buy a house and decorate it beautifully.

  11. Anonymous users2024-01-30

    You can't just do something illegal.

  12. Anonymous users2024-01-29

    It's up to you! I still have to be a little assertive.

  13. Anonymous users2024-01-28

    Hello! Depending on the amount of your capital you can consider making **investment**, and now**investment is more advantageous:

    1) First of all, safety: The value of ** is inherent and intrinsic to itself, and has a thousand-year-old immortal stability, so regardless of natural disasters and man-made disasters, the value of ** is eternal.

    2) The second is liquidity: ** is a financial asset that is closely related to the currency because it is easy to liquidate. Moreover, the ** market is a 24-hour trading market, because it can change money at any time.

    **With the world**, it can also be exchanged for other national currencies according to the exchange rate.

    3) The third is reverse: the value of the currency is inherent in itself, and when the banknote fluctuates and depreciates due to the credit crisis, it will automatically adjust upwards according to the currency depreciation rate; And when the banknote appreciates, because the **** is constant, its ** will also decline accordingly. This kind of contrarianity has become a means for people to invest to avoid risks, and it is another major value of investment.

    In **investment, there are mainly spot**, physical**, ****, paper** and **TD, among these kinds of **investment, spot** has relatively comparative advantages:

    1. The investment target is the national economy, not the performance of listed companies.

    --Therefore, it is not easy to do the banker's control.

    2. Spot**, foreign exchange is a bilateral transaction, which can be bought up and down.

    --Strong flexibility and high probability of profitability. You can only buy up, and you can still make a profit by buying foreign exchange.

    3. Margin trading system, light investment cost. (1 5% of the cost, 190% of the profit).

    --The standard contract in the foreign exchange market is 100,000 yuan per lot, and using the margin system, we can make a big deal with a small amount.

    4. The trading volume is very large, and there is no difference between the dealer and the first. (trillions of dollars in daily trading volume).

    --The foreign exchange market is the world's largest financial market.

    5. T+0 transaction (can be bought and sold immediately).

    --Extremely flexible, ready to be thrown.

    6. Be able to control the magnitude of losses (set stop loss), and will not incur greater losses because there is no buyer or seller to undertake.

    --Stop loss and take profit can be set by the system, that is, the transaction will be automatically executed when set to a certain price.

    7. 24-hour trading, buying and selling can be carried out at any time. (Major holidays and weeks will not be closed).

    --** and so on can only buy up, and only four hours of trading time, and **, foreign exchange twenty-four hours flexible trading.

    8. High rate of return on interest (** interest is only paid up to four times a year, and foreign exchange can enjoy interest every day).

    --Therefore, there are people in foreign exchange who specialize in "arbitrage" profits.

    I am specialized in **** this piece, if you need it, I will customize a set of financial solutions for you according to your amount of funds and your usual free time, I hope to help you!

  14. Anonymous users2024-01-27

    I would rather do risk-free fixed investment, than do the market income of 20% or even higher financial products, because the relative risk is also extremely high, annual fixed income of 10%, risk-free, the return is higher than most of the bank's wealth management products, the key is fixed income, which is more assured.

  15. Anonymous users2024-01-26

    What if. Leave 400,000 yuan to deposit in the bank, there is also interest, the same profit, the most important thing is to prevent unforeseen needs. 150,000 I will do insurance investment, and there is also a profit.

    250,000 I will do venture capital to generate maximum profits, not to say that you will invest as much as you want, rich people use 20% of the money to create 80% of the profits, there is no real benefit maximization, only higher and bigger to fight for benefits, and the rest will be used for living expenses or pocket money.

  16. Anonymous users2024-01-25

    The first is to go to the bank to make a deposit, the second is to be the boss of the entrepreneurial capital, and the third is to go to insurance.

  17. Anonymous users2024-01-24

    Diversify your investment, divide your investment into medium and medium investments, which can guarantee a lot.

  18. Anonymous users2024-01-23

    If you are good at business, you can consider investing in industry. If you are not very good at various industries, consider doing stable investment and financial management.

  19. Anonymous users2024-01-22

    Hello this friend, the reply is as follows:

    **Investment can be invested in your own financial wisdom, the real wealth dominance is only yourself, you are the commander of your own funds, put the fate in your own hands, no one will affect your decision-making, give full play to your ability, now the bank's profit ratio has been relatively low, indicating that it is in the bottom area, control the risk under the effective investment portfolio, and maximize wealth! The opportunity is yours!

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