How do those who are hundreds of thousands or millions in debt spend their days?

If you are rich and have so much debt, your daily life will not have a particularly big impact, but if you are poor and have so much debt, it is actually very tormenting.

Every day they are under a lot of psychological stress and their mood is low.

They work hard every day and endure tremendous stress both mentally and spiritually.

I think whether it is hundreds of thousands of debts, or millions, I think the key depends on the personal situation, with the development of society, repayment of mortgages is also a relatively common situation, many people are because of the purchase of hundreds of thousands, or even millions of debts, because of this and debt, then it will not have much impact on the individual. Because we all know that the people who are paying off the mortgage are now husband and wife, and they pay it back on time every month, although it will make the living expenses tighter, but the impact on the quality of life and physical and mental health is still very limited, and it will not bring too much pressure to these young people who buy houses.

Of course, this also depends on the scale of the individual's business, if it is a person with a small business, owes tens of millions, it may take several years to pay off, then on the way to repay the money, you will be afraid of the creditor chasing after you every day, even the business is not satisfactory, moreover, the Chinese who are responsible for it, are not used to owing people money, feel that there is something pressing on their hearts, they are uncomfortable, and they have no confidence to speak, and they always think that they can quickly and work hard to spend the money, so that they can be regarded as relief.

I owe 500,000 in debt, and it was very sad at the beginning, dozens of ** a day, and then I thought about it that caused me to lose 2 million a year because I was young and ignorant, and I deserved to suffer now, and my arrogance and vanity compared me to a loss. Now as long as I am free, I will reflect, and this fall has taught me a lot, and there is no good result in an indulgent life.

There will definitely be a lot of pressure in my heart, I feel that the burden of life is on me, extremely uncomfortable, and I am very tired every day, I eat green vegetable steamed buns every day, and I dare not use a penny indiscriminately.

In the case of a very short of money, you can consider going to the hospital to do paid drug testing volunteers, generally 3 4 days can get a 5000 6000 or so, the state-approved drug testing project, a regular tertiary hospital. However, the medical examination requirements are particularly high.

People with hundreds of thousands or millions of debts are of course accumulating strength in a low-key manner, and they are working hard to turn themselves over as soon as possible.

For those with millions in debt, the average person may not know how they spend their day. Some people may live a very chic life, and some people live a very miserable life every day, the key is to see where the debt is used.

When I first went bankrupt, it was very difficult, and all the creditors came to ask for money, as long as they gritted their teeth and survived this time! If they don't get the money, they won't rush it! At this time, you must regroup, no matter what you do, you must lower your posture and work hard!

How much money is there, how much money is paid! Let others see your efforts, and there will be hope! Others are not afraid that you can't pay back the money, but they are afraid that they won't see hope in you!

Including family!

I used to do business well, but after the second gamble, I still owe more than 10 million, and I can only start doing business again, never touch any gambling again, and hope to get better slowly. In a similar situation, brothers can do business together

I owe 500,000 yuan, my mind is full of money all day long, I have tried many trades, and I have lost all the past few years, and I want to die.

owed more than 800,000 yuan, which was speculated, of which nearly 500,000 yuan was lost, and the credit card interest was nearly 300,000 yuan, and tens of thousands of dollars were cheated! Life is like a year, and I want to die, but I want my friends to help me get through the difficulties, and my life is new, but the reality is cruel, and few people are willing to help.

Hundreds of thousands of arrears, credit cards, online loans, friends, life is better than death, and I dare not die, the child is still young, I thought this Spring Festival would be better, and I encountered the plague, the store could not be opened, the goods could not be sold, my parents and relatives could not be trusted, and my body was exhausted, who could help me? I'm not afraid of being tired, not afraid of hardship, not afraid of being dirty, and I can sell my kidney, as long as someone wants it.

The same is the end of the world, people are hope, look less at those chicken soup for the soul, do it down-to-earth, there is no if in life, you can only start from now, work hard, but I haven't found the direction of my efforts.

The business debt is 180,000, but I don't gamble, I swear I won't touch it, I don't have a house or a car, and I am recently doing a loan of 800,000 yuan, I hope God will be kind to me!

Except for basic living expenses, other shopping apps have been unloaded, and I haven't bought fruit since last year. The latest coat is from five years ago, and one coat is from ten years ago. Now as long as you can survive and starve, you can stay up.

Hopefully, in five years everything will be back on track. I just won't laugh anymore.

A platform for a few hundred dollars in a period is still not moving, eh, it's a shame to say it, warn against gambling, wait until you don't have a penny, it's really difficult, and you don't have a job, go to ** find, when you have no money, who will believe you.

I can't sleep every day, my body is very tired, I don't dare to get sick, I am currently working, I am also the fittest, I am very difficult to work, I owe more than 400,000 yuan, I haven't bought clothes for two years, I dare not go to the party, and I have to take care of my elderly and sick mother! Life is really tiring! Leave some rent and living expenses every month's salary, basically pay a small amount of personal money first, and don't get it back if you owe me!

I feel like I'm in a bad state of life.

Burdened with hundreds of thousands or millions of debts, if it is because of buying a house, buying a car, normal business and other consumption, in fact, it is easy to say, at least it is spent on yourself, the most afraid is that you have gone astray, and you have not spent it, and you are burdened with so much, that is, you are wronged and helpless, tormented and irritable, and live like a year!

I opened two stores in a year, both stores lost money, and now I have a debt of 300,000 yuan, which is really tiring.

There are a lot of debts of millions, as long as the loan to buy a house is basically millions. How to spend it? Go to and from work every day, pay wages on the front foot and repay the loan on the back foot.

If you can socialize, you won't go, and the clothes are all bargains. Live like a walking dead every day, without a soul. Don't ask me how I know.

Because that's what I am.

Just grit your teeth and hold on! If you are really in debt, then recognize the reality, stop fantasizing about getting rich overnight, and don't care about any face and self-esteem, at this time, the first thing you have to think about and ensure is to live first, as long as you live, everything has the possibility of a comeback. I'm afraid, some people are saddled with huge debts overnight, the psychological gap is too big, and they can't pull it down, so they keep carrying it, and finally collapse directly if they can't bear it.

In fact, 2019 can really be said to be an economic winter, and you can see that the list of dishonest people announced by the court from time to time is getting longer and longer, just in such a year, how many people have been in debt.

How do you survive being in debt? Tell me about my own experience. At the end of 2017, I began to partner with others, tried to start a business, and staked all my belongings into it, and in the second half of 2018, the company was on the right track, but it didn't make any money, at most it didn't lose money.

Then, just when I was still fantasizing that there would be a better improvement in the second half of the year, the company suffered even greater losses, and several partners at that time had been struggling with whether to close the door or fight again. As a result of the discussions, we chose the latter. So he began to borrow money from banks, and since then he has embarked on the road of debt.

Later, the capital chain was broken, and the money owed to the bank was not repaid, in the first three months, the bank often called ** to urge repayment, and then it was less, but there was no more money in my account, even if I went to do temporary work for people, occasionally a little income, but the money was directly transferred by the bank as soon as it arrived. Because I didn't have any cash left, I was really embarrassed during that time. Later, I opened another bank card, and all my salary and income were transferred to the new card.

It's not that I don't want to pay back the bank, but because I have to make sure that I have enough to eat and pay for the utilities first, and then I can talk about earning money to pay off my debts, right?

If you have no choice but to owe foreign debts and can't afford to pay them back for a while, then negotiate with the bank to formulate a reasonable repayment plan. Secondly, you must make sure that you have food and a place to live first, and then think about other things. Of course, the most reliable thing is to find a way to make money as soon as possible, and earning money is the king.

I got married in 1997, and after I got married, I rented a house in the market to sell clothes and went to Shijiazhuang to sell bulk goods. Three years later, it was changed to selling shoes, or renting a house, and going to Shijiazhuang or Zhengzhou to buy the bottom, that is, a few styles were outdated, the number was incomplete, the original wholesale price of 180 yuan dropped to about 30, one or two hundred pairs were taken at a time, and they were sold for more than 100 after coming back.

I worked for less than ten years to make some money, and then I borrowed some money from around and opened a clothing store in partnership with my sister, rented my sister's house, the first year did not make money, my sister said that she withdrew her shares, I agreed to the second year after the business was very hot, down jackets sold well, a hundred square meters of houses in a 70,000 people in the county can sell 30,000 a day, but the next year my sister drove me away, she opened a clothing store.

I and my daughter-in-law carried a loan of 400,000 yuan to maintain the business, but the turnover of less than 2,000 per day in the peak season is really suffering, I have no loss of my own house, and when I caught up with the market from the bungalow to the building, I decided to set up two street houses, because there was no real estate mortgage, I began to borrow private money, and then worked for about ten years, and the loan was basically repaid.

I want to make the business bigger, so I used my own house loan to redecorate, the turnover doubled several times in the second year, and all the loans were repaid in 2017, and I have been selling well in the past two years, and I have 90 cash in hand at the end of 2019, and there is a bungalow behind the house with three rooms side by side.

I had a suicide experience, I was only in my forties and my face was full of wrinkles, my eye bags were the same as Zhao Zhongxiang's eye bags, and I could be described as full of vicissitudes on my face.

My daughter-in-law and I have not traveled together once, and I have never bought a motorcycle, let alone a car. I sometimes wonder, what is the meaning of my life in life? I didn't enjoy it when I was young, but life was a lot of helplessness.

I have understood some things over the years, one is not to give relatives and friends the opportunity to frame you. The second is to try not to do business in partnership. The third is not to over-consume, young and hard-working is not bitter, and old and hard-working is hard. Fourth, the wife of the chaff is the wife.

Even if you don't like the above points, don't spray them.

Carrying millions in mortgages: painful and happy.

Among the current millionaire population, the largest proportion of the crowd should be house slaves. For example, in Beijing, Shanghai, Guangzhou, Shenzhen and some new first-tier cities, any house may cost millions, and ordinary salaried people can't buy a house in full at all, so the vast majority of people still buy a house through loans. And for a house of several million, it is very common to have a loan of more than 1 million.

Although everyone has a lot of mortgages, according to the statistics of the bank, the default rate of mortgages is not very high, which means that those who are burdened with millions of mortgages can repay their monthly payments normally every month.

However, for these people who are burdened with millions of mortgages, on the surface, everyone has millions of assets, but in the face of a monthly payment of thousands of yuan or even tens of thousands of yuan, many people are thrifty, and they are cautious in their work and life, for fear that one day they will be dismissed and have no work income, then the house will be cut off.

My boss used to run a business, high risk and high reward, but he ended up incurring a lot of debt, and during that time he borrowed a lot of money from relatives and friends, and he was very struggling to make new plans every day, and finally survived the most difficult period and paid off the debt.

I stopped working for half a year, ate instant noodles every day, and stayed at home to play on the computer. After spending his savings in half a year, he owed Huabei 2,200, ran an installment, a micro loan of 2,000, and a rent of 2,000 plus water and electricity for 2 months. Then, when I find a job, I need to deposit half a month's salary, which means that it takes 45 days before I can start to pay it back.

So far, the rent has been paid off, the micro loan has been paid off, and Huabei still has 1,000 unpaid off. (50 days in total). If I think about the words I owe tens of thousands and hundreds of thousands, then I will despair.

There is such a big virus this year, and the work will be affected, everyone, try not to overdraw.

I am now in debt of 1.6 million, on February 17, 2017, I resigned from my job in a state-owned enterprise, and did a whole house customization opened on December 16, 2017, on September 24, 2018, I took over the sofa store that others can't do, and began to decorate the children's furniture store in the new store in June 2018, and the sales of the whole year in 2018 were okay, but the investment in the newly opened children's furniture was too large to 1.5 million, and it opened on January 1, 2019. The three stores are operating at the same time, but by June 2019, the shopping mall of the custom sofa store can not continue to operate and face the closure of the store, for a while, the cash flow is broken, the most pit is that the shopping mall can not be a merchant heating fee miscellaneous A lot of expenses, because the new store is still in the store of this brand, there is no way, just hand over the number, but the annual sales of children's furniture stores in 2019 are too miserable, with a comprehensive loss of more than 300,000 yuan. Now every day is the collection of the bank, the collection of creditors, living in dire straits, the epidemic is not over, there is no direction of efforts, I don't know what to do!