What are the conditions for mobile phone installment, and what are the conditions for installment mo

Mobile phone installments need to meet the conditions of installment payment. Installments must be made at least 18 years of age. Under the age of 18, due to lack of repayment ability and full civil capacity, they cannot apply for installment payment.

Installment payment requires conditions:1. Be between the ages of 18 and 56.

2.Have a stable salary or a stable job. 3.

Have full capacity for civil conduct. 4.Have the ability to repay, have good personal credit, and have no bad records.

Extended information: Installment payment is mostly used for some products with long production cycles and high costs. Such as the export of complete sets of equipment, large vehicles, heavy machinery and equipment, etc.

The method of installment payment is that after the import and export contract is signed, the importer pays a small amount of the payment to the exporter as a deposit, and the rest of the payment is paid in installments after the product is partially or fully produced and shipped, or when the goods are installed, commissioned, invested and the warranty period expires.

Installment payments are usually offered by a combination of banks and installment providers**. Banks provide consumers with personal consumption loans equal to the amount of goods purchased. The consumer uses the loan to pay the goods to the merchant, and the merchant provides a guarantee for the consumer and bears irrevocable joint and several liability for the debt.

Young people who use installments are often referred to as "installment families".

The method of installment payment is that after the import and export contract is signed, the importer pays a small amount of the payment to the exporter as a deposit, and the rest of the payment is paid in installments after the product is partially or fully produced and shipped, or when the goods are installed, commissioned, invested and the warranty period expires.

The buyer and the seller sign a contract at the time of the transaction, and the buyer pays the seller in installments for the goods and services purchased within a certain period of time. The date and amount of each payment are specified in the contract in advance.

There are also many forms of installment payment: the buyer pays in installments, generally by paying the down payment first, and then paying the second money after receiving the delivery notice from the real estate developer; In three instalments, the third instalment is paid within a certain period of time after moving in. In this way, the total payment paid by the buyer is usually more than the one-time payment, but at the same time, it can reduce the possible losses of the off-plan property, such as "unfinished houses", house prices** exceeding the down payment, changes in the buyer's own economic situation, etc.

Loan installments usually take several years to pay off. The key here is when the installments other than the down payment will start, in other words, when the lending bank will lend the home buyer to the real estate agent. This time can be started as soon as the loan procedures are completed, or it can be started after the delivery of the house, which is more beneficial to the buyer.

Of course, how to pay is not wishful thinking on the part of buyers. If the real estate developer itself does not have the strength, it will have to rely on the buyer's money to build the house. Usually, they will not agree to delay the second payment until the delivery time.

In this case, the buyer can only decide for himself whether or not to buy the house of the real estate developer, in addition to fighting for it.

Buying a mobile phone can be paid in installments.

1. First of all, before deciding to buy a mobile phone in installments in a physical store, consult the salesperson in the store, such as the interest of installments and the down payment of installments, which are the first things you need to understand.

2. Then, you need the company's ** address and residential address, which must be detailed and true and accurate, because the bank will verify them one by one.

3. You need to fill in the name and address of your parents, relatives (uncles and aunts), boyfriend or husband, as well as contact**, and the contact information of a colleague must also be filled in.

4. When you go to handle it, you need to bring your original ID card and the bank card for your ID card, which will be handled by a special person.

5. There must be at least one penny in the bank card provided, because when handling it, there will be a process of swiping the card, and a document will be swiped, and that document needs your signature.

6. There will be someone who takes a ** and uploads it to the database, in this database, all the information will exist, and there will be someone to verify whether the information provided is true, if it is true, it will be easy to pass.

7. After passing, you need to sign many documents, which may be the most signed by your name in your life, and I personally feel that this information is safe and there is no need to worry too much.

8. Finally, after paying the down payment, you can get the mobile phone, the receipts must be kept, one of which will be left with installments, remember the monthly payment date, overdue will produce overdue fees, you can pay in advance, so the interest will be less.

First, the front. It is divided into hard conditions and soft conditions.

2. Specific analysis.

1. Hard conditions.

Buying a mobile phone in installments online is generally an overdraft in advance, and there must be a consumer credit product that can be used in installments.

Commonly used credit cards, as well as Jingdong Baitiao, Huabei, etc.

No matter what product you use, there are two things that must be met, one is that the amount cannot be lower than that of the mobile phone**; One is that the status must be normal, and it cannot be frozen, stopped, or controlled.

And there are differences in the consumption places of different consumer products, like Jingdong Baitiao Online can usually only be purchased on Jingdong**, like Huabei Online is generally paid on **, whether it is Jingdong** or**Generally, as long as the credit card collection is opened, it can be supported.

2. Soft conditions.

In fact, it is to look at the staging method, and there are usually two ways.

One is to pay installments directly when buying a mobile phone online, and the other is to pay for it after the bill comes out after buying a mobile phone online.

If you choose direct installment, you will have to start repaying the latest bill; If the bill comes out and then installment, the next bill will come out before the repayment begins.

Note that when using consumer credit products to buy mobile phones in installments, the system will evaluate the environment of both parties to the transaction when making payment, in order to ensure the authenticity of the current transaction, if the system assesses that there is a false transaction, the transaction will be terminated, and the borrower needs to make a new payment.

It is recommended that you can learn about your current credit situation in the "Xiaoqi Credit Check", get rid of bad loan application habits, and cover untrustworthy behaviors with new good payment records.

3. What are the conditions for buying an Apple mobile phone in installments?

If the user has opened the loan software, has not obtained the loan amount, and has not submitted a loan application, then the personal credit investigation will not be affected.

However, account registration is required to open loan software, and the user registers for a regular online loan, so the security of personal information can be guaranteed.

If the user registers for an informal online loan, there is a risk that personal information will be leaked.

If the user does not have a borrowing need, it is not recommended to open the loan software, and it is not too late to open the loan software when there is a borrowing need.

Legal analysis: To apply for mobile phone installment, you need to meet the conditions of installment payment, and you must be at least 18 years old, and you cannot apply for installment payment under the age of 18, because you have no ability to repay and full civil capacity. Conditions required for installment payment:

1. Be between the ages of 18 and 56. 2. Have a stable salary or a stable job. 3. Have full capacity for civil conduct.

4. Have the ability to repay, have good personal credit, and have no bad records.

Legal basis: Civil Code of the People's Republic of China

Article 17: Natural persons over the age of 18 are adults. Natural persons under the age of 18 are minors.

Article 18: Adults are persons with full capacity for civil conduct and may independently carry out civil juristic acts. Minors over the age of 16 who rely on their own labor income as their main livelihood** are to be regarded as persons with full capacity for civil conduct.

Article 469:The parties may conclude a contract in written, oral or other forms. The written form is a form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed. Data messages that can be tangibly represented in electronic data interchange, e-mail, etc., and that can be accessed at any time shall be deemed to be in writing.

How to handle the installment purchase of mobile phones? What are the requirements for buying a mobile phone in installments?

To do mobile phone installment, you need to meet the conditions of installment payment, installment payment must be at least 18 years old, under the age of 18 can not apply for installment payment, because there is no ability to repay, and full civil capacity. Conditions required for installment payment:

1. Be between the ages of 18 and 56.

2. Have a stable salary or a stable job.

3. Have full capacity for civil conduct.

4. Have the ability to repay, have good personal credit, and have no bad records.

The following conditions are required to buy a mobile phone in installments:

1. The applicant must be between the ages of 18 and 65. The applicant has a stable job and has the ability to repay the loan.

2. The applicant has valid identity documents such as ID card and household registration book, and is a natural person with full civil capacity, and the applicant has good personal credit and no bad records.

3. Have a stable salary income or a stable job, have full civil capacity, have the ability to repay, and have good personal credit.

There are no requirements for buying a mobile phone, not as complicated as buying a house and buying a car installment review, the installment mobile phone requirements are simple, if you use Alipay, you can have an Alipay account, and you can also use Jingdong installment is also good, and it is recommended to buy Jingdong ** installment purchase on Jingdong ** self-operated.

How to handle the installment purchase of mobile phones? What are the requirements for buying a mobile phone in installments?

A copy of the credit card and student certificate of the domestic bank. The credit card limit is determined based on your proof of income. You first find your employer to open a proof of income, get a credit card at the bank, and then pay in installments after shopping.

Now it should be home credit on the market, as for the conditions, the age of credit without black spots is 18 to 48 years old, probably specifically forgot, but it should be noted that the interest rate of home credit is too high and it is not recommended to use, you can use Alipay to buy a mobile phone, which is simple and convenient.

It is recommended to use Alipay's installment, after all, it is a large company, and the reputation and security are good!

You must be at least 18 years old, have no other loans, or owe money

Applicants are between the ages of 18 and 65. The applicant has a stable job and income and can afford to repay the loan.

The applicant is a natural person with valid identity documents such as ID card and household registration booklet, and has full civil capacity. The applicant has a good personal credit report, no bad records, no bad habits such as pornography, gambling and drugs.