What are the conditions for installment payment for mobile phones, and what conditions need to be me

To buy a mobile phone in installments, you must be at least 18 years old, fill in the information of family members, and fill in the home address. The details are as follows:

1. The conditions for mobile phone installment payment are relatively low, as long as you are at least 18 years old and have a valid ID card.

and bank cards. In the process of handling, the information must be filled in carefully, and the contact information must also be true and reliable, so that the handling can be successful.

2. The longest time for mobile phone installment is 24 months, and the longer the installment time, the higher the handling fee. However, it should be noted that when choosing a platform, you must choose a qualified platform, repay the loan on time, and choose a term that suits you.

3. Before buying a mobile phone in installments in a physical store, consult the salesperson in the store, such as the interest of the installment and the down payment of the installment, which are the first things you need to know.

4. The company's ** address and residential address need to be detailed and true and accurate, because the bank will verify these situations one by one.

5. You need to fill in the name and address of your parents, relatives (uncles and aunts), boyfriend or husband, as well as contact **, and the contact information of a colleague must also be filled.

Notes:

1. You should combine your financial ability to determine whether the installment rate is within the range of your own subscription. In particular, the installment service in some stores seems to be affordable, but it may imply an expensive handling fee, so be sure to read the terms carefully.

2. Some installment purchases can be repaid in advance.

A certain service fee is waived. However, some do not support early repayment, and you will also be charged a service fee for early repayment, which must be asked.

First, the front. It is divided into hard conditions and soft conditions.

2. Specific analysis.

1. Hard conditions.

Buying a mobile phone in installments online is generally an overdraft in advance, and there must be a consumer credit product that can be used in installments.

Commonly used credit cards, as well as Jingdong Baitiao, Huabei, etc.

No matter what product you use, there are two things that must be met, one is that the amount cannot be lower than that of the mobile phone**; One is that the status must be normal, and it cannot be frozen, stopped, or controlled.

And there are differences in the consumption places of different consumer products, like Jingdong Baitiao Online can usually only be purchased on Jingdong**, like Huabei Online is generally paid on **, whether it is Jingdong** or**Generally, as long as the credit card collection is opened, it can be supported.

2. Soft conditions.

In fact, it is to look at the staging method, and there are usually two ways.

One is to pay installments directly when buying a mobile phone online, and the other is to pay for it after the bill comes out after buying a mobile phone online.

If you choose direct installment, you will have to start repaying the latest bill; If the bill comes out and then installment, the next bill will come out before the repayment begins.

Note that when using consumer credit products to buy mobile phones in installments, the system will evaluate the environment of both parties to the transaction when making payment, in order to ensure the authenticity of the current transaction, if the system assesses that there is a false transaction, the transaction will be terminated, and the borrower needs to make a new payment.

It is recommended that you can learn about your current credit situation in the "Xiaoqi Credit Check", get rid of bad loan application habits, and cover untrustworthy behaviors with new good payment records.

3. What are the conditions for buying an Apple mobile phone in installments?

If the user has opened the loan software, has not obtained the loan amount, and has not submitted a loan application, then the personal credit investigation will not be affected.

However, account registration is required to open loan software, and the user registers for a regular online loan, so the security of personal information can be guaranteed.

If the user registers for an informal online loan, there is a risk that personal information will be leaked.

If the user does not have a borrowing need, it is not recommended to open the loan software, and it is not too late to open the loan software when there is a borrowing need.

Mobile phone installments need to meet the conditions of installment payment. Installments must be made at least 18 years of age. Under the age of 18, due to lack of repayment ability and full civil capacity, they cannot apply for installment payment.

Installment payment requires conditions:1. Be between the ages of 18 and 56.

2.Have a stable salary or a stable job. 3.

Have full capacity for civil conduct. 4.Have the ability to repay, have good personal credit, and have no bad records.

Extended information: Installment payment is mostly used for some products with long production cycles and high costs. Such as the export of complete sets of equipment, large vehicles, heavy machinery and equipment, etc.

The method of installment payment is that after the import and export contract is signed, the importer pays a small amount of the payment to the exporter as a deposit, and the rest of the payment is paid in installments after the product is partially or fully produced and shipped, or when the goods are installed, commissioned, invested and the warranty period expires.

Installment payments are usually offered by a combination of banks and installment providers**. Banks provide consumers with personal consumption loans equal to the amount of goods purchased. The consumer uses the loan to pay the goods to the merchant, and the merchant provides a guarantee for the consumer and bears irrevocable joint and several liability for the debt.

Young people who use installments are often referred to as "installment families".

The method of installment payment is that after the import and export contract is signed, the importer pays a small amount of the payment to the exporter as a deposit, and the rest of the payment is paid in installments after the product is partially or fully produced and shipped, or when the goods are installed, commissioned, invested and the warranty period expires.

The buyer and the seller sign a contract at the time of the transaction, and the buyer pays the seller in installments for the goods and services purchased within a certain period of time. The date and amount of each payment are specified in the contract in advance.

There are also many forms of installment payment: the buyer pays in installments, generally by paying the down payment first, and then paying the second money after receiving the delivery notice from the real estate developer; In three instalments, the third instalment is paid within a certain period of time after moving in. In this way, the total payment paid by the buyer is usually more than the one-time payment, but at the same time, it can reduce the possible losses of the off-plan property, such as "unfinished houses", house prices** exceeding the down payment, changes in the buyer's own economic situation, etc.

Loan installments usually take several years to pay off. The key here is when the installments other than the down payment will start, in other words, when the lending bank will lend the home buyer to the real estate agent. This time can be started as soon as the loan procedures are completed, or it can be started after the delivery of the house, which is more beneficial to the buyer.

Of course, how to pay is not wishful thinking on the part of buyers. If the real estate developer itself does not have the strength, it will have to rely on the buyer's money to build the house. Usually, they will not agree to delay the second payment until the delivery time.

In this case, the buyer can only decide for himself whether or not to buy the house of the real estate developer, in addition to fighting for it.

The conditions required to buy a mobile phone in installments are as follows: the applicant is between the ages of 18 and 65. The applicant has a stable job and income and can afford to repay the loan.

The applicant has an identity card.

Valid identity documents such as household registration booklet, and have full civil capacity.

natural person. Applicant's personal credit report.

Good, no bad records, no bad habits such as pornography, gambling, drugs, etc.

The following conditions are required to buy a mobile phone in installments:

1. Applicants are required to be between the ages of 18 and 65.

2. The applicant has a stable job and income, and has the ability to repay the loan.

3. The applicant is a natural person with valid identity documents such as ID card and household registration book, and has full civil capacity.

4. The applicant has good credit information, no bad records, no bad habits such as pornography, gambling and drugs.

About Installment Le:

Installment is the first to create an Internet small and micro consumer finance business model.

At the front end of consumption, Installment has improved the user shopping experience through cooperation with JD.com.

At the back-end of creditor's rights processing, Installment Le launched Orange Wealth Management in June 2014, and exclusively launched all creditor's rights in installment, forming a closed-loop ecology of "self-production and self-sale".

Installment has received investment from a number of top domestic and foreign investment institutions and well-known enterprises, including JD.com, DST, Xianfeng Huaxing, Jingwei China and Bertelsmann Asia Investment**.

Its installment music is suspected of illegally issuing "campus loans", and some college students once showed Dai Xianchao, a financial technology intelligence, that after they borrowed money, the account for repayment was Shenzhen Installment Network Technology ****.

In other words, as a third party, Installment Joy clearly violates the provisions of Circular 141 that third-party partners are not allowed to charge interest fees to borrowers.

On July 5, 2019, a reporter from the "China Times" inquired about the complaint platform and found that as of 10 o'clock on July 3, there were 1,846 complaints from users about installment music, and overall, "** harassment" and "violent collection" accounted for the largest proportion.

ID and bank statements are required.

1.If you want a loan, then it must depend on your bank statement in the last six months, and it is easy to get a loan if there is a bank statement.

2.The loan must be yours yourself, so ID is essential ha3If you can't get a loan, you can consider buying a mobile phone in installments, under normal circumstances, the installment is much simpler, and the review is not strict, but the cost is relatively high, you have to consider this clearly, if there is no economy, or no work, it is still not recommended that you take out a loan or buy a mobile phone in installments, if it is overdue, the consequences are very serious.

Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?

First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.

Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.

The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.

Among them, Du Xiaoman Finance's money is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as low, the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, the maximum amount of borrowing is 200,000 yuan, and the easy loan can be divided into up to 24 installments.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

The procedures and conditions for buying a mobile phone in installments are quite simple, as long as you are at least 18 years old, bring your ID card, bank card and work (school)** or household registration book, you can easily handle it. At the same time, a certain down payment is required, which can be divided into 6 installments, 12 installments, 15 installments, 18 installments, 24 installments, and so on.

How to handle the installment purchase of mobile phones? What are the requirements for buying a mobile phone in installments?

Legal analysis: To apply for mobile phone installment, you need to meet the conditions of installment payment, and you must be at least 18 years old, and you cannot apply for installment payment under the age of 18, because you do not have the ability to repay the delay and full civil capacity. Conditions required for installment payment:

1. Be between the ages of 18 and 56. 2. Have a stable or stable salary income or stable job. 3. Have full capacity for civil conduct.

4. Have the ability to repay, have good personal credit, and have no bad records.

Legal basis: Article 17 of the Civil Code of the People's Republic of China provides that natural persons over the age of 18 are adults. Natural persons under the age of 18 are minors.

Article 18: Adults are persons with full capacity for civil conduct, and may independently carry out civil juristic acts. Minors over the age of 16 who rely on their own labor income as their main livelihood** are to be regarded as persons with full capacity for civil conduct. Article 469:When the parties conclude a contract, they may use written, oral, or other forms.

The written form is a form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed. The content contained therein can be tangibly represented by means of electronic data interchange, e-mail, etc., and which line of data message can be retrieved at any time, and it is deemed to be in written form.

Legal Analysis: Mobile phone installment payment needs to meet the following conditions:

1. Applicants must be between the ages of 18 and 65;

2. The applicant has a stable job and income, and has the ability to repay the loan;

3. The applicant has valid identity documents such as ID card and household registration book, and is also a natural person with full civil capacity;

4. The applicant has good personal credit, no bad records, no bad habits such as pornography, gambling and drugs.

Legal basis: Civil Code of the People's Republic of China

Article 634:If the buyer who pays in installments fails to pay one-fifth of the total price, and fails to pay the due price within a reasonable period of time after being reminded, the seller may request the buyer to pay the full price or terminate the contract.

If the seller terminates the contract for the sale of oranges, it may request the buyer to pay royalties for the use of the subject matter.