In addition to Huabei borrowing, what other platforms are formal and easy to pass? 250

Updated on technology 2024-06-21
8 answers
  1. Anonymous users2024-02-12

    Hope it helps.

    1.Borrow: Sesame seeds need to be more than 600.

    2.Reserve money: You need to be an ant member and have a sesame score of 650 or more.

    3.Online business loans: For small and micro enterprises, it can be opened preferentially, and the maximum loan amount can be 500,000 yuan.

    4.Anyihua: The borrowing amount is between 500 and 50,000 yuan.

    5.Zhaolian good term loan: the maximum amount that can be borrowed can be up to 200,000 yuan.

    If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqianhua, renamed "Qianhua" in June 2018), a big brand with reliable and low interest rates. The maximum amount of borrowing is up to 200,000 yuan (click on the official free test limit), the daily interest rate is as low as the start, and it has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest and fees, and strong security.

    Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

    2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

    The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply. Online loans are risky, so you need to be cautious in your choice!

  2. Anonymous users2024-02-11

    Hello, Huabei borrowing is a formal loan in Alipay. There are also formal borrowing platforms such as Zhaolian Financial, Micro Loan, Huarong Consumer Finance, Du Xiaoman, etc.

  3. Anonymous users2024-02-10

    At present, there are regular and easy-to-borrow platforms, and there are 360 people who have money to spend.

  4. Anonymous users2024-02-09

    There are still many such platforms.

  5. Anonymous users2024-02-08

    The borrowing is from the Alipay platform. "Borrowing" is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan.

    The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

    Borrowing is a loan service launched by Alipay, and according to the different sesame scores, users can apply for different loan amounts. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time. On January 9, 2018, due to excessive leverage and violation of relevant regulatory regulations of the central bank, some user accounts were voluntarily closed to control the loan balance.

    At present, the consumer loans launched by e-commerce giants are mainly for installments in the consumption scenarios of the e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another. But there are still netizens complaining about Uncle Ma Yun, one of the reasons why I am not optimistic about these Internet companies engaging in finance is that they do not have the experience of receiving users who can't even distinguish between interest and handling fees.

  6. Anonymous users2024-02-07

    It's an ant platform. Ant Yongbei is a newly launched small short-term loan named after Ant, and Ant Yongbei has a very low application threshold for this loan, and the probability of passing is very high. The current quota of Ant is 1600 5000 yuan, and the period of use is about 7 days, and the first time the amount is generally about 1600 yuan, and the actual amount is only 1100 yuan.

    Therefore, its handling fee is very high, but if you are not very short of money, it is not recommended to take out a regular loan.

  7. Anonymous users2024-02-06

    Huabei borrowing is formal.

    Huabei is a software function of Alipay to borrow bank money according to the credit limit, the operation is very simple and convenient, to test whether a loan platform is formal, to see whether the base source has the qualifications to issue loans, such as a licensed small loan company or an online small loan company. In addition, the interest is in line with the 36% warning line stipulated by the state, so Huabei is compliant.

    Huabei overdue for one day has the following consequences:

    1. According to Huabei's regulations, Huabei will have to pay one day of overdue penalty interest one day late. Late penalty interest = overdue amount.

    2. After Huabei is repaid late, the system will automatically generate a negative record of the borrower and report to Sesame Credit as soon as possible, which will affect the sesame points.

    3. If Huabei is often repaid one day late, the system is likely to greatly reduce the borrower's credit line, or even directly close the authority of Xifeng.

    4. Judging from what I have learned, Huabei may even be reported to credit one day late. <>

  8. Anonymous users2024-02-05

    JD.com's white bars, gold bars, Xiaomi's Xiaomi Finance, WeLoan, 360 IOUs, etc.

    IOUs. Launched in September 2016, 360 IOU is a personal and small and micro credit platform under 360 Finance, which evaluates customer credit based on 360 big data and provides instant consumer loans on this basis.

    2. Xiaomi Finance.

    Xiaomi Finance is a personal comprehensive financial service platform under Xiaomi, which provides services around personal financial needs, including but not limited to: investment and wealth management, loans, insurance, etc.

    3. Micro loans.

    WeLoan is the first Internet bank in China, WeBank, to launch a pure online micro-credit revolving consumer loan product for WeChat users and mobile QQ users, which was launched on mobile QQ in May 2015 and WeChat in September 2015.

    WeLoan adopts a user invitation system, and invited users can currently see the "WeLoan" entrance in the "QQ Wallet" of QQ on their mobile phone and the "WeChat Wallet" of WeChat, and can get a maximum loan amount of 300,000 yuan.

    4. Jingdong white strips.

    JD Baitiao is a new payment method launched by JD.com"Consume first, pay later,Use Baitiao to pay in JD.com**,You can enjoy a maximum of 30 days of deferred payment period or up to 24 installment payment methods,It is the industry's first Internet consumer financial product。

    5. Jingdong gold bars.

    JD Gold Bar is a cash lending service tailored by JD Finance for JD Baitiao users with good credit. You can borrow and repay at any time, and the maximum repayment period is 12 months by default, which can only be operated through the JD Finance APP.

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