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However, it should be noted that the reopening of Huabei must go through a comprehensive evaluation of the system, and if the system review is not passed, it will not be able to be reopened successfully.
Therefore, in order to re-bloom smoothly, you must pay attention to maintaining good personal credit, and you can participate in more credit tasks to improve your sesame credit score; It is also necessary to use Alipay more to ensure the activity of the account; You can also save more money into Alipay, appropriately purchase some Yuebao wealth management products, increase personal assets in Alipay, and also provide some help to improve the system score.
However, manual personnel cannot intervene in the results of system evaluation, and if the reopening fails, they can only continue to accumulate more good records and continue to pay attention to them in the future.
In fact, if you think that there is still a need to use it in the future, but you don't use it temporarily, there is no need to cancel the account directly, and it will not have much impact if you don't use Huabei, and it will not incur costs.
If you are not very clear about your online loan big data, you can check your online loan big data information in "Xiaoqi Xincha". The database cooperates with more than 2,000 online lending platforms, and the query data is very accurate.
Extended Information: Does Huabei's revision of the repayment date take effect in the current month?
Huabei's revised repayment date will take effect in the following month.
It is clearly stated on the repayment date adjustment page that if you select a new repayment date, the billing date and repayment date will be adjusted at the same time, and after the adjustment is confirmed, it will take effect from the next month.
The completion of the adjustment of the repayment date of Huabei will take effect from the next month, which is also to allow users to repay on time in the month of adjustment, which can also prevent users from extending the repayment period of the current month by adjusting the repayment date.
The repayment date of Huabei can only be adjusted once every 1 year, and once it is operated, it cannot be revoked.
If you want to make another adjustment after you have made the changes, you need to wait for the next year.
The repayment date can be adjusted to repayment on the 1st, 10th, 5th, 15th, 10th, 20th, and 15th.
The interval between the issuance date and the repayment date is a fixed 10 days, and users can adjust the repayment date according to their own needs.
Huabei's adjustment of the repayment date will not affect the Huabei quota, but will only affect the user's repayment time, after the adjustment of the repayment date, Huabei still has a 3-day repayment grace period, and Huabei will be deemed to have repaid the user on time from the repayment date to the grace period.
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Yes, it can be activated. Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".
Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.
Ant Huabei has only been online for half a month, and more than 1.5 million merchants have opened Huabei on Tmall and **. Many merchants who respond faster have begun to modify the description of the baby and directly add the words "support Huabei", in order to attract consumers more accurately. The person in charge of Durex Tmall*** told reporters that for new users of Ant Huabei, a product specially launched sold more than 10,000 copies a day, and the inventory was sold out for a week.
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After Huabei is closed, whether it can be activated again will be evaluated by the system, and the previous bills cannot be queried, please operate with caution.
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You can close it manually, but if you use Huabei this month, even if you still have to pay back the amount of Huabei used next month after closing, if you want to open it again after closing, you have to wait for the next month to open it.
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After closing, the account will be equivalent to the status of not opening Huabei, and it can still be opened if necessary.
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It can be activated manually at any time.
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This is fine, but you have to wait.
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Users can close Huabei on their own if they have no arrears in Huabei, but whether Huabei can be opened again after closing depends on the situation, not all users can be successfully opened again after closing Huabei, and after opening again, the amount may be different from before.
1. If the user closes Huabei by himself and has repaid the loan on time in the process of using Huabei before, without any bad records, then the re-opening of Huabei can usually be successfully passed, but the amount may be affected to a certain extent.
2. If the user has a bad credit record during the closure of Huabei, then the reopening of Huabei may fail.
3. If the user's Huabei is officially shut down, then if you want to open it again, you need to figure out the reason for the shutdown, and the Huabei that is generally closed due to overdue, malicious cash-out and other reasons cannot be opened again, and the user can only maintain a good habit of using Alipay, refresh his bad record, and strive to open Huabei smoothly in the later stage.
This answer is provided by Compo Finance. Kangbo Finance, a professional and interesting financial information and financial knowledge popularization platform.
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1. I thought I could increase the quota of Huabei, but I didn't expect it to be closed and it couldn't be opened.
2. Turn it off, turn it off, it's an internal test, the same as a credit card.
3. There are a lot of people out there who help Huabei cash out, one set is a pit, and the handling fee is still about 10% of the cash, which is the same as grabbing.
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Huabei can be opened again after it is closed, but after it is closed, the system will re-audit the user to see if the user is still eligible to open it, but generally speaking, as long as the user is not closed due to illegal operations, it can be opened again, as long as the user logs in to Alipay and searches for Huabei in the search bar, if it can't be opened, the system will prompt.
There are two ways to close Huabei, and the specific operation is as follows:
The first method of operation:
1. Find the option "Huabei" on the homepage of Alipay or in "My";
2. After entering, enter "My" in the lower left corner of the home page, and select "Other" under the many options;
3. After clicking, there will be an option of "Close Huabei" on the page, and two options will pop up after clicking: "Close" or "Cancel". Select one of the close options;
4. At this time, the system will let the user choose the reason why they want to close, and the user only needs to select one of the reasons, and then it can be successfully closed.
The second method of closing:
1. After opening Alipay, click "Help Feedback" among the many options in the settings at the top right of the "My" interface.
2. After that, select the option of "Ask for help" below, enter it in the input box and send "Close Huabei";
3. At this time, if the user has outstanding repayment, the system will pop up an option to settle the arrears, and the user needs to settle the arrears before closing them; If not, you can close it directly, and then you can also choose a reason for closing, and then you can close it successfully;
It should be noted that if the user does not close successfully, he can check whether he has not paid off all the arrears, or the things purchased with Huabei have not yet confirmed the receipt, and the arrears are not allowed to be closed. The first crack is the operation method of closing Huabei.
The path to close Huabei is as follows:
It should be noted that before closing Huabei, it is necessary to settle all the arrears of Huabei, and if there is a transaction that has not confirmed the receipt, it will be closed after the receipt and repayment are confirmed. In addition, after Huabei is closed, whether it can be opened again will be evaluated by the system, and the previous bill cannot be queried, please be cautious. >>>More
The path to close Huabei is as follows:
It should be noted that before closing Huabei, it is necessary to settle all the arrears of Huabei, and if there is a transaction that has not confirmed the receipt, it will be closed after the receipt and repayment are confirmed. In addition, after Huabei is closed, whether it can be opened again will be evaluated by the system, and the previous bill cannot be queried, please be cautious. >>>More
How it works: 1. Turn on your mobile phone, click to enter payment, click [My] on the Alipay homepage and enter. >>>More
Tools Required: Alipay.
The specific steps are as follows: >>>More