There are so many banks now, which bank is better?

Different banks have advantages in different businesses, depending on what business you have to handle to make an evaluation.

The eighteen companies of New China are:Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Agricultural Bank of China, Postal Savings Bank, Bank of Communications.

China CITIC Bank, Shenzhen Development Bank, China Guangfa Bank, Huaxia Bank, China Merchants Bank, China Everbright Bank, Industrial Bank.

Shanghai Pudong Development Bank, China Minsheng Bank, China Development Bank, Export-Import Bank of China, Ping An Bank.

Related details. Banks are financial institutions established in accordance with the law to engage in monetary and credit business, and they are the products of the development of the commodity and monetary economy to a certain stage.

Banks are one of the financial institutions, and banks are divided into ** banks and policy banks according to their types.

Commercial banks, investment banks.

World Bank, their responsibilities vary.

Summary. Hello dear! Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and China Construction Bank are all very good Because everyone needs different banking services, here are some common banking advice:

1.Large banks: Large state-owned banks such as Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, etc., have a wide range of business and have good experience and strength in various financial services.

2.City commercial banks: such as Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, etc., these banks have done a better job in retail finance business and provide more detailed services.

In short, to choose a good bank, you need to start from the needs of individuals or businesses, comprehensively compare the products, services, interest rates and security of different banks, and make your own decisions.

Hello dear! Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and China Construction Bank are all very good Because everyone needs different banking services, here are some common banking advice:1

Large banks: Large state-owned banks such as Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, etc., have a wide range of business and have good experience and strength in various financial services of Yu Jian. 2.

City commercial banks: such as Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, etc., these banks have done a better job in retail finance business and provide more detailed services. 3.

Internet banks: such as Alipay, WeChat Pay, Yue Bao, Jingdong Finance, etc., according to research, these banks have high user satisfaction with their services, especially suitable for young people or online users. In short, to choose a good bank, you need to start from the needs of individuals or businesses, comprehensively compare the products, services, interest rates and security of different banks, and make your own decisions.

Which of the 12 joint-stock banks is better, and which three of the six major state-owned banks are better.

As far as I know, among the joint-stock banks, several of them have performed better: 1China Merchants Bank:

Continuously improve its service level and brand image, set foot in many business areas, its asset scale and profit performance have continued to grow. 2.China Everbright Bank:

It has strong comprehensive strength among joint-stock banks, with a low non-performing loan ratio and a high capital adequacy ratio. 3.China CITIC Bank:

The bank has strong advantages in corporate banking, investment banking and other fields, and its asset scale and business level are increasing year by year. Among the six major state-owned banks, the three better ones are: 1

ICBC: Large asset scale, high return on net assets, low non-performing loan ratio, and extensive inclusive financial service network. 2.

CCB: Large asset scale, low non-performing loan ratio, high sufficiency ratio of scattered capital, and strong international operation ability. 3.

Agricultural Bank of China: It has a strong advantage in the rural and agricultural fields, has a high capital adequacy ratio, and continues to promote inclusive financial services.

These banks are all very good, China's five large state-owned banks, including: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications. As of the end of 2016, the Postal Savings Bank of China was the sixth largest bank in China in terms of assets.

1. Industrial and Commercial Bank of China

Industrial and Commercial Bank of China (ICBC) was established on January 1, 1984, with its head office located at No. 55 Fuxingmennei Street, Beijing, and is a large state-owned commercial bank. ICBC has the largest customer base in China, is one of the largest commercial banks in China, and is also one of the world's top 500 enterprises, and its basic task is to raise social funds through domestic and foreign round financing activities in accordance with national laws and regulations, strengthen the management of credit funds, support enterprise production and technological transformation, and serve the country's economic construction.

2. Agricultural Bank of China

Agricultural Bank of China (ABC) is a large listed bank in China and one of the five largest banks in China. Originally established in 1951, it was the first state-owned commercial bank in the People's Republic of China and an important part of China's financial system, with its head office in Beijing. For several years, the Agricultural Bank of China has been ranked among the world's top 500 enterprises"Top 1000 banks in Zhengtong Congqiu"It has a Moody's credit rating of A1.

3. Bank of China

Bank of China (BOC) was officially established on February 5, 1912 with the approval of Dr. Sun Yat-sen. Headquartered at No. 1 Fuxingmennei Street, Beijing, the head office is a large state-owned commercial bank and one of the five largest banks in China.

Investment, Construction, Transportation, CITIC, PostalAnd so on each bank is good, the fees are similar, which bank is convenient to go to.

1. The construction of silver is quiet

Handling fee: The minimum handling fee is 1 yuan, and the maximum handling fee is 50 yuan. Internet Banking:

The minimum is 1 yuan per transaction, and the maximum is not more than 30 yuan. **Bank: The minimum amount is 1 yuan per transaction, and the maximum sail slag is not more than 40 yuan.

2. Bank of Communications

Handling fee: 0 05 handling fee for remittance between peers, with a minimum of 10 yuan and a maximum of 50 yuan; Inter-bank remittance charges a handling fee of 1, with a maximum charge of 50 yuan. Arrival time: Instant arrival.

3. China Merchants Bank

Handling fee: There are two kinds, one is fast remittance, the minimum handling fee is 5 yuan, more than 1000 yuan, the fee is charged according to 0 5, which is suitable for the remittance amount within 10,000 yuan. The other is electronic remittance, the minimum handling fee is 10 yuan, the remittance handling fee is 1 of the remittance amount, and the maximum is 50 yuan, which is suitable for the remittance amount of more than 10,000 yuan.

Fast remittance is instantaneous, and the time for electronic remittance to arrive is 2 to 3 working days.

Among the five major banks, ICBC is the safest and best:

1. Analysis from the perspective of the total assets of the five major banks:

ICBC's assets are in the trillions of yuan; The China Construction Bank only has a trillion yuan; The Agricultural Bank of China only has one trillion yuan; Bank of China trillion yuan; Bank of Communications trillion yuan. From the total assets, it can be seen that ICBC has the highest assets, which means that it has the strongest ability to resist risks, which shows that ICBC is the safest.

2. From the perspective of user experience:

Industrial and Commercial Bank of China, China Merchants Bank, and Agricultural Bank of China are relatively quick to apply for personal accounts, and they are relatively simple and easy to understand, while China Construction Bank and Minsheng Bank are a little more complicated.

From a financial perspective:

It is currently the largest bank in China. The bank is a professional bank separated from the People's Bank of China while the People's Bank of China exclusively exercises the functions of the first bank. It is worth mentioning that on the day of listing, ICBC set a record for the largest single-day turnover on the Hong Kong Stock Exchange, reaching HK $37.4 billion, breaking the turnover of HSBC Holdings when it entered the market in 1998, and higher than that of Bank of China when it was listed in the same year.

4. Profitability:

ICBC's net profit was 100 million yuan; The net profit of China Construction Bank was 100 million yuan; the net profit of Agricultural Bank of China was 100 million yuan; Bank of China's net profit was 100 million yuan; Bank of Communications' net profit was 100 million yuan. In terms of net profit, ICBC has the strongest profitability. Profitability means intrinsic value, and intrinsic value is the best.

There are five main types of banks:

1. State-owned banks:

Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications, Bank of China.

2. Commercial Banks:

China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, Everbright Bank, Guangfa Bank, Huaxia Bank, Ping An Bank, Zheshang Bank, Postal Savings Bank.

3. Local Banks:

Bank of Beijing, Bank of Nanjing, Bank of Ningbo, Bank of Hangzhou, Bank of Shanghai, Bank of Jinan, Bank of Changsha, Bank of Dalian, etc., many cities have a local bank.

4. Policy Banks:

The Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank.

5. Investment Banking:

Citibank, JPMorgan Bank, Goldman Sachs Bank, etc.

Extended information: 1. Definition: Bank is a financial institution established in accordance with the law to engage in monetary and credit business, and is the product of the development of commodity and monetary economy to a certain stage.

2. Classification: Banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank, and their responsibilities are different.

1. ** Bank: That is, the People's Bank of China is the ** bank in China.

2. State-owned policy banks: including the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank.

3. State-owned commercial banks: including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications, etc

4. Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS, Société Générale, etc.

5. World Bank: Used to finance countries to overcome poverty, institutions play a unique role in their mission to alleviate poverty and improve living standards.

According to their functions, they can be divided into ** banks, commercial banks, investment banks, savings banks and other professional credit institutions. They constitute a modern banking system with ** banks as the center, joint-stock commercial banks as the main body, and the coexistence of various types of banks.

3. Business: The bank is a monetary enterprise, and its existence facilitates the raising and financing of social funds, and it is a very important member of the financial institution.

1. On the one hand, it collects idle monetary funds and small monetary surpluses in the society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, the bank acts as an intermediary between the lender and the borrower.

2. On the other hand, the bank handles the receipt, payment, and settlement of currency for commodity producers and merchants, and it acts as a payment intermediary. In short, banks play the role of credit intermediaries. The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation, and financial services.