Are the teachers who take everyone to buy funds really reliable?

Those teachers who take everyone to buy ** are reliable and unreliable. In this case, most of the teachers are unreliable, and they just want to make more money in this way. Many teachers do not have a lot of investment experience themselves, but they just rely on the packaging of the personality to make us look very professional.

Then this time will bring a strong confusion, for example, some financial management ** is packaged in this way, so that these teachers look particularly powerful. What is the overall increase in the ** bought in the past, these data may be compiled, not a real data. Of course, there are some excellent teachers who are really taking us to buy ** and can get a relatively stable income.

I usually guide some friends to buy **, so at this time I am equivalent to saying that it is also the same teacher. My idea is that everyone can make more money, and this is not the case. If it were normal, many people would choose to trust financial bloggers and become their fans to see their operations.

Financial teachers like this generally need to pay to buy services, and it is difficult for ordinary people to enjoy such services, so you need to see whether you want to buy these services. <>

Personally, I don't think it's necessary. Buying is not as complicated as buying, and many times buying is relatively simple. At this time, you can go to see some financial bloggers to see their purchase experience and specific operations.

If you spend money on a teacher, it will be more expensive, and you may have paid a sum of money before you make money, which may be unacceptable to me. When I make more money in **, I will ask teachers to tutor me, so that my investment in ** becomes more professional and experienced, which is what I am willing to do. In the case that there is no benefit in itself, I go to the teacher, I don't agree with this way.

Therefore, those teachers who take everyone to buy ** are reliable and unreliable, but most of them are unreliable, and at this time, you also need to pay attention to distinguish the ** among them. There are many people who are deceived because of the label of financial management, and this situation should be avoided as much as possible.

Unreliable, this is because these people do not understand the market, and they have not learned about finance, so they are not particularly authoritative, this is just a trap for them to make profits.

Unreliable, most teachers are unreliable, if the real skills are very high, there is no need to be a teacher.

The teacher who takes everyone to buy ** is unreliable, this kind of teacher has cooperation with these **, so he will take you to buy these**.

It's still relatively reliable, some people still have a lot of expertise, and they've been in the industry for a long time.

Some investors want to be lazy when they buy **, and want to spend money to follow the teacher to do **, so is it reliable to spend money to follow the teacher to do **? Is it safe to spend money to follow a teacher to do **? Relevant content has been prepared for your reference.

Is it reliable to spend money to follow the teacher to do **?

Some teachers themselves may not be particularly rich in investment experience, but the packaging makes me look very professional, and they will bring a lot of confusion to the sedan chair, but there are also reliable teachers who can obtain more stable income, which needs to be distinguished.

Is it safe to spend money to follow a teacher to do **?

You must know that ** is also a kind of financial management, there is a risk, is not to guarantee the safety of the principal, so can not guarantee its safety, investors in the buying**, you can follow the teacher to learn ** related knowledge, but when buying and selling, must be their own understanding.

Generally speaking, ** is the need to buy low and sell high to make money, is the time that needs attention, if you spend money to buy with the teacher**, even if you buy the same **, ** the position is not the same, there are also two situations, one is to make money, the other is to lose money.

For example: A is at a low level, after making money, sell at a high level, and B hears that A is making money, so he goes to buy the same **, and the result is bought at a high level, and the back**has been**, B redeems at a low level in order to keep the remaining money, then it is a loss of money.

Therefore, when buying **, you must have an understanding of yourself and pay attention to it occasionally to improve safety.

The assets that investors invest in are protected by law. It can be seen from the operation mode of our country that it is a very safe way to invest:

Regulatory authority: China Securities Regulatory Commission.

The China Securities Regulatory Commission supervises the establishment, fundraising, operation and management of ** companies to protect the rights and interests of investors.

Governing body: **Management company.

China's laws and regulations require that the management company must have a strict internal control mechanism to control various risks and ensure the safety of investors' funds.

Custodian Institution: **Custodian Bank.

The management company is responsible for the management and operation of the company, and the assets of the company are held in separate accounts with the custodian bank, which are separate from the management company, the custodian bank's own assets and other assets. At present, there are only five large banks in China that have custody business qualifications, namely Industrial and Commercial Bank of China (601398, shares), Agricultural Bank of China, Bank of China (601988, shares), China Construction Bank (601939, shares) and Bank of Communications (601328, shares). These reputable banks can act as custodians of your funds, keep your assets in strict accordance with laws and regulations and the provisions of the **deeds**, ensure that they are not diverted for other purposes, and supervise the operation of the **management company.

Accounting firms and law firms.

An independent accounting firm audits the accounts of **, and the law firm will issue legal opinions on matters such as the issuance and establishment of ** to ensure that all laws and regulations are strictly complied with and the rights and interests of investors are protected.

Laws and Regulations. And the China Securities Regulatory Commission issued the "Interim Measures for the Administration of Investment", "Pilot Measures for Open Investment" and other laws and regulations also make strict provisions on the establishment, fundraising, trading, investment operation, rights and obligations of all parties to ensure the standardized operation of the first and the safety of the first assets, and protect the interests of investors.

As you can see from the above arrangement, the assets invested in ** are protected in multiple ways and are therefore quite safe. However, it should be reminded that there is no guarantee of investment returns, and units will fluctuate with changes in the investment market, so investors must bear the risk of investment when investing in **.

**There are public offerings** and private placements**.

Public offering is to raise funds by publicly issuing beneficiary certificates to unspecified investors, and he is generally under the strict supervision of laws and regulatory authorities, and has industry regulatory requirements such as information disclosure, profit distribution, and investment restrictions.

Private placement** is the funds raised privately or directly from specific investors, and private placement** can only be raised from a small number of specific investors in a non-public manner, which has certain requirements for investors' investment ability. At the same time, the regulatory requirements in terms of information disclosure and investment restrictions are relatively low, and the methods are more flexible.

For ordinary investors, basically what they come into contact with is public offering**, there is strict legal supervision, and there is no need to worry about the safety of funds.

I think it's up to you.

You can do the test online to get the results and then choose the corresponding variety, whether it is a currency, a bond or a bond.

Secondly, the selection of specific ** is mainly from the following aspects:

1.**Firm. Consider the company's brand, market capitalization, product line (i.e., the richness of the variety).

2.Check the industry ranking in the last 3 years, see what the income of the first 3 years you have intended to be, if there are big ups and downs, don't choose, try to choose a more balanced and stable, so that your risk will be small.

3.**Manger. When looking at the specific information, there will be a manager to introduce their investment style and strategy, and find one that is more consistent with your style.

4.It depends on whether you choose to invest or buy, generally speaking, regular investment is now a more scientific investment and financial management method.

I'm just on the road, and I hope my views can be a reference for you, not to mention pointers, learn from each other.

It's to invest, and if you are optimistic, you will invest in whichever ** will be invested.

There is no understanding of how to learn the relevant knowledge of the company, and track several similar ones according to their own risk capabilities.

Bring your ID card and bank card to the bank to handle**You can buy ** after opening an account**. It's appropriate to buy ** now, because ** has fallen a lot. Also lower. **There is a one-time **, with a minimum investment of 1,000 yuan, and there is a fixed investment**, with a minimum of 200 yuan per month.

Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs. If you plan to invest regularly for a long time, at least for more than five years, choose one with back-end fees**. Currency base** is not suitable for regular investment.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

There are two types: open and closed, and the open can be purchased directly at the company, or through various banks. Closed** must open **account** and buy it like buying and selling**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%. The handling fee is generally subscription, subscription, and redemption.

However, if you open online banking in the bank, there is a discount for purchasing **, and there is a discount if you buy in ****. First open a bank card and connect with online banking, and open a ** transaction account. After going home, go to the online banking, and if you want to buy that **company**, go to the **company to open an **account**, and then subscribe or subscribe.

If the company doesn't support your card, you can buy it by money transfer.

Take a look at the **company**, there are tutorials.

Now that ** is not profitable, if you want to buy it, you can buy stocks.

There are several common ways to buy and sell:

1.Buying and selling on **company official**, disadvantages: 1) online banking must be opened; 2) Regular investment is not very convenient, and at the same time, it is necessary to register with many **companies**; 3) If the bank card is lost, it is very troublesome to change the bank card account number (the certificate issued by the bank or the evidence of the replacement card must be mailed to the ** company); Pros:

The subscription rate is low, the front-end fee is generally around the left, and the back-end is the same;

2.Trading at the bank counter**, advantages: safe and secure, more convenient for regular investment, ** a wide variety; Cons:

1) Time limit, must be traded from Monday to Friday from 9:30 to 15:00 (excluding statutory holidays and ** market closures); 2) Running back and forth to the bank and queuing, wasting time;

3.Buying and selling with online banking**, advantages: 1) Safe and secure, although it is said to use online banking, but there is no need to open the online bank transfer and remittance function, so that there is no need to worry about the safety of the funds in the bank card when trading or regular investment** or operating in the Internet café; 2) Subscription or regular investment** is convenient (as long as there is a computer and network) and ** a wide variety; Cons:

Must have knowledge of the Internet and computers and simple computer operation;

4.Advantages of using mobile banking to buy: in addition to buying and selling with online banking**, it is more convenient and faster when investing or trading**; Cons:

1) Have a mobile phone that can access the Internet and has opened WAP (it is recommended to enable the monthly subscription function); 2) Some mobile banking has a monthly fee, and CCB mobile phone is exempted from the monthly fee for 3 months; 3) Most banks are not allowed to invest online.

5.Other methods, such as **company, **bank, **direct sales office, etc.

Two. Recommend the basic process of buying and selling**. It is recommended to use CCB's online banking to purchase** and regular investment**, and the process is as follows (taking CCB as an example, the process of other banks is basically the same)1Go to the bank to apply for a bank card or an existing bank card, it is recommended to use a CCB card or a salary bank card;

2.On trading days (Monday to Friday 9:30-15:00, excluding statutory holidays and A-share market closures), bring your ID card to the bank counter to open ** online investment and subscription business (no need to open online transfer and remittance function).

3.After registering online, first open an account on the Internet or mobile phone, and then set the name of the regular investment, the date and amount of the regular investment, etc., generally the minimum amount of 100-300 yuan for a month, or you can directly subscribe**, with a minimum of 1000 yuan;

4.Redemption is simpler, log in to online banking, click to redeem (3-7 days to arrive).

5.To inquire about **Net Worth, Share, Profit and Loss, etc., you can log in to the Internet Banking to inquire.