How unemployment benefits are calculated and how unemployment benefits are calculated

The period for an unemployed person to receive unemployment insurance money shall be determined according to the time of the unemployed person's cumulative contribution before becoming unemployed

1) Those who have paid contributions for more than 1 year but less than 2 years can receive 3 months of unemployment insurance money;

2) Those who have paid contributions for more than 2 years but less than 3 years can receive unemployment insurance money for 6 months;

3) Those who have paid contributions for more than 3 years but less than 4 years can receive 9 months of unemployment insurance money;

4) Those who have paid contributions for more than 4 years but less than 5 years can receive 12 months of unemployment insurance money;

5) If the cumulative payment period is more than 5 years, the number of additional months shall be determined according to the method of issuing one additional month of unemployment insurance money for each full year. The maximum period for receiving unemployment insurance money shall not exceed 24 months, and that of migrant workers shall not exceed 12 months.

The period for an unemployed person to receive unemployment insurance money shall be calculated according to the number of years he has paid unemployment insurance premiums before he becomes unemployed (deducting the number of years of unemployment insurance premiums he has already received). 1 year, the cumulative period of paying unemployment insurance premiums is 2 years, and the period for receiving unemployment insurance benefits is 3 months; 2 years: The cumulative period of paying unemployment insurance premiums is 3 years, and the period of receiving unemployment insurance benefits is 6 months; 3 years: The cumulative period of paying unemployment insurance premiums is 4 years, and the period of receiving unemployment insurance premiums is 9 months; 4 years: The cumulative period of paying unemployment insurance premiums is 5 years, and the period of receiving unemployment insurance premiums is 12 months; If the unemployment insurance premiums have been paid for more than 5 years, the unemployment insurance premiums shall be paid by 1 month for each full year. The maximum period for receiving unemployment insurance benefits shall not exceed 24 months.

What is the formula for calculating unemployment insurance?

Summary. Hello! , unemployment benefits are calculated, calculated according to local standard wages!

Hello! , unemployment benefits are calculated, calculated according to local standard wages!

The standard of unemployment insurance money shall not be lower than the minimum subsistence security standard for local urban residents. Although the unemployment benefit is not much, it can also give the filial piety and hunger people a certain amount of living security, and the amount of unemployment benefit that can be received by returning to different cities is different!

The conditions for applying for unemployment insurance money should be 1. Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the regulations for one year; 2. Whether or not the employment is interrupted due to one's will, that is, the unemployed person is unwilling to interrupt employment in the noisy hall, but is forced to interrupt employment due to reasons beyond his control.

If the cumulative payment time of this insurance is more than 1 year but less than 5 years, the unemployment insurance benefit can be received for up to 12 months; If the cumulative payment period is 5 years but less than 10 years, the period for receiving unemployment insurance benefits is 18 months; If the cumulative payment period is more than 10 years, the period for receiving unemployment insurance money is 24 months.

, unemployment benefits are calculated, calculated according to local standard wages! Every place is different! I am Xiao Li, a gold medal co-teacher who asks questions, and I am good at enterprise management and five insurances and one housing fund, helping users identify fraudulent companies and prevent professional fraud!

The calculation method of unemployment benefit is as follows: unemployment benefit is equal to the time limit for applying for insurance benefits * monthly payment standard of insurance benefits.

In accordance with the requirements of relevant laws and regulations, the time limit for applying for insurance benefits varies from 12 months, 18 months to 24 months, and the time limit is determined by the time of payment. The standard provisions for the payment of insurance benefits need to refer to the actual local situation, and the unemployment benefit mechanism is a benefit given by the state to the citizens.

Unemployment insurance premiums are paid by social insurance agencies on a monthly basis at 80 percent of the local minimum wage. The people of Muling in the province can make appropriate adjustments according to national regulations and the actual situation of the province, but they shall not be higher than the local minimum wage standard or lower than the minimum living security standard for local urban residents.

1. The period for the insured to receive unemployment insurance money shall be determined according to the cumulative payment time before becoming unemployed: if the cumulative payment time is more than 1 year but less than 2 years, he can receive 3 months of unemployment insurance money;

2. If the cumulative payment time is more than 2 years but less than 3 years, you can receive 6 months of unemployment insurance money;

3. If the cumulative payment time is more than 3 years but less than 4 years, you can receive 9 months of unemployment insurance money; Cavity head.

4. If the cumulative payment time is more than 4 years but less than 5 years, you can receive 12 months of unemployment insurance money;

5. If the cumulative payment period is more than 5 years, the part of the payment exceeding 5 years shall be calculated according to the method of issuing an additional month of unemployment insurance insurance for each full year, and the number of additional months shall be determined.

Unemployment Insurance Regulations

Article 10 Unemployment insurance** shall be used for the following expenditures:

1) Unemployment insurance benefits;

2) Medical subsidies during the period of receiving unemployment insurance benefits;

3) Funeral allowance for an unemployed person who dies while receiving unemployment insurance money and the pension for his or her dependent spouse or immediate family member;

4) Subsidies for receiving vocational training and employment introduction during the period of receiving unemployment insurance money, and the methods and standards of subsidies shall be prescribed by the people of provinces, autonomous regions and municipalities directly under the Central Government;

5) Other expenses related to unemployment insurance as specified or approved. Article 14 An unemployed person who meets the following conditions may receive unemployment insurance money:

1) Participating in unemployment insurance in accordance with regulations, and the unit to which they belong and themselves have fulfilled their obligation to pay contributions in accordance with regulations for one year or more;

2) Interruption of employment not due to the person's will;

3) Have been registered as unemployed and have a job search request.

During the period of receiving unemployment insurance money, an unemployed person shall enjoy other unemployment insurance benefits at the same time in accordance with regulations.

According to Article 17 of the Regulations on Unemployment Insurance, the maximum period for receiving unemployment insurance money is 12 months for the employer to which an unemployed person works and the employee before becoming unemployed and who have paid contributions for less than 5 years in accordance with the regulations.

If the cumulative payment period is 5 years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months;

If the cumulative payment period is more than 10 years, the maximum period for receiving unemployment insurance benefits is 24 months.

If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money may be combined with the period limit for unemployment insurance money that should have been received but not yet received in the previous unemployment, but the maximum period shall not exceed 24 months.

The period for an unemployed person to receive unemployment insurance money shall be calculated on the basis of the number of years he has paid unemployment insurance premiums before he becomes unemployed (deducting the annual limit of unemployment insurance premiums paid for those who have already received unemployment insurance money). 1 year, the annual limit for the cumulative payment of unemployment insurance premiums is 2 years, and the period for receiving unemployment insurance benefits is 3 months; 2 years: The cumulative period of paying unemployment insurance premiums is 3 years, and the period of receiving unemployment insurance benefits is 6 months; 3 years: 4 years for the cumulative payment of unemployment insurance premiums, and 9 months for receiving unemployment insurance benefits; 4 years: The cumulative period of paying unemployment insurance premiums is 5 years, and the period of receiving unemployment insurance premiums is 12 months; If the unemployment insurance premiums have been paid for more than 5 years, the unemployment insurance premiums shall be paid by 1 month for each full year. The maximum period for receiving unemployment insurance benefits shall not exceed 24 months.

According to Article 20 of the Regulations on Unemployment Insurance of Zhejiang Province, the standard for unemployed persons to receive unemployment insurance money each month shall be determined by the minimum wage of 70 to 80 per cent of the minimum wage of the enterprise determined by the people of the province divided into districts. Article 23 The period for an unemployed person to enjoy unemployment insurance benefits (hereinafter referred to as the period of benefits) shall be determined on the basis of the cumulative time for the payment of unemployment insurance premiums by the unemployed person and his unit before becoming unemployed (hereinafter referred to as the payment time): (1) If the payment period is less than one year, the unemployed person shall not receive unemployment insurance premiums; (2) If the payment period has been paid for one year, two months of unemployment insurance money shall be received; (3) For those who have paid contributions for more than one year and more than one year, one month of unemployment insurance money shall be added for every eight full months.

If the balance exceeds four months and the difference is less than eight months, it shall be calculated as eight months, but the maximum period of enjoyment shall not exceed 24 months.

Articles 10, 14, 17 and 18 of the Regulations on Unemployment Insurance and Article 46 of the Social Insurance Law Article 46 If an unemployed person has paid contributions for one year but less than five years before he or she becomes unemployed, the maximum period for receiving unemployment insurance money shall be 12 months; If the cumulative payment has been made for less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months; For those who have made contributions for more than 10 years, the maximum period for receiving unemployment insurance money is 24 months. If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money shall be calculated together with the period for which unemployment insurance money should have been received but not yet received in the previous unemployment, and shall not exceed 24 months.

1. Calculation of unemployment insurance premiums.

The standard of unemployment insurance premiums received by an unemployed person from the first month to the twelfth month shall be determined according to the number of years he has paid unemployment insurance premiums; The standard of unemployment insurance benefits received from the 13th to the 24th month is 80% of the standard from the 1st to the 12th month.

The standard of unemployment insurance premiums shall be lower than the city's minimum wage standard for the current year and higher than the city's minimum subsistence security standard for urban residents in the current year.

2. Calculation of the period for receiving unemployment insurance money.

The period for an unemployed person to receive unemployment insurance money shall be calculated on the basis of the number of years he has paid unemployment insurance premiums (deducting the number of years of unemployment insurance premiums he has already received).

If the cumulative payment of unemployment insurance premiums has been completed for 1 year but less than 2 years, the period for receiving unemployment insurance benefits is 2 months; For each increase in the cumulative number of years of payment of unemployment insurance premiums, one year will be added, and the period will be increased by two months. If the cumulative payment of unemployment insurance premiums has been completed for 1 year but less than 5 years, the maximum period is 12 months; If the cumulative payment of unemployment insurance premiums has been 5 years but less than 10 years, the maximum period is 18 months; If the unemployment insurance premiums have been paid for more than 10 years, the maximum period is 24 months.