Study Finance and Economics Abroad What you need to know to prepare for finance abroad

LZ doesn't have to think about the United States, Canada, and the United Kingdom. Passing grades, non-211 schools, no language scores, and changing majors. It is not to discourage the enthusiasm of LZ, which is not possible in these countries.

It's hard to change majors in North America, T and G are not tested from your tone, and the GPA of OK schools is generally the least above.

The T64 that LS said has no G but applied to the top 100 in the United States is not a Martian, it is a Na'vi, so you don't have to worry too much about that case.

It is recommended that you consider countries with relatively low thresholds, such as Australia and New Zealand, or go to non-English speaking countries in Europe. It's best to get IELTS, try to get as close as possible if you can't take the test, and then go out to read the language, the closer to the language class, the shorter the time will be, and the more money will be saved. However, it seems that business generally takes 2 years, Australia has to be prepared to spend about 40w-50w, and there are some tuition-free countries in Europe, but the cost of living is very high.

Therefore, LZ is still cautious, and it should not be forced to go abroad.

Australian business is good at Monash, Melbourne, Macquarie, etc., but the requirements are very high. Generally, Australian five-star schools require students from 211 colleges with a GPA of 75 or above, and non-211 students with a GPA of 80 or above. So you'd better consider ranking later.

IELTS is a general requirement, I don't know how well you speak, it is recommended that you have a score of 6, 5 or it is really not suitable for graduate school abroad, unless you have enough time and money to throw money out.

In those countries in Northern Europe, the cost of living for 1 year is also 8-10w, which is the general standard, and it depends on the school.

Brother, I am in a similar situation to you, except for the school, everything else is the same.

I also went abroad last year to study economics and management in Poland. If you don't speak English well, you can study for a one-year preparatory course. But let me say that if you want to learn English, you should go to an English-speaking country, and I regret it now, the language environment of this country is not English, and it is too difficult to learn.

Business majors in Europe generally do not limit undergraduate majors, and international students are placed in the same class. Therefore, most people are not financially good in class, and the teacher has to teach from scratch, but the process is very fast.

Poland is a low-cost country, with accommodation fees of 1000RMB a month (the best student dormitory in Poland), and meals are more expensive. It's super expensive to make your own groceries, only meat is cheap. If you want to buy it here, it is generally artichoke and cabbage, and there are few other dishes.

The monthly living expenses can be controlled within 2000RMB.

New South Wales and Melbourne bar.

600,000 yuan for two years, IELTS to seven, GPA double non-average score of 85 at least.

Great god, whether you look beautiful or not, don't think too beautiful. From what you said, I think there must be ideals, dreams, but also to be pragmatic, I believe that after you graduate from university, your family also needs your financial support, you don't be busy going abroad to study economics, don't be busy taking care of the national economy, or even the international economy, you first join the family, and then talk about the world's affairs. Find a job steadily, send some money to the family every month, save some money by yourself, study Western economics, social and economic systems and other books by yourself, lay a foundation, and have the opportunity to study again later.

Recommend a few books, Marshall's Principles of Economics. Schumpeter's History of Economic Analysis

There are two ways: more cumbersome). 2.Find an agent.

The landlord did not explain which university he was and the family income (this is very important), so I am not good, I suggest you go to the agent to ask, find a few more, stick to your own ideas and positions, don't be fooled, hehe (Note: I don't know the landlord's own conditions, I recommend going to France or the United Kingdom. France can apply for free tuition at public universities, but you have to learn the language for a year, which costs more than 1,000 euros to 4,000 euros, of course, and a year's living expenses.

The second is the United Kingdom, although the United Kingdom seems to be the most expensive, but the study period is short and compact, graduate students are one year, general universities can apply, and it is possible to be internationally renowned in a better way).

Below are the fees charged by most agents, depending on the country: UK undergraduates.

Master's degree in the UK. Australia, New Zealand.

Canada. France.

Germany. Japan.

Singapore. Malaysia.

Russia. Ukraine.

Study in the United States. Apply to prestigious schools in the United States. Korea.

To study abroad, you have to take the GRE and TOEFL tests, and the English requirements are quite high.

Choosing a suitable, convenient and value-added financial service for going abroad can greatly eliminate worries and effectively reduce the cost of studying abroad. As follows:

1. Start preparing one year in advance

Generally speaking, it is best to start saving the passbook for studying abroad one year before the application, and it is best to have multiple deposit expenditure records, rather than a large deposit of hundreds of thousands of dollars at a time.

2. Find a good group Laxiang service through the bridge:

The most commonly used financial services for studying abroad include opening certificates of deposit, applying for study abroad loans, opening overseas accounts, purchasing foreign exchange and remittances, and international credit cards. Some good study abroad agencies will facilitate cooperation between students and banks, for example, students who have just left the country and have no credit history cannot apply for a credit card, if the school has an agreement with the bank, students can use their school experience to guarantee the application.

3. Reasonable allocation of wallets abroad:

At present, there are three traditional remittance methods: wire transfer, bill transfer, and traveler's check. Wire transfer is suitable for international students who have gone abroad and have an account abroad, and it will arrive in the account in two or three days, but there is a 1% handling fee and a certain amount of telecommunication fee. Bills are suitable for students who go abroad for the first time and have not yet opened a bank account abroad, as long as they provide their names and the name of the city where they are located, they can bring the bill of exchange abroad and handle the collection in a foreign bank.

Traveller's cheques come in different denominations and can be used as cash in many countries.

4. The owner attaches a dual-currency card

Parents can apply for a dual-currency credit card with supplementary cards in China. The principal cardholder can set the spending limit of the supplementary card within the credit limit, and there is an SMS reminder for each purchase, so that parents can keep track of their children's spending overseas. Cardholders are exempt from handling fees for overseas purchases in RMB or local currency.

5. Use credit cards wisely

If parents feel that the exchange rate before school is not suitable, they can choose to open a credit card in China instead of a large amount of foreign exchange to solve the problem of their children's use of money abroad.

The purpose of learning international finance is to adapt to the investment opportunities brought about by the opening of the financial capital market in China as soon as possible, and it is also an important part of understanding the development of enterprises using financial capital market financing. The methods and objectives, procedures and laws of international settlement and investment, as well as learning to use various financial tools are important purposes for learning international finance and investment, finance is the lever for enterprise development, and it is also an important tool for the development of investment and finance in all industries, the important thing is not how to understand it, but how to use it.

You can first read the series of textbooks of the main courses of finance majors in colleges and universities of Higher Education Press, including "Financial Markets", "International Finance", "** Banking", "Insurance", "Corporate Finance", "Investment", "Financial Engineering", etc., and then read other books after laying the foundation.

(1) Use correct theories to guide learning.

In the process of studying finance, we should always be guided by the basic tenets of Marxism, absorb all the beneficial achievements of civilization of all mankind, and conscientiously study and remember the consensus and lessons that mankind has achieved on the issue of money and banking.

2) Learn with a scientific way of thinking.

Try to avoid the bipolar and absolute way of thinking that is either black and white, right or wrong, follow the laws of social science, adhere to the relativity of truth, the relative truth in this condition and this environment, put it in other conditions and other environment may not be the truth, the only criterion for testing economists' theories and policy propositions should also be social practice, to see the final effect of economic development, the research object of finance is constantly developing and changing, for various financial elements and their relationships, operation laws, Therefore, it is necessary to use the vision of development and the concept of dynamics to learn finance, and on the basis of learning basic knowledge and basic principles, use your brains to analyze and think about problems, and explore scientific understanding and ways to solve problems.

3) Develop good study habits and methods.

The combination of self-study and tutoring, self-study, intensive reading and extensive reading, intensive reading, theory and practice, acceptance and exploration.

First of all, you must have a certain basic skills, learn economics well, especially finance, you must have a mathematical foundation, the more profound the better, the real economics masters are generally born by studying physics or mathematics, such as Hu Zuliu. With the foundation of mathematics and the ability to think logically, then learning economics and finance is very simple, for example, it is equivalent to learning a boxing technique after you have practiced a lot of internal skills. In addition, economics must be linked to reality, and it is necessary to pay attention to observing daily economic activities, specifically, watching more television and newspapers, linking theory with practice, and thinking more.

International finance involves a wide range of things, such as accounting, finance, insurance, money market, foreign exchange market, capital market, market, options market, derivative market, hedging, public offering, private placement, asset pricing, risk management, etc. At present, there is no complete financial knowledge system in the world, but a hammer in the east and a stick in the west, which is difficult to learn, understand and use.

However, after more than 20 years of painstaking research and a large number of practices, Professor David Ding, an internationally renowned financial expert, discoverer of financial laws and inventor of financial laws, has finally subverted the above status quo. He founded the financial tree and financial tree system (finanicaltree system), financial ecology, systems finance, financial physics, financial science and financial science system, etc., which integrate the entire financial world and all its factors into a visual "financial tree", which is clear at a glance and unforgettable, and has won a number of international intellectual property certifications and wide praise from the world. The financial tree not only reveals the ins and outs of finance, the law of change, but also reveals the law of enterprise and economic development, after all, they are inseparable whole.

(1) Guided by Correct Theories In the process of studying finance, we should always be guided by the basic tenets of Marxism, absorb all the beneficial achievements of civilization of all mankind, and conscientiously study and remember the consensus and lessons that mankind has achieved on the issue of money and banking. 2) Learn with a scientific way of thinking, try to avoid the bipolar absolute way of thinking that is either black and white, right or wrong, follow the laws of social science, adhere to the relativity of truth, the relative truth in this condition and this environment, put it in other conditions and other environment may not be the truth, the only criterion for testing economists' theories and policy propositions should also be social practice, to see the final effect of economic development, the research object of finance is constantly changing, for various financial elements and their relationships, Therefore, it is necessary to use the vision of development and the concept of dynamics to learn finance, on the basis of learning basic knowledge and basic principles, use your brains to analyze and think about problems, to explore scientific understanding and ways to solve problems, rote memorization or mechanical rigidity is the most undesirable to learn. (3) Develop good study habits and methods: the combination of self-study and tutoring, self-study, intensive reading and extensive reading, intensive reading, theory and practice, acceptance and exploration.