Isn t the Gitzo installment above running April this year, won t I have to pay back the money for an

If you choose Home Credit Installment, you still need to repay in the leap month because their repayment method is the Gregorian calendar they choose, not the lunar calendar, so you don't change the month.

What is your repayment amount, I heard a friend on the Internet say that his experience is like this: Home Credit installment pays 378 in January, and if you do Home Credit installment overdue for more than 10 days, you will incur a late fee of 30 yuan. A late fee of 110 yuan will be incurred if it is overdue for one month!

Late fees are a trivial matter, and the key to one's own credit will be affected, which will make it difficult to handle many bank credit businesses in the future. It's not a matter of money, and I suggest you don't have such thoughts!

Calculate that you will repay about 17 million 30,000 principal + interest in a month. For example, $150 per month for $10,000. The total interest is 150*3*24 10800. A total of 4080 and then divide by 24 to get 1700 yuan per month.

Home Credit cash loan interest rate is a monthly interest rate, if calculated, 20,000 yuan in 12 months equal repayment (equal principal and interest), monthly payment is yuan, 1 year of interest total.

I have taken a cash loan from Home Credit, but it is said that the interest rate is much higher than that of the bank. This is also normal, because bank unsecured loans are quite difficult to apply for, and the threshold for Home Credit loans is lower. However, if you have 10,000 yuan, it is best to borrow it from a friend.

Home Credit's, I heard bad reviews such as: high interest rate, prepayment without interest.

I don't know what the interest rate you negotiated with them is? Assuming an interest rate of 10%, you need to pay it back in 24 months.

The principal is 7.24 million yuan per month;

The interest is different every month, the first month = 70,000 * 10% 12 = yuan;

2nd month = (7-7 24)*10% 12

Last month = 7 240,000 yuan * 10% 12.

Monthly repayment = principal repaid + monthly interest.

7 240,000 yuan + interest calculated every month.

After handling the Home Credit installment business, if you pay it off within three months, you will receive the interest of the current month and an early repayment fee of 200 yuan, and after three months, you can receive the interest of the current month, you can call the customer service of Home Credit and will help you calculate the specific amount.

Loan principal: 50,000, monthly interest rate: , loan term: 36 months: The monthly repayment amount of the equal principal and interest method is: yuan, the total repayment amount is: yuan, and the total interest payable: yuan.

Looking at the interest rate after approval, compared with CreditEase, assuming that the monthly comprehensive rate is 1 point 5, then the monthly interest of 50,000 yuan is 150 * 5 = 750 yuan, and the monthly principal is 50000 36 = 1389 yuan, so the monthly repayment is 1389 + 750 = 2139.

Early repayment requires you to call customer service at least 3 days in advance of the repayment date.

The specific repayment amount will be calculated by the customer service according to the actual situation.

No ring, Colliers.

It depends on the interest rate.

Hope it can help you, if your problem is solved, please click on it, thanks.

Why is it that I have repaid the loan in Home Credit Financial for nine months and still have zero amount, is it paid off?

Home Credit Loan is not a revolving loan, and if the loan is re-used after the loan is repaid, you need to re-apply for a loan with Home Credit officials; During the period of using the Home Credit loan, if the user has a record of overdue payment, the credit line will no longer be displayed after the Home Credit loan is paid off; The user applied for a loan on multiple platforms, and the personal debt ratio was too high and was considered at risk.

Home Credit installment is also a personal credit file. If you don't repay the loan, your credit file will be overdue, which will affect your credit card and various loans (home loans, car loans, etc.).

Unless you don't want to deal with banks anymore, otherwise now that the information network is becoming more and more complete, the credit loss caused by bank default will be very large.

If the borrower fails to fulfill the repayment obligation in accordance with the consumer loan contract, the borrower will be liable for the corresponding liquidated damages according to the number of overdue days. Days overdue refers to the number of days that the earliest unpaid instalment has been overdue.

On the 10th day after the deadline, a penalty of 30 yuan will be incurred; On the 30th day after the deadline, an additional penalty of RMB 80 will be incurred on the basis of the liquidated damages already incurred; On the 60th day after the deadline, an additional penalty of 130 yuan will be incurred; On the 90th day after the deadline, an additional penalty of 130 yuan will be incurred.

Failure to fully repay the instalment for more than 90 days will directly lead to early termination of the contract, and the borrower shall immediately repay the full amount under the contract in a lump sum.

Therefore, in order to avoid these unnecessary expenses, it is necessary to repay the loan on time.

1. In the future, housing loans, car loans, installations, etc., will definitely add new requirements for credit files in the future, and bad records will generally be eliminated after you pay off the money for 5 years.

2. After the default is overdue, the interest will continue to increase, and the interest rate is higher than that of usury. After reaching a certain height, someone will definitely invite you.

3. If you are called to the police, you will leave a case record in the Public Security Bureau and become a stain on your life. It's not easy to do a lot of things in the future.

I think it's something I'm willing to do without anyone forcing it. I think I should pay it back, so as not to damage my credibility with the bank.

At that time, the installment of two mobile phones was 5,008, and it had been repaid for three or four months, and the mobile phone, bank card, and ID card were lost, and they had not been repaid for two years, so how would the interest be calculated.

Ask your family to change the **number, you block his**number and don't answer**.

Equal principal and interest method: the loan principal is: 30000, the annual interest rate is: the number of years is: 2; Monthly Instalment:,Total Principal and Interest Payable:,Total Interest Payable:

Monthly Instalment:

Equal principal and interest method: The principal amount of the loan is: 30,000. The annual interest rate is: The number of years is: 2. Total repayment of principal and interest:. Total Interest Payable:.

Amortization of the loan means that the borrower repays the loan in installments during the repayment period as stipulated in the loan agreement, and the loan is fully repaid at the end of the repayment period. This type of loan is suitable for loan projects with large borrowing amounts and long borrowing periods. According to the repayment method of the loan, the loan can be divided into a lump sum repayment loan and an installment loan.

According to the specific repayment method, the amortization loan can be divided into the full installment repayment method and the partial installment repayment method.

1. The method of repayment in equal installments refers to the method of repaying the principal and interest of the loan at regular intervals of the same amount, rather than repaying the principal and interest at one time on the maturity date; It allows the lender to reduce the risk of the borrower being unable to repay the loan when due.

2. The partial installment repayment method refers to the method of repaying part of the loan in equal installments, and paying the interest on the remaining part of the loan in installments and repaying the principal in one lump sum at maturity.

Equal principal and interest method: the loan principal is: 30000, the annual interest rate is: the number of years is: 2; Monthly Instalment:,Total Principal and Interest Payable:,Total Interest Payable: