What are the traps of asking me to go to the local village committee to open a poverty certificate w

There will be no trap to go to the local village committee to issue a poverty certificate, and your own poverty certificate cannot be used for other purposes.

and normal life will have a big impact.

Extended Resources:

The poverty certificate is mainly used to handle some of the state's policies for the relief and assistance of poor groups, such as ordinary residents to apply for subsistence allowance, college students to apply for student loans, etc. It is generally issued by the civil affairs department.

1. The name of the lender is required to appear clearly in the poverty certificate, and the ID card of the borrower is required.

The names on the are exactly the same, and cannot be replaced by homophones, non-standard abbreviations, and no typos. The name of the lender must not be altered.

2. The poverty certificate is required to be stamped with the official seal of the people of the township (town) where the family is located, or the official seal of the competent department at a higher level. Among them, the valid official seals are: township (town) people**, county civil affairs bureau, civil affairs bureau. City dwellers.

It can be the official seal of the neighborhood committee, the neighborhood office, or the community. Note that the official seal of the villagers' committee is invalid and the official seal of the unit.

Void. Try not to have two or more official seals on the poverty certificate.

3. The poverty certificate clearly states that "the family is in financial difficulties and needs to apply for a national loan."

Words. 4. The poverty certificate requires that it be written on material paper or manuscript paper, and written with a fountain pen or water-based pen, and with a ballpoint pen.

The writing is invalid. Model Proof of Poverty:

I hereby have the name of my township (town) (neighborhood committee, etc.) and the name of the son (female) student), who will be admitted to your school in the year and month.

Due to the reasons (specific reasons for each family), the family is in financial difficulty, and it is hoped that the school and the bank can provide them with a national student loan.

Help them succeed in their studies.

Township (town) people** (official seal) or neighborhood committee, etc. (official seal).

YYYYYYYYYYYYYYYYY

The interest can be reduced or reduced, if it is higher than the annual interest stipulated by the state, it is recommended not to try to repay, but to communicate and negotiate to repay the interest and principal stipulated by law.

Legal Analysis: If you don't sign a confidentiality agreement, just tell others that it is not illegal or breachful. However, if the collector contacts the village committee to investigate the borrower's information, this behavior is not legal, and the village committee has the right to refuse.

Legal basis: "Criminal Law of the People's Republic of China" Article 224: In any of the following circumstances, in the course of signing or performing a contract, for the purpose of illegal possession, the other party's property is fraudulently obtained, and the amount is relatively large, a sentence of up to three years imprisonment or short-term detention is to be given, and/or a fine; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine or confiscation of property: (1) Signing a contract with a fictitious unit or fraudulently using the name of another person; (2) Using forged, altered, or invalid bills or other false property rights certificates as security; (3) Where there is no actual ability to perform, and the other party is tricked into continuing to sign and perform the contract by first performing a small contract or partially performing the contract; (4) Fleeing after receiving goods, payment, advance payment or secured property from the other party; (5) Using other methods to defraud the other party's property.

Summary. Hello dear parties

The online loan is overdue, and the other party says that he wants to go to the village committee to verify the information, which is the collection method of the collection company, and it is not necessary to go to the village committee for verification.

Send me a message when the online loan is overdue, saying that you want to go to the village committee to find out the situation, is this legal?

Hello dear parties, the online loan is overdue for the lease period, and the other party said that he would go to the village committee to verify the information and let Lu, which is the collection method of the collection company, and it is not necessary to go to the village committee to verify.

And according to the regulations, debt collection must not affect the normal life of other people.

That now seriously affects my life and I have evidence, how can I go and complain to their collectors.

He just sent you text messages like this, putting pressure on you, you think about it, he went to the village committee to understand the situation, what information can the village committee provide him, does the village committee have any intention to provide him with personal information, personal economic situation.

You can go to court and sue them for infringement.

Okay, free of charge.

Going to the court to sue is not free, depending on the specific situation, if the other party loses the lawsuit, he can be asked to bear the litigation costs.

The cost of litigation is about a few hundred dollars.

The collection company is sending messages to you all day long, causing serious impact on your life, can you send your evidence to the scumbag liquid, I will take a look<>

<> fake. The village committee sells pants and will not pay attention to them at all, Chunqing They are a debt collection company, and they are not the first department law enforcement department, the village committee needs to cooperate with them in the middle of the law enforcement, and the village committee has no obligation to cooperate with the debt collection company to repay.

You tell the debt collection agency that after the salary is paid, you will slowly pay off the arrears, not because you don't want to repay your money, but because you don't have the ability to repay and have the willingness to repay now.

Yes, I play a dozen a day, and I occasionally pick up a few to show my willingness to repay.

For (o), you must first show that you are willing to repay.

So you don't have to worry too much about it now.

It's just that they hit ** for a day, and it's just annoying to hit more than a dozen **.

In the future, no matter what problems you encounter in life and legal molding, you are welcome to contact me in time

No, Alipay's basic products are all online loans, so in other words, will online loans come to the door after they are overdue? The answer is not bad, some people say that the amount I owe is very large, won't they come to the door? The answer is that Wuyan will not, the reason why he does not come to the door, there are two points, which one quickly likes the collection and looks down at the first, the cost of his door-to-door is very high, and second, the risk of coming to the door is also very large.

Let's talk about the cost first, Alipay belongs to online lending, there are no branches, no stores, and Alipay's customers are all over the country, and even many of them are rural, even if the other party knows your address, it is not necessary to find you, even if you find you, you still have no ability to repay, so many overdue customers back and forth, the cost is very high. Let's talk about the risk, this risk is aimed at Alipay, not the customer, if Alipay entrusts a third-party company to collect at the door, once there is a violation of the guess rules to collect, violent collection, then soon Alipay will be on the hot search, then how much money does he have to spend on public relations, and once there is a hands-on incident, no matter. In the end, the personnel are still customers, and it will immediately escalate into a criminal case, Alipay as the entrusting party is difficult to set aside responsibility, so to sum up, Alipay will not come to collect after it is overdue, although it is, he will not come to collect, but in recent years, Alipay for those who have a large amount, lost contact, and a long overdue time, the probability of prosecution is getting higher and higher, and there will be no prior notice of the training brigade before the prosecution, please pay attention to this, if your Alipay is overdue, please leave a message in the comment area, I'm always going to help you out.