Why did Huabei suddenly not let it go

Nian Huabei suddenly did not let the user use it, this is because the user did not meet the conditions for using Huabei and did not pass the evaluation of the system. The system will evaluate Huabei from time to time, and when the user's credit qualification conditions change and the conditions for using Huabei are not met, the system will withdraw the quota of Huabei, and may even close the entrance to Huabei.

1. Insufficient credit.

Huabei will determine whether the credit can be granted based on the borrower's comprehensive credit. If everyone's personal credit is not good, then you will not be able to use Huabei. Generally speaking, overdue loans, overdue credit, and reported online purchases will affect the use of Huabei.

2. The quota is insufficient.

Now, Huabei will also have a situation where the loan amount is insufficient. If you don't follow the prompts to upgrade your Huabei service, then you may encounter a situation where Huabei can't be used.

3. Excessive debt.

Huabei's risk control system has been relatively perfect, and it can understand the information of borrowers through many channels. If the borrower is currently too heavily indebted and has far exceeded his ability to repay, then he may not be able to use Huabei for the time being.

4. Personal data is invalid.

If many of your personal information in your Alipay account has become invalid, such as a major change in your residential address, a mobile phone number has been cancelled, and social security has been cut off for a long time, it may also cause Huabei to be unusable.

If you can't choose Huabei to pay when you make a payment, it may be due to the following reasons:

1.If the merchant has not opened the Huabei service or the product is not supported, it is recommended that you operate the payment in a store that supports Huabei payment.

2.If multiple products are combined to pay together, and one of the products does not support Huabei payment, Huabei cannot be used for the combined transaction.

3.The monthly quota of 500 Huabei face-to-face flowers has been used up, and it is impossible to pay in the current store. > poke me to inquire about the amount of Huabei face-to-face spending.

4.The system will evaluate whether Huabei payment can be supported according to your current transaction, because the evaluation result is different each time, even if the same product is the same store, there may be a situation where you can pay today and cannot pay tomorrow.

At the same time, if you have Huabei red envelopes in your current account that cannot be used, it may be due to the following reasons:

1.When using red packets for deduction, you need to ensure that the order amount is the amount of red packets.

2.When paying, you need to select "Huabei" as the payment method and use it on Alipay wireless end.

3.Huabei consumption red envelopes support the use of physical stores, taxis, online shopping and other scenarios under ** (but Huabei red envelopes do not support the purchase of virtual goods, including but not limited to virtual goods such as virtual currency). Huabei physical store red envelopes only support payment in physical stores.

4.When making offline payments, the store needs to open the "Huabei Collect Money" function, which can remind the seller to confirm.

At the same time, if the above red envelope rules are met, the system will also automatically detect the two parties and the transaction situation, and the red envelope can be deducted if the transaction is true and valid.

If you still can't use it, we recommend changing merchants or trying again the next day.

Tips: The system will evaluate whether Huabei payment can be supported in real time according to your current transaction, if there is no Huabei entrance, it means that it is not supported, and manual intervention cannot be made. It is recommended that you change to another payment method.

Huabei suddenly became unusable, probably because of problems such as overdue, offline inaccessibility, inability to use Huabei installment, and account risk. The quota is cleared, frozen, closed, or temporarily ineligible. Ant Huabei.

It is a consumer loan.

products, **, Tmall.

It can be used with some offline stores, and you can use Huabei to pay in advance when shopping and spending, and repay the next month, and there is no interest.

Huabei suddenly becomes unusable due to the following circumstances:

1. Overdue. This is the most common reason that affects the normal use of Huabei, basically Huabei is overdue for more than 7 days, there will be a collector to hit **, if you have not repaid, you will freeze the right to use Huabei, you can only repay and cannot continue to use, so in this case, you should repay as soon as possible, the system will evaluate whether you can reuse, if not, you can continue to use **, Alipay, and it will be restored after a period of time.

2. It cannot be used offline.

The main reason why Huabei encounters this situation is that the merchant you are spending has not opened Huabei to collect money, and your Huabei face-to-face spending quota has been used up, resulting in the inability to pay with Huabei. On the 1st of each month, the amount of face-to-face spending will be restored to 500 yuan, and you can continue to scan the code offline to use, or you can choose to open a store where Huabei collects money to consume.

3. Huabei cannot be used for staging.

Is there not enough available quota in Huabei? You can check the limit in Alipay-My-Huabei; In addition, Tmall uses Huabei installment, and the starting amount must be greater than 600 yuan, otherwise Huabei installment cannot be used; It is also possible that this product does not support Huabei installment, Huabei small masters, not everything can be Huabei installment.

4. Account Risk.

The Alipay system will automatically evaluate the current use environment, if you rub an unfamiliar WiFi hotspot, recently unbind a bank card, change a new mobile phone number, change a device to log in, and cash out the order may be detected, and the credit product (Huabei, unbinding, online business loan, reserve fund.)

to prevent it from being stolen.

There are 5 reasons for this:

1. Huabei is overdue

If your Huabei is overdue, then your Huabei will be temporarily frozen and will not be used, so once it is overdue, you must pay off the arrears as soon as possible, otherwise after a long time, you will need to go through a period of credit recovery before you can continue to use Huabei.

2. There are risks in payment

3. Online shopping stores do not support it

For example, when you use Huabei to shop online, you should pay attention to whether the store you browse supports Huabei payment method. Because not all ** stores can pay with Huabei.

Fourth, the delivery address is unstable

If you change your shipping address frequently, the system will think that you are in credit danger, so you may no longer be able to use Huabei.

Fifth, the opening time is too short

If you are a newly opened Huabei, there may be times when you can't adapt to Huabei, so you can use it again after a while.

The above is a summary of some of the reasons why Huabei can't be used, if you can't use Huabei, you can see if it's because of the above reasons. Of course, it may be because of some other reasons that Huabei cannot be used, and everyone must repay the loan on time when using Huabei, maintain a good credit record, and avoid the phenomenon that Huabei cannot be used.

If Huabei suddenly can't be used for shopping, it's probably because:

1.The system detected that the transaction was risky, so it restricted the transaction. It is recommended that customers change merchants to shop, and Huabei should still be able to use as usual.

2.The merchant who consumes does not support Huabei payment, so users cannot use Huabei to pay for transactions. It is recommended that customers go to merchants that support Huabei payment to buy goods.

3.The purchased product** is greater than the current available quota of Huabei. Customers can pay in another way, and Huabei is no problem, users go to buy ** goods that are lower than the available amount, then Huabei can still successfully pay.

4.Huabei was frozen and the account was blocked due to the user's bad behavior (such as cashing out and overdue), and before Huabei was unfrozen, it was naturally impossible to use Huabei to shop. It is recommended that customers take good care of their credit (if they are overdue, pay off the arrears first), and wait for the personal credit to be improved, after the sesame credit is repaired, Huabei may recover the limit, and you can continue to use Huabei at that time.

If Huabei suddenly becomes unavailable, it is likely that the account has non-real transactions or bad behaviors such as overdue and cash-out, resulting in the account being controlled by the system and the quota being frozen.

In this case, if you want to recover, you can only take good care of your credit (pay off the arrears first), and maintain the activity of the account, and when the credit is improved and the system comprehensive assessment reaches the standard, you may be able to lift the risk control and restore the quota, and then the user can continue to use Huabei.

Of course, the sudden inability of Huabei does not necessarily mean that the function is restricted, and it may also be that the current transaction does not support the use of Huabei payment, like when people consume at merchants, they often can't use Huabei because the merchant has not opened the Huabei money collection function.

In this case, users can only pay for transactions in another way, or change to a merchant that has opened the Huabei money collection function for consumption. However, if there is Huabei face-to-face flowers, as long as the amount of a single order is less than 150 yuan (inclusive), users can use Huabei to pay at merchants who have not opened the Huabei money collection function.

If Huabei has never been overdue but suddenly does not allow it to be used, it is likely to be caused by the following reasons:

1.The merchant who consumed did not open the Huabei money collection function, so it did not support Huabei as a payment method, in fact, Huabei did not have any problems, and a merchant that supported Huabei payment could consume normally.

2.The amount spent is too large and has exceeded the prescribed limit.

3.The system detects that there are risks in the current trading environment, such as the perception that the merchant is irregular, or there is a suspicion of fraud, so the transaction is restricted.

4.The back-end system is busy, malfunctioning, and undergoing maintenance and upgrades. When the system upgrade is complete, it will be back to normal.

5.There is an abnormality in the Alipay account, such as the authentication identity information has expired.

6.The account has bad behaviors such as illegal cash-out and score swiping, or is suspected of cashing out by the system due to frequent consumption in the same store, frequent lump sum consumption, etc., which triggers system risk control.

7.Operate in an unfamiliar network environment; Or due to frequent modification of account information, frequent change of equipment login, etc., resulting in an increase in account risk, so it is also implemented by the system risk control.

1. The user has overdue behavior

Overdue is a taboo for all credit products, and the same is true for Huabei, once Huabei is overdue for more than a certain number of days, Alipay may directly freeze the right to use Huabei. That is, your Huabei can no longer be used.

2. Users use Huabei to cash out

Huabei arbitrage is strictly prohibited by Alipay, so once it is found that the account has malicious cash-out, then Alipay will freeze the Huabei function of the account.

3. There is an account risk

In order to ensure the safety of users' accounts and funds, Alipay will strictly monitor users. If the user frequently logs in with different devices in a short period of time, or frequently changes the bound mobile phone number, home address and other information, the system will automatically detect and prompt the user that "your account has security risks", and may automatically freeze the user's Huabei.

4. The frequency of use of Huabei is too low

Some small partners have opened Huabei with their good qualifications, and even the quota is not low, but because they do not use Huabei for a long time, the quota of Huabei will be reduced, or even directly closed. The existence of Huabei is for you to spend, if you rarely use it, it is better to give this amount to those who need it more.

The reason for the discontinuation of Huabei.

1.Severe overdue payments. The act of not repaying beyond the repayment date is called overdue repayment, and if you still refuse to repay after being reminded many times by Alipay, it is seriously overdue.

In this case, Alipay may shut down the user's Ant Huabei, and it will also have a certain impact on its personal credit, and more serious may be included in the list of dishonest persons.

2.Involved in illegal acts. Irregular large-amount ** links and large-amount red envelope betting are prohibited, once the account is found to be engaged in illegal acts, not only Huabei, but also will be directly suspended Alipay, and in more serious cases, may also face lawsuits.

3.There is arbitrage behavior. If it is found that there are frequent arbitrage behaviors on the operation records in the background, then the user's Ant Huabei will be shut down.

4.Accounts are at risk. If the account is logged in to someone else's mobile phone or clicks on a sensitive link, the system will automatically detect and remind the user that "your account has security risks", and automatically freeze the Alipay account.

If you operate in person, you can unfreeze it through relevant identity authentication, but if it is really a violation of the rules, Huabei will be permanently closed after verification.

Due to the function of Huabei to consume first and repay later, it has attracted the love of many users, but some users suddenly do not let it be used when using Huabei. According to what we know, if Huabei is suddenly unusable, it may be due to overdue behavior, users using Huabei to cash out, account risks, and the frequency of Huabei use is too low.

Of course, after Huabei is unusable, users can use some methods to restore the use of Huabei, such as using Alipay more, repaying on time, and increasing the activity of the account. However, it should be noted that whether Huabei is restored to use is evaluated by the system from time to time, and manual intervention cannot be made, and users are advised to maintain a good credit history.

If Huabei is not used, there must be something wrong with your account, such as overdue repayment, or cashing out, unreal transactions and other behaviors.