Is it true that I owe an online loan and want to go to the village to find out the situation?

Updated on society 2024-06-28
16 answers
  1. Anonymous users2024-02-12

    If you owe an online loan, you have to go to the village to understand the situation, which is likely to be true, because an online loan is also a kind of loan, and it is also a kind of arrears, if you owe money and do not pay it back, the debt collection company can take many ways to urge the borrower to repay, including but not limited to investigating the situation, to understand the people around the borrower, to use the borrower's relatives and friends to urge repayment, and may also file a lawsuit against the court to let the people's court make a fair judgment, therefore, This will cause debt collection agencies to choose a variety of ways to urge the debtor to pay back.

    1. Internet loans also need to be repaid. Online loan is also a way of loan, although the Internet is not a reality, but the Internet is inseparable from reality, but also based on reality, debt repayment, natural, so whether it is a loan we apply for from the bank in reality, or an Internet loan, it is necessary to repay the money, if it is not possible to repay in time, the party who lends the loan will take various ways to urge the borrower to repay.

    2. The borrower will collect the money through various means. If the borrower refuses to repay the loan, then the lender will urge the borrower to repay the loan in various ways, including but not limited to directly urging the borrower, if the borrower cannot be contacted, the lender may take the court to sue the borrower, learn about the situation from the borrower's close friends, investigate the borrower's information, etc., these are all situations that will occur. If the lender files a lawsuit with the people's court, but the borrower still does not repay the loan, he may be listed as a dishonest person subject to execution and be identified as a defaulter, which will affect his future credit life.

    3. The borrower should repay the loan in a timely manner. As a borrower, you should repay your arrears on time and in full at the specified time, so as not to affect your future credit life, credit will have a lot of impact on our lives, so you must repay the arrears in time and do not affect your credit.

  2. Anonymous users2024-02-11

    It's true if you owe an online loan. And there are some overdue situations, so the other party will definitely go to the village to learn about the relevant situation.

  3. Anonymous users2024-02-10

    It is indeed true, because the consequences of online loans are very serious, and it will affect many things, and it will also have a certain impact on our families.

  4. Anonymous users2024-02-09

    Fake, generally do not do this, such a practice is illegal, most of the online lending platforms are illegal.

  5. Anonymous users2024-02-08

    You don't need to go to the village to find out about the situation, because this online loan is directly connected to the village, you just need to go to the banking institution to find out.

  6. Anonymous users2024-02-07

    If it is an online loan, the other party will generally not go to the village for verification, but the other party is likely to call ** to your village to harass you, and even intimidate you, so as to put pressure on you to repay the loan as soon as possible. After all, the collector is also very busy, it is impossible to go to your village to find out the situation just for a loan of yours, and the time and travel expenses are not a few, the other party may say so, but basically will not do this.

    If you owe a loan, violent debt collection is not uncommon, the other party will not only give you a **, will give everyone around you a **, then your relatives and friends know that you owe the online loan has not been repaid, your local reputation is also stinky, some people can't stand this blow and choose to commit suicide, the collector will increase the pressure on you through various ways, because they have a commission for every money they recover, so in order to avoid follow-up troubles, don't borrow online loans at will, You can't borrow an online loan and not repay it in time.

    If you owe an online loan, don't hide it in your heart alone, but find your friends and relatives to help in time, because the interest rate of the loan is very high, if you keep dragging it out, it will be profitable, and find your relatives and friends to help in time, maybe you can repay the loan money if you get together, but there are many young people who are afraid to tell others, hide these things in their hearts, and finally choose extreme behavior after the collapse.

    We must control our desire to consume, do not consume in advance, and can not be obsessed with gambling, buy things that we can afford selectively, do not overdraft things to buy, develop a good habit of saving often, do not spend money at will, before buying anything, we must consider our own economic ability, even if you are poor in money, do not borrow online loans, but borrow money from your friends or relatives, even if you do not repay it in time, you will not face violent debt collection.

  7. Anonymous users2024-02-06

    Of course it's fake, it's just that the collector is intimidating you, but you still have to pay it back if you owe an online loan.

  8. Anonymous users2024-02-05

    It depends on the specific amount, if you borrow a lot of money, then it is very likely to go to your hometown to find out the situation.

  9. Anonymous users2024-02-04

    I definitely have to find out, because I don't know if it's true or not, some ** will also do this, after understanding clearly, we should repay the online loan.

  10. Anonymous users2024-02-03

    Summary. Yes, if the online loan is overdue, others will collect it at the door, but the village committee can only go to understand the situation and can't do anything else.

    Yes, if the online loan is overdue, others will collect it at the door, but the village committee can only go to understand the situation and can't do anything else.

    I will contact the county where my household registration is located and enforce it.

    This is usually not, but they will contact the village to find out your specific situation and see if you don't have the money or what.

    It will affect the family's medical insurance and social security.

    There is also the case of whether the court summons if they sue is for the person or the community.

    It must be yourself, you can ask to send it to you personally, it will not affect your health insurance.

    Courts generally accept disputes in this area. Online loans?

    It depends on the situation, you can communicate with them, you say that it is difficult now, there is no money, and if you have money later, you will pay it back, communicate and negotiate.

    Yes, they have the right to send these.

  11. Anonymous users2024-02-02

    If they don't go to it, they won't be able to go to the village committee, because they don't have the energy, they just scare people.

  12. Anonymous users2024-02-01

    They won't go to the village council, but they will make you pay back by calling you, texting you, or they may sue you.

  13. Anonymous users2024-01-31

    If you don't repay the online loan, this is still a serious situation, and they will find the village group that contacted you based on the information you provide, ask for your information, and inform them of their intentions. Eventually, they will sue you, which will also affect your credit profile. So it's better to return it as soon as possible.

  14. Anonymous users2024-01-30

    Summary. Hello dear parties

    The online loan is overdue, and the other party says that he wants to go to the village committee to verify the information, which is the collection method of the collection company, and it is not necessary to go to the village committee for verification.

    Send me a message when the online loan is overdue, saying that you want to go to the village committee to find out the situation, is this legal?

    Hello dear parties, the online loan is overdue for the lease period, and the other party said that he would go to the village committee to verify the information and let Lu, which is the collection method of the collection company, and it is not necessary to go to the village committee to verify.

    And according to the regulations, debt collection must not affect the normal life of other people.

    That now seriously affects my life and I have evidence, how can I go and complain to their collectors.

    He just sent you text messages like this, putting pressure on you, you think about it, he went to the village committee to understand the situation, what information can the village committee provide him, does the village committee have any intention to provide him with personal information, personal economic situation.

    You can go to court and sue them for infringement.

    Okay, free of charge.

    Going to the court to sue is not free, depending on the specific situation, if the other party loses the lawsuit, he can be asked to bear the litigation costs.

    The cost of litigation is about a few hundred dollars.

    The collection company is sending messages to you all day long, causing serious impact on your life, can you send your evidence to the scumbag liquid, I will take a look<>

    <> fake. The village committee sells pants and will not pay attention to them at all, Chunqing They are a debt collection company, and they are not the first department law enforcement department, the village committee needs to cooperate with them in the middle of the law enforcement, and the village committee has no obligation to cooperate with the debt collection company to repay.

    You tell the debt collection agency that after the salary is paid, you will slowly pay off the arrears, not because you don't want to repay your money, but because you don't have the ability to repay and have the willingness to repay now.

    Yes, I play a dozen a day, and I occasionally pick up a few to show my willingness to repay.

    For (o), you must first show that you are willing to repay.

    So you don't have to worry too much about it now.

    It's just that they hit ** for a day, and it's just annoying to hit more than a dozen **.

    In the future, no matter what problems you encounter in life and legal molding, you are welcome to contact me in time

  15. Anonymous users2024-01-29

    Summary. Try to find money, find enough principal you want to repay, at this time you take the initiative to call the ** platform to give you a loan mediation, if you are lucky, you may only repay the principal. If you are unlucky, it will not be bad enough, at most, it will be calculated for you according to the national statutory annual interest rate.

    It's too much, you just say directly, you should sue me, they don't dare to sue you if the annual interest rate exceeds the country's legal annual interest rate, and they will only mediate with you.

    After all, we owe money and don't owe life, don't we?

    Everyone will have difficulties, overdue does not mean that we will not pay back, but suddenly there is no income**, who will be overdue if there is income**.

    The online loan said that it was true that the village committee was contacted.

    Hello dear! Don't worry about that. Fake this kind of text message is not only received by you one debtor, first you owe so much, they can directly sue by means of litigation, this is the normal procedure, you did not receive a court summons These people come to the door?

    Is it intimidating? These are all unfair collection methods.

    My principal is pretty much like that.

    I don't know how much interest I have.

    I don't know how to know the name of my brigade.

    First, they don't know the ** of the village committee where you are registered, and even if they do, they ask from the 114118. Second, the village committee has no obligation to urge the debtor to repay the money from a certain platform or a certain bank. Third, the collector only put pressure on you by calling the village committee of your place of residence to disclose the information that you are a debtor to the village committee, and they have infringed upon the law by doing so.

    Hello dear! Online loans are indeed very popular, but this text message I can tell you is fake and it is all a means of intimidation.

    Try to find money, find enough principal you want to repay, at this time you take the initiative to call the ** platform to give you a loan mediation, if you are lucky, you may only repay the principal. If you are unlucky, it will not be bad enough, at most, it will be calculated for you according to the national statutory annual interest rate. It's too much, you just say directly, you should sue me, they don't dare to sue you if the annual interest rate exceeds the country's legal annual interest rate, and they will only mediate with you.

    After all, we owe money and don't owe life, don't we? Everyone will have difficulties, overdue does not mean that we will not pay back, but suddenly there is no income**, who will be overdue if there is income**.

    For fear of scaring the elderly, the main discussion is to reduce or refuse, okay.

    Thank you. Dear, the most important thing for you in this situation is to comfort the people in the family, even if there is something that is your business, this text message you can tell them not to care, it is normal, the arrears of these collection text messages are normal in large quantities, you have to look forward to come out, don't take out online loans, make money and then negotiate.

    It's okay dear, I hope it can help you. Leave this text message alone.

  16. Anonymous users2024-01-28

    Summary. Hello dear! Glad for your question, did you receive ** or received a text message?

    The online loan said that it was true that the village committee was contacted.

    Hello dear! Glad for your question, did you receive ** or received a text message?

    My mom sent it to me.

    Law my mom phone.

    I have it on my phone too.

    Forget how much the principal is.

    Generally, online loans will not be like this, and now online loans are severely cracked down, if your relatives have received these text messages, this is definitely impossible to play, it is a collection method of the collection company.

    <> fake. Installment music.

    Fake text messages, these are collection methods, intimidation methods, door-to-door are informal, like you owe this kind of debt, if you really want to collect debts, it is also through prosecution. Won't say anything to the door.

    This text message is not credible.

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