What is your experience of buying a house in a first tier city?

In 94, the family moved from his hometown to Beijing, and in 97 he bought a house, only 120,000, nearly 100 square meters, in Changping. At that time, I felt remorseful that I bought such a suburban house. Later, around 05 years, the family wanted to buy another set, and thought about the house near Guangqumen for a long time, more than 8,000 square meters, only to buy a small square meter, after my parents fought, my mother took 420,000 yuan to buy a 67-square-meter duplex house in Tongzhou (at that time, I could buy more than 40 square meters of Guangqumen house, and Wangjing house could buy more than 60 square meters, but it was not a duplex), my father was angry and separated from my mother until now, more than ten years, but I didn't expect that the Tongzhou house broke out later, and now this house is about 5 million yuan, The house in Guangqumen is estimated to sell for less than 4 million, and I spent 600,000 yuan to buy a 77-square-meter two-bedroom house in Yanjiao after work, and now it has appreciated to 2602.7 million.

8 years to graduate from college, because my wife is a college classmate, after graduation plans to get married, my father-in-law in Shanghai to do engineering projects, after graduation I went to Shanghai with my wife for an internship, my father-in-law bought a 70-square-meter house for my wife by the way, at that time was more than 1w a flat. In the middle of the middle and outer rings of Shanghai, my wife and I worked for 2 years to get married, and my family bought a 100-square-meter off-plan house in the next neighborhood as a wedding house, with a total price of 117w at that time. Now both sides have risen to 6w and a flat.

The wedding gifts were put together to buy a 20w car, and 3w was photographed in Shanghai. I haven't changed jobs for almost 10 years since I graduated from this company 3800 a month, and now the annual salary is about 30w, and my daughter has a lot of expenses, and she still lives a life of eating dirt at the end of every month. The work pressure is very high, and I often work overtime, and I still hope for the rhythm of second-tier cities.

In the future, I plan to go back to Wuxi to live.

After graduating from graduate school in 2006, he stayed in Tongzhou to work, and bought it at the beginning of 2007, with a discount of more than 4,900 square meters, a down payment of more than 130,000 yuan, a loan of 310,000 yuan, and a monthly payment of 1,600. I bought the first batch of the first phase of our community when it opened, and the second batch of the second batch opened in the second half of 2007 was more than 8,000, when it was less, to shake the number, more than 1,600 people shook out 200 sets, I was No. 209, because some people gave up in the front, so I was lucky to be able to buy.

In 04, I went to Guangzhou to work hard, and in 06 I wanted to marry my wife, and my mother-in-law asked to buy a house first, so I asked for 150,000 yuan from home, and my mother-in-law supported 50,000 yuan, and bought a house in the urban-rural junction, 85 square meters, 360,000 yuan. At that time, the average price in the center of Guangzhou was more than 6,000.

At present, I have spent all my savings over the past few years of work, my mother has a little and a little credit loan overdraft down payment to buy a big third house in Hangzhou, Shanghai and I will say goodbye for the time being, my husband's house is renovated, and my husband's family will rent out this house after buying it in full, and I look forward to making money to pay off all my debts in the next year and a half.

To be honest, the pressure is still quite high, and I need to repay the mortgage of 10,000 yuan a month, but when I think about a good life, I don't think it's a thing.

My husband and I are both outsiders, 09 years of loan to buy a two-bedroom, the community environment in general, has been making do with the house, 15 years with a baby on the fifth ring of a slightly better house. At that time, housing prices were soaring, and I didn't feel safe with some cash in my hand, so I took out a loan to buy a small house in the Third Ring Road, which was purely rented.

Graduated from the major of industrial and civil construction, after the construction of Beijing OCT in 06, I bought 112 square meters, 7300 square meters! At that time, the road was very tattered and ......

Buying a house at any time is not an easy task, unless you are a local tycoon, so work hard!

If you can make money, it is the best investment.

Buy low and sell high, as is true with any investment.

I don't feel it at all, and I don't sell it.

I tend to think about buying a first-line home from an investment perspective, rather than worrying about whether it's worth it or not.

Of course, I'm not a professional, so I can only talk about my own shallow opinions.

Personally, I think that for the first-line, comprehensive liquidity and appreciation, it may be better to choose a small 1 2 residence.

These two types of apartments are mainly for two types of people: those who live alone and those who just need it.

First of all, it is needless to say that two bedrooms are basic.

When the demand arrives, there is naturally a mother-in-law who forces you to go bankrupt and get into the car.

And a small house is undoubtedly the best choice for this group of people.

At the same time, this kind of small one-bedroom can also be provided for new first-line people to take care of their parents.

In the future of an increasingly aging population, I don't believe that this kind of suitable pension can depreciate.

In general, the advantage of these two types of rooms is that the total price is not expensive, such as Beijing 200-300w This kind of house is also a lot to find in the six districts of the city.

For many people, this price point should also be an acceptable range.

Therefore, if the location is good, you can get on the bus directly without brains.

Even if it does not appreciate, relying on rent and provident fund can basically cover the loan of this kind of house without pressure, and may even earn some rent.

At the end of the day, at worst, you can get a house that retains its value and may even appreciate in value.

If you can have a decent job in addition to this house in a first-tier city, then it will definitely be worth it.

This is the latest first-tier city house prices.

In the first month of May 2021, the property market data of the first-tier cities was released, and in this week, in addition to the Shenzhen property market, which cannot see the listing price of second-hand housing, there is only one second-hand housing listing price in Guangzhou, and the listing price of second-hand housing in Shanghai and Beijing is **.

Now the Guangzhou property market is relatively alternative, after the introduction of many policies, the heat of the Guangzhou property market has indeed been suppressed in a short period of time, but then it began to **, I don't know if it is because the Guangzhou property market regulation is not strong enough, so the Guangzhou people who speculate on the housing prices in Guangzhou always have illusions, and feel that the housing prices in Guangzhou can still be a wave.

In fact, in the first-tier cities, only Beijing housing prices are the least in this round, basically belonging to the school district housing prices just started, and the housing prices in other areas have not been their turn, and then the Beijing property market regulation began, and then the Beijing housing prices were sideways, and from the perspective of the increase, the increase in housing prices in the Beijing school district is far less than that of Shanghai, Guangzhou, and Shenzhen. In the first ** house price in Beijing, except for the people who bought the school district house, the others are basically losses.

Although the Shanghai property market feels that the regulation is also very strong, and the time of the introduction of the regulation is also very early, but the price of Shanghai has jumped too much, and now looking back, the increase in Shanghai house prices is more than that of Guangzhou house prices. If the housing prices in Shanghai fall into a sideways, then there must be a fall, especially those who have not even had a transaction from January to the present, and there is no support point for the housing prices of this kind of community.

Generally speaking, this wave of first-tier cities this year is over, and what is left is **or sideways.