How to deal with the car after scratching, and what to do after the scratching

Legal analysis

First of all, don't panic and take out your mobile phone to keep **, so as to facilitate the determination of the scope of damage and make a repair plan. Under normal circumstances, after the vehicle is scratched, you can first visually inspect the scope of the damage, which is divided into minor scratches and does not need to be shaped; Moderate scratches and large areas, requiring local repainting; Severe scratches expose the primer and require sheet metal repair grooves, which must be carried out in the repair shop shop. Secondly, notify the insurance company to conduct an investigation and damage assessment.

Every car will have car damage insurance and scratch insurance and other small types of insurance, once there is a vehicle scratch accident, you need to call the insurance company, the general policy has a relevant number, that is, the case is reported, generally small scratches upload some **, the big situation will go to the scene for inspection, on the whole it is very simple and fast. There is also a small trick here, it is best to explain that it is a single car accident, so as not to cause trouble because the two cars cannot find the vehicle that caused the accident, and the scratches of man-made damage are the easiest to see, so it is generally reported for scratch insurance.

Legal basis

Provisions on Procedures for Handling Road Traffic Accidents》 Article 60 The traffic management department of the public security organ shall determine the responsibility of the parties according to the role played by the parties' actions in the occurrence of road traffic accidents and the severity of the faults.

1) Where a road traffic accident is caused by the fault of one of the parties, full responsibility shall be borne by the party;

2) Where a road traffic accident occurs due to the fault of two or more parties, they shall bear primary responsibility, equal responsibility and secondary responsibility respectively according to the effect of their actions on the accident and the severity of the fault;

3) None of the parties is at fault for causing the road traffic accident, and if it is a traffic accident, none of the parties is liable. If one party intentionally causes a road traffic accident, the other party is not liable.

Bumpers, plastic parts will not rust, small scratches do not need to be repaired or painted, and then replaced with new ones after large-scale damage

1. Report to the insurance company as soon as possible.

Generally, accidents are unilateral causes, so we will analyze how to deal with the vehicle after the vehicle is scratched according to the unilateral cause of the accident. First of all, call the insurance company and talk about the situation succinctly. It is best not to move at the scene and wait for the insurance company to send someone to come over and take pictures for verification.

Pay attention to the first time the accident occurs, be sure to call the insurance company's **, because more than 48 hours, the insurance company will not pay.

Second, the treatment of the vehicle scratching scene.

After the insurance company arrives at the scene, if the loss is relatively small, it will directly issue an on-site investigation report, and then how to repair or how to pay, etc. If the insurance company feels that the scratch is more serious, generally more than 10,000 yuan, and the investigator feels that it is necessary to call the police to deal with it, at this time, it is necessary to report to the traffic police department for security, so that the traffic police department can investigate and collect evidence at the scene, and issue an accident identification letter.

3. Vehicle maintenance and claims.

After the insurance company and the traffic police have disposed of it, you can drive the car to the damage assessment center formulated by the insurance company or the damage assessment company formulated by the owner himself, and the insurance company will assess the damage, and after the damage assessment, the car will be repaired at the car repair shop, and after the repair is completed, the car owner himself can pick up the car. When the owner picks up the car, he must collect the information of the claim and hand it over to the insurance company for the claim procedure, and then the insurance company will calculate the loss and determine the amount of the claim, so that the process is over.

Summary. Hello. If there is a slight scratch in the middle of the road. Get out of the car and take pictures. Then drive to the side of the road and take insurance**. If it's more serious. Put up the warning rack. Call the police.

Hello. If there is a slight scratch in the middle of the Sun Liquid Road. Get out of the car and take pictures. Then the lead is driven to the side of the road to be insured**. If it's more serious. Then Zheng Wu put the warning frame. Call the police.

Such. Unilateral accidents?

Well. Just hit the insurance company**.

No insurance. Just go straight to it.

I mean.

How it needs to be repaired.

Just don't go insurance. Fix it yourself at your own expense? It's only 200 dollars.

<> "In the process of driving a motor vehicle to drive the chain macro, it is inevitable that there will be scratches. So what to do after the car is scratched?

If the vehicle is scraped and collapsed, the owner needs to stop immediately, try to stop in a safe position, do not obstruct traffic, and then turn on the double flashing warning lights on the car; If you need to place a tripod 150 meters behind the car on the highway, warn the car behind to avoid it.

Then the owner needs to confirm whether there is a person in the accident, if not, the owner can be solved through negotiation, need to record the basic information of the vehicle and the owner, but also record the damage to the car, all remember that both owners must sign, and then drive away from the scene first.

If there is a person, first need to rescue the injured, and then notify the traffic police and the insurance company to deal with it, the traffic police come to investigate the scene and confirm the party responsible for the accident, and the insurance company also gets the scene to record the relevant situation and make follow-up compensation.