Where is there a relatively high profit, stable and safe Yue Bao financial management?

Updated on Financial 2024-06-04
16 answers
  1. Anonymous users2024-02-11

    1. Currency**.

    The currency ** is mainly to take the funds raised, to allocate some bank deposits, bonds, etc., the style is relatively stable, low-risk assets, so the style presented is stable, very safe, the principal is almost zero risk, the yield is very stable, but it is not high.

    2. Pure debt**.

    The bond market style is relatively stable, although there are fluctuations, but compared with **, the rise and fall is not too large, which can give people certain expectations, there are risks, but it is relatively low. Correspondingly, the pure debt base is also a feature. Pure bond-based trading is also relatively flexible, you can sell on the third day, and you can get it on the second day after selling.

    3. Financial management of insurance companies.

    This type of product mainly invests in liquid assets and fixed income assets, and does not participate in ** investment, so the income is also relatively stable. However, you should pay attention when buying to see if you can apply for redemption flexibly. Some insurance companies' wealth management products are fixed, and it may take three months or half a year after **, and they can only be withdrawn after one year, and they cannot be redeemed if they use money in the middle.

    4. Reverse repurchase of treasury bonds.

    The return on reverse repo of treasury bonds is usually not high, often around 1%. But there are a few points in the year when the return of the reverse repo will be sudden**. It's the end of each quarter and the end of each year.

    5. Innovative bank deposits.

    Compared with other institutions, the biggest advantage of banks is bank deposit insurance. As long as the essence of a product is bank deposits, it will receive the protection of deposit insurance, typical representatives, deposit and withdrawal, innovative deposits have the security of bank deposits, and the flexibility of Internet financial management, the interest rate is higher than ordinary bank deposits, and the risk is lower than most Internet financial management.

  2. Anonymous users2024-02-10

    You can invest in bonds in Alipay, their interest rate is higher, but it needs to be regular for a period of time.

  3. Anonymous users2024-02-09

    The profit of Yu'e Bao is no longer high, and other wealth management products have also been net-worth to break the rigid exchange, which is not guaranteed and there is a risk of loss. So choose the financial management method that suits you.

    In addition, the ultimate goal of financial management is not to keep your wealth growing, but to be able to make your life happier through the combination of different financial tools. I am not afraid of getting sick, I am not afraid of accidents, I am not afraid that my children need to spend money, and I am not afraid that my income will drop sharply when I get old. Above.

  4. Anonymous users2024-02-08

    The risk of high returns will be relatively high, and those with low returns will be relatively safe, and it is best to choose some large platforms, which are relatively secure.

  5. Anonymous users2024-02-07

    If he is highly profitable, he also has a high risk, so he needs to be cautious in investing.

  6. Anonymous users2024-02-06

    Yu'e Bao's wealth management products have been researched by Alipay, and the products are safe, but there are risks in financial management.

  7. Anonymous users2024-02-05

    The security is still good.

    The balance treasure in Alipay is one of the currencies, and from the current point of view, it has been good.

    As for others, such as pen savings, regular financial management is relatively stable, as for investment, the risk is relatively large.

    I hope the above can help you.

  8. Anonymous users2024-02-04

    At present, most of the wealth management products are still safe, the principal is basically guaranteed, the income fluctuates, and there are a few medium and high-level wealth management products that are more risky, so it is better to be cautious

  9. Anonymous users2024-02-03

    The birth of Yu Bao is generally considered to have created the first year of Chinese people's Internet financial management, and Yu Yu Bao has become the most typical representative of inclusive finance. One year after its launch, it not only made tens of millions of people who had never been exposed to financial management more aware of financial management, but also activated the technology and innovation of the financial industry, and promoted the process of market interest rateization. Yu'e Bao is composed of Alibaba and Tianhong** two companies holding investment, of which Tianhong** is a state-owned asset and the largest currency ** company in China.

    2. The security level of Yu'e Bao is equivalent to that of major state-owned banks, and the income of Yu'e Bao is higher than that of the bank's five-year fixed deposit, and the funds transferred to Yu'e Bao are guaranteed by Alipay. If the Alipay account is indeed stolen after verification, and the funds in Yue Bao are misappropriated and cannot be recovered, Alipay will compensate.

    3. The income of Yue Bao is different every day, and the income calculation formula = (the confirmed amount of Yue Bao is 10,000) x the income per 10,000 shares announced by ** company on the same day. Yue Bao settles on a daily basis, you can withdraw money at any time, and it arrives within two hours, which is convenient, flexible, fast and safe, and is very popular with people.

    There are more than 400 million people in the country who use Yue Bao to manage money, and if you deposit 10,000 yuan, the daily income is about one yuan and one dime.

  10. Anonymous users2024-02-02

    Yu'e Bao is safe, but the income is not high, which is lower than in the past.

  11. Anonymous users2024-02-01

    The financial products in Yue Bao are safe. However, wealth management products no longer promise to guarantee principal and interest, so the purchase needs to conduct a risk assessment.

  12. Anonymous users2024-01-31

    It also depends on what kind of money you manage. Now there will be risk warnings for financial management in Yue Bao. Therefore, you can choose low-risk financial purchases, which are relatively safe.

  13. Anonymous users2024-01-30

    Security is definitely safe, but the current income is a little lower, probably about the same as the bank's ordinary one-year term.

  14. Anonymous users2024-01-29

    It's safe, you can buy it, but when you buy it, you have to choose a good ** to buy it. It is recommended to systematically learn about investment and financial management, and how to choose the right one.

  15. Anonymous users2024-01-28

    Generally speaking, wealth management products with an annualized return of less than 5% are safe.

  16. Anonymous users2024-01-27

    There is a certain risk in Yu'e Bao, but the probability of risk outbreak is small.

    Yu'e Bao is a fund management service provided by Alipay, and the money transferred to Yu'e Bao is used to buy currency**, which is convenient for users to earn **income while spending daily. The risk of Yu'e Bao is mainly investment risk and security risk, and the currency access of Yu'e Bao is mainly used for investing in treasury bonds, bank deposits and other valuable **, with a small probability of principal loss and no guaranteed rate of return.

    Alipay provides account security insurance, and if Yu'e Bao's funds are stolen and cannot be recovered, Alipay will compensate. It can be seen from the above that although Yu'e Bao has risks, the risk is very low, and there are many protections, which is still a relatively safe and secure way to manage money. Yu'e Bao does not guarantee a certain profit, nor does it guarantee a minimum return.

    Yue Bao is a balance value-added service created by Alipay. Transferring money to Yue Bao means that you have purchased the Yue Bao currency** provided by Tianhong**, and you can get income. The funds in Yue Bao can also be used for online shopping payment at any time and can be withdrawn flexibly.

    Yu'e Bao does not guarantee a certain profit, nor does it guarantee a minimum return. In order to protect the rights and interests of users and the experience, Yu'e Bao's access to the best companies and products is determined after comprehensively considering the performance, investment research, risk control, technology and other capabilities of the cooperative institutions.

    Investors buying money market do not mean depositing funds in banks or depository financial institutions, and the company does not guarantee a certain profit, nor does it guarantee a minimum return. There are four major risks in Yu'e Bao: investment risk, liquidity risk, technical risk, and risk spillover. It is precisely because of the above risks that the regulators have also successively introduced many new policies and guided Yu'e Bao to take some improvement measures, including reducing the scale and introducing more ** companies to divert them, which has achieved certain results

    The scale of Tianhong Yubao has dropped from the peak of one trillion to the current one trillion yuan;

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