I want to ask a friend to borrow money, and a friend asks me to borrow money

If you have an urgent need for money, it is recommended that you must choose a reliable big brand formal channel, money to spend is a credit service brand under Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, with the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

Once you meet the above conditions, you can apply for a loan. **If you have money to spend on the app, enter the loan entrance, click to view my limit, fill in the information, confirm the information, and get the limit. The fastest approval is 30 seconds, and the maximum quota is 200,000.

I hope this is helpful to you, click below on the mobile phone to measure the amount immediately!

It's good to borrow a small amount of money and find a treasury, and you don't have to ask others.

Legal analysis: It is generally difficult for relatives and friends to borrow money, but sometimes there will be a situation where the money is not repaid, and everyone will use legal means to protect their rights and interests. Use the law to protect your legitimate rights and interests.

The general prosecution procedure is as follows: 1. Write an indictment; 2. Submit evidence and indictment to the court and pay the litigation costs.

Legal basis: Article 392 of the Civil Code of the People's Republic of China Where the secured creditor's right is secured by both real security and personal security, and the debtor fails to perform the due debt or the parties agree to realize the security interest, the creditor shall realize the creditor's right in accordance with the agreement; If there is no agreement or the agreement is not clear, and the debtor provides security for the thing, the creditor shall first realize the creditor's right on the security of the thing; If a third party provides security in kind, the creditor may realize the creditor's rights in respect of the security in rem, and may also request the guarantor to bear the guarantee liability. The third party providing the guarantee has the right to recover from the debtor after assuming the guarantee liability.

Summary. When discussing borrowing with a friend, be honest about your reasons and clearly state how you intend to repay. At the same time, you should also discuss with your friends about the term of the loan, the amount of the loan, and the interest rate.

Finally, you should write down the agreement to ensure that both parties understand their respective responsibilities and that the repayment method can be written into the agreement. The most important thing is to maintain good communication to ensure that both parties can fulfill their responsibilities.

Here are a few things you can consider: Be clear about why you're borrowing and how you plan to repay Discuss the term of the loan, the amount of the loan, and any questions about interest Write down the agreement to make sure both parties understand each other's responsibilities If possible, it's a good idea to write the repayment method into the agreement Maintain good communication to ensure that both parties can meet their responsibilities.

How should I say it.

When discussing borrowing with a friend, be honest about your reasons and clearly state how you intend to repay. At the same time, you should also discuss with your friends about the term of the loan, the amount of the loan, and the interest rate. Finally, you should write down the agreement to ensure that both parties understand their respective responsibilities and that the repayment method can be written into the agreement.

The most important thing is to maintain good communication with the good core of the company, and Hashiga ensures that both parties can fulfill their responsibilities.

There is a concept in psychology called the loss effect, and studies have found that the pain of losing something is twice as great as the joy of getting it. In other words, if you lose 100 dollars, then you will have to pick up at least 250 dollars to balance the damage you have suffered inside.

The loss effect is nothing more than a human nature. When those people borrow money for a long time, they will feel that the money is their own. So, when you need them to pay it back, they feel like they've suffered a huge loss.

Psychologically speaking, they are very resistant to paying back, especially the one with a relatively large amount, which is tantamount to making them suffer like cutting off their flesh and mending sores. They must have a strong sense of self-discipline to overcome this nature, but most people borrow money often because they are not able to manage themselves financially, which essentially means that they are a very undisciplined person.

We can conclude that asking the borrower to repay the money is tantamount to making an undisciplined person self-disciplined. What is self-discipline? The essence of self-discipline is to kill a decadent self with your own hands, which is originally a very difficult thing, which is why many people borrow money in real life and do not pay it back.

If you cherish friendship, then it is best not to have any financial dealings with your friend, especially not to lend him money, because the person who borrows money often will most likely not pay it back.

As the saying goes: making money is like picking up soil with a needle, and spending money is like water washing sand. No one's money is blown by the wind, and it is not easy for anyone to save a few dollars.

Some of those who lend money to others should cherish this friendship, not everyone is willing to lend you money, especially in the past two years when the economy is very tight, and there are still people who are willing to borrow money for you. When I say this, I don't have any confidence in my heart. For those "old lai" who are thicker than the city wall, it is tantamount to playing the piano to the cow, maybe he will immediately reply to me:

Yes, the cow is playing the harp.

As long as he borrows it, he borrows and repays, and you should borrow it. If you borrow but do not repay, you will not lend to him again.

It's your freedom to borrow or not to borrow! If you can ask, it means that you are not a good friend! Adults are responsible for their own decisions! I'm sure you can handle it!