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It's more practical to learn financial knowledge on your own. This thing is theory, and all work is based on theory to draw conclusions, and to see the effect in practice. Investment Recommendations** and are common stocks, held for at least five years and guaranteed to be profitable.
Government bonds are good investments (provided you have sufficient knowledge and ability to assess risk). It's all up to your head. Anyway, don't think about pie in the sky.
First of all, you are a person with high Chinese credentials, basically in various large companies you can only be at the bottom, plus you have no ability, so it is recommended not to consider which company to enter, unless there are people at home. Entrepreneurship is not something that ordinary people play. Once you lose, it means that you are in debt, so when starting a business, you must not only have sufficient theoretical knowledge, but also be mentally and psychologically prepared.
That's basically what it looks like. Remember: you can make money in every industry, it's up to you how you do it!
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Rub, no technology, no interpersonal skills, introverted, indifferent and entrepreneurial? Buddy can go to work in the early stage, the reason is very simple, now graduation = a blank piece of paper, you have to go to work in an industry first, in the process of work, learn more about the relevant process can also accumulate a part of the funds, when you are 28 or 30 years old, you will have technology, also have a network, introverted will also change (if you don't change, it is estimated that you will not be able to mix in your company), and there is no indifference (pro, what is indifference?). Is it cold on the surface or psychologically?
I'm sure you'll greet people at least on the surface)
The above is my irresponsible assumption.
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Prerequisites for starting a business:1Good Mindset 2
A certain amount of start-up capital 3Good project. 4.
An enterprising heart. To start a business, you must find the right market and choose the right project. Whether it is in **, clothing, food, housing and transportation are traditional projects chosen by many people, but such stores can be seen everywhere on the streets and alleys, and the competition is very fierce.
A good project should have three elements: 1. An industry with small market competition and strong plasticity; 2. The market potential is large and developable; 3. Industries with relatively fast results. Projects that meet the above conditions are worth investing in.
Entrepreneurship has nothing to do with academic qualifications, so be confident.
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Let me explain to you why you have this delusion.
It is because the proportion of people with low education in the society is too large, and the probability of success in entrepreneurship is low, but there are too many people.
This is one of them. Second, entrepreneurship with a high degree of education is not as good as entrepreneurship with a low education, so it can attract attention.
As a result, hundreds of little brothers with low educational qualifications suddenly sprang out one or two, and immediately became the focus of attention.
And the highly educated ones are not so much ignored by no one as they are selectively ignored.
To put it mildly, many people equate high education with success.
Even, if the highly educated little brother doesn't do anything, there will be Tie Hanhan who can't wait to jump out and say the classic quotes.
What is the use of reading???
By the time you ask this question, you've already lost.
I'm going to tell you something that might be hopeless.
The better the university, the better the student's family.
As a post-95 generation, when I was in college, I probably didn't have much insight.
However, after the 00s, they should have a deeper understanding.
And then after 10, then they can find it very clearly.
The poorer you are, the worse your grades will be, and eventually you will become accustomed to it.
This will become a common phenomenon.
Even, the college entrance examination, the so-called fairness, will become more and more unfair.
Because families with the upper middle class are able to obtain high-quality educational resources by gritting their teeth.
And excellent universities, the proportion is not much.
And as we all know, most people have similar IQs, unless they are gifted.
Otherwise, the follow-up fight is not only as simple as hard work.
Why am I mentioning this.
If there are people in the middle, they are smarter and exchange interests, and the integration of resources is very 6.
Then come out, it's terrible.
The so-called entrepreneurship is nothing more than that.
People, money, projects.
Then derive resource integration, market analysis.
Nope. People with low education will be infinitely close to the poor in the future, which will become more and more extreme.
Back to the topic.
Why people with low educational qualifications are more willing to start their own businesses.
If I had to say it, it would be nothing more than a choice.
Part-time jobs can only solve the problem of survival, and people without academic qualifications can only engage in sales or grasp the outlet.
Otherwise, it may be difficult to survive.
In the end, I had to go back to my hometown in a gloomy way.
If you go deeper, it's stupid.
It can also be said that incompetent rage.
There is also a saying that life and death are life and wealth.
It's a mouthful.
And for highly educated people, they have some choices, although their income is not enough to glorify their ancestors.
However, it is not impossible to surpass the average, or even double the last one.
Not only do you have food to eat, but you also have meat from time to time, so why go out hunting?
The prey is so fierce, and the hunters around it are so insidious.
In the end, I still want to say that I accepted my fate without a degree.
Recognize yourself first.
What do I have, what can I do, how do I do it, compared with others, my advantage is in **.
Once you've figured out these questions, you'll talk about entrepreneurship.
Don't be like an iron man, bump into a master.
You take it seriously.
Your money is also hard money, why be in such a hurry to pay for teaching.
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Because the former really feels that there is nothing to lose, while the latter does not want to give up what he already has for various reasons.
First of all, people with high academic qualifications have no experience after graduation, but they can find a good job, so they will not give up starting a business. People who graduated from high school or even junior high school at the same age are more willing to try to start a business after years of exploration and have accumulated a lot of social experience.
Secondly, those who have graduated with a high degree for many years need to support their families and are unwilling to take risks, while those with low education still work in factories with low salaries, feel that there is nothing to lose, and are more willing to take risks.
First, people with high academic qualifications have no experience after graduation, and people who graduated from high school or even junior high school at the same age have been groping for many years, and generally people with high education are proud of themselves, and it is easy to find a stable job after coming out of society. Either be a white-collar worker or take the civil service exam. So from the very beginning, his starting point, we have to admit, was higher than those with low academic qualifications.
At this time, it is unlikely that you will ask him to give up the preferential treatment of civil servants to start a business. If it were me, I wouldn't. This should be easy to understand, right?
First of all, when I graduated, I didn't have any social experience. Don't know what entrepreneurship is?
Secondly, I want to be a white-collar worker or civil servant after graduation, and the salary is not low. Why should I listen to other people's tricks to start a business? I listened to my parents, wouldn't it be nice to work well at work?
On the other hand, those with low academic qualifications may go out to work in factories as soon as they come out of high school or even junior high school, and the salary is really not high. I've just graduated from college compared to my peers who graduated from college. I have seen a lot of bosses in their way and style, and they probably know what machines should be used for an OEM product, how many people are needed for a production line, how much cost is required, and then I have dealt with many customers in business.
At this time, some basic conditions for starting a business are basically met: what products to do, how to make products, who the target customers are, how to build sales routes, and a group of younger brothers and sisters who used to make their own elongations. If you have a little money at this time, you will soon try to make a small factory by yourself, pull over the relationships accumulated before, and start a business.
Ready to move without money. The seven aunts and eight aunts all borrowed money and wanted to show their strength.
Second, many years have passed, people with high education need to support their families and are unwilling to take risks, and people with low education have nothing to lose, and are more willing to take risks and wait for a long time, such as after ten or eight years, when the age is up, they are married, their wives and children are married, their wages have risen, and their positions have reached the level of supervisors. At this time, you asked me to give up everything in my current company and start a business, and I would think: First of all, most startups now have less than three years to live, why can they start a business?
Secondly, if you give up your current job, you will have no income for about three years. What about my family? What should I do if my child's tuition and training fees are high?
Third, if I fail by then, will I have to work again and start from scratch? How old was I at the time and how did I work overtime with young people? Then, my parents and family tried to discourage me from taking risks and retiring safely. Where do I get the motivation?
Finally, there must be a number of negatives that bind these highly educated people and make them leave the familiar work environment with good pay.
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I don't understand how to be high in education, but in any case, at least the proportion of people with a full-time bachelor's degree or above is still very low, therefore, no matter how you look at it, the number of entrepreneurs with low education must be much higher than that of high education, so it will give people a feeling that the people around them are people with low education, which is one of them;
Second, people with low education are generally engaged in more operational, sales, channel ** or small business, these positions are also easier to have entrepreneurial conditions, one is low threshold, the second is not much investment, but the success rate of entrepreneurship is really not to say, but if the success of entrepreneurship with low education is easier to be magnified, one in a thousand people is successful, it will be described as easy to succeed, education is actually useless, so it will also give people the illusion;
Third, the people with low education who start businesses are often involved in people's livelihood, while many people with high education will be involved in more cutting-edge industries, so the former is easier to be seen by people, while the latter will only be known if they are in contact with it. (Speaking of which, many people may think that highly educated people disdain the business done by people with low education, and some people may be arrogant, but in fact, many people may not be able to endure those hardships, so there is no distinction between high and low in the industry).
Fourth, barefoot people are not afraid of wearing shoes, you have nothing, but will be more courageous than some people with advantages base, a large part of highly educated people because of cognitive reasons, will consider more risks, unwilling to bear accidents because of this, after all, the education is there, the future can be expected, and many low-educated people just see that it is profitable and go directly, and some of the results really taste the sweetness, maybe many highly educated people will be indignant, why should people with no education mix better than themselves, That's when you're blindfolded, people take greater risks, and you should know that this is only a part, and more people are living a lifetime because of failure, because even the ability to repay debts and resist risks is lower;
Finally, no matter what, everyone has their own opportunities, don't always think about envying others, do your own thing, and try to improve yourself if you can
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The big bosses with low education around me are all for one reason: they have no choice, they have no choice for work, and they can only start a business to make money.
Low education they share characteristics:
1. Know that you have a low education, 2. While knowing that your education is low, you know that you can't find a good job and can't get into a good company.
3. If you don't have a good job, you will be poor, and if you are poor, you will think about change, why should I be poor?
4. So I began to find a way to make a business, and my head simply rushed forward, and the characteristics they have in common with high education:
1. Be able to find a good job.
2. Be able to find a stable job that is the envy of others in a large company.
3. From an outsider's point of view, I have a good company, a stable job, a good income in the short term, my self-vanity is satisfied, and I lack the motivation to start my own business.
4. Thinking too much, this is very important, they will think a lot before going out to start a business, how to make money, how to get the lowest risk, how to avoid what problems, in short, think more, move less.
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1. There is no way for people with low education to find a very high-quality job after graduation, and they do not have enough advantages in finding a job compared to people with high education.
Many students who graduate from junior college, in fact, most of their first jobs are salesmen or clerks, which are basically grass-roots positions, and they are rarely able to get high-quality jobs. However, as soon as some graduate students and doctoral students enter the society, they will basically enter large companies, and the basic salary will be two to three times higher than that of those with low academic qualifications. Many people with low educational qualifications have lost the desire to work after seeing this comparison, so they want to take risks to get higher wealth.
Second, people with low education have a spirit of courage to fight, they know that they are already at the bottom of the society, if they don't want to change their current situation, then they can only be very poor.
There is a saying called death and then life, for people with low education, they are already part of the bottom of society, so they are no longer afraid of failure and are willing to try more new things. They are also willing to start a business to work hard, whether they are setting up a stall or opening a store, they never care about any profession, as long as they can earn money to start a business, they can be willing to try.
3. Relatively speaking, people with high education have a decent income and stable working environment, while people with low education have a relatively low working environment and salary, so work is not very attractive to them.
For highly educated people, they already have a stable salary income, and if they want to give up this salary income and reinvest in entrepreneurship, they actually need to take huge risks, and they may have lost their jobs and failed to start a business, so they are not willing to adopt this way. That's why people with low education are more willing to try to start a business than people with high education, people with low education don't have the wealth, more jobs, more management positions that people with high education have, so they don't need to covet these things.
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I don't think so.
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In fact, there is no essential difference between highly educated people and low-educated people in terms of IQ and EQ, aside from those so-called prodigy geniuses, they are indeed different from ordinary people, we are actually on par. Otherwise, how can we say that the 20 percent of the rich people who control 80 percent of the world's wealth, 80 percent of them do not graduate from prestigious schools, but most of them are self-made after graduating from high school. Therefore, we cannot simply use the amount of money to judge the difference between highly educated and low-educated people. >>>More
Counterattack. Or sink to the bottom.
In this era, only a very small number of highly educated people in this society will become elites, and other so-called highly educated people are just mass-produced accessories. In general, the general environment, knowledge structure and personal experience determine that most of the so-called highly educated guys are mediocre and inactive in life. >>>More
You can find a job that suits you according to your own ability, you must have the perseverance to endure hardships, start from the grassroots level, and slowly accumulate experience in the work For people with low education, most of them are looking for a relatively ordinary position, and then live an ordinary life, which may be that most of them are at the bottom of the society, and the work is less difficult to operate.