What is the starting period of basic insurance for urban residents? Here s an example

Hello! For those who cancel or interrupt the insurance, there is a minimum payment period, just like the waiting period of critical illness insurance, and if you are sick and hospitalized within this period, you will not be reimbursed.

Generally speaking, urban residents who meet the conditions for insurance are divided according to their insurance time, and different medical treatment payment periods are set, and those who are insured within six months of the implementation of the measures will have a medical treatment starting period of three months, and there is no starting payment period for medical treatment for minor residents;

After six months of interruption of insurance, the medical treatment of those who re-participate (including minor residents) is one year; After one year, the minimum payment period for medical treatment will be extended to two years. There is no minimum payment period for medical treatment for low-income residents.

You can check with your local social security center directly.

The first is the day when you start giving money in the month you retire.

Second, let's say you retire in August this year and start receiving your pension in September, which is the starting month.

Third, ask your local social insurance center **12333 Fourth, because only the relevant professional departments can answer such questions most authoritatively and accurately.

Fifth, because there are so many kinds of answers on the Internet, only the local answers are the most authoritative and accurate.

Sixth, I wish you a smooth work, a prosperous career, a healthy life, and a happy family, with a note, it is recommended that you buy more commercial insurance as a supplement and improvement when it is convenient for you.

This is not called the minimum payment period, but the waiting period, which is used to control risks.

If you do not bear it within three months, you will bear it after three months.

The starting period is equivalent to the effective period of the insurance, and the starting period of medical treatment is three months, in other words, you have to be reimbursed for the medical expenses incurred after 3 months, and the starting period of medical treatment is different in each place, and the social medical insurance here will only take effect from the 13th month from the beginning of payment.

The starting period of basic insurance for urban residents is to encourage urban residents to participate in the insurance, and urban residents who meet the conditions for insurance are divided according to their insurance time, and different starting payment periods for medical treatment are set.

For example, if you are insured within six months, the starting period for medical treatment is three months; There is no minimum payment period for medical treatment for minor residents; For those who are insured after six months (including minor residents, the same below), the starting period of medical treatment is one year; For those who participate in the insurance after one year, the minimum payment period for medical treatment is extended to two years; There is no minimum payment period for medical treatment for low-income residents.

Because the urban medical insurance is to reimburse the cost of hospitalization for illness. All medical insurance in the insurance has an observation period. If you get sick today, you will be insured tomorrow, and you will be hospitalized the day after tomorrow, and you will not be reimbursed. It takes three months to get sick after three months before it can be reimbursed!!