What to do if you receive a check, how to go to the bank to process a check when you receive it

1。Entrustment Collection Endorsement:

In the large grid at the bottom right of the back, stamp the reserved seal of the receiving unit (if the individual is the payee, it should be signed in block letters), write "entrusted collection", and write the name of the bank (the bank that issued the collection) in the endorser column.

2。Fill in the bill:

The format of the bill is slightly different from bank to bank, so go to the bank and fill it in.

The check cannot be altered, and the seal must be clear, otherwise the drawer's bank will return the check.

If an individual receives a large denomination check (greater than or equal to 50,000 yuan), the bank may require the bearer to provide corresponding supporting materials, such as a loan contract, or a labor contract, a tax payment certificate, etc.

This reply is limited to the Beijing area, and I don't know very well if it's out of town, hehe.

Submit the check to the opening bank of your unit, it will send the check through the banking system to the drawer's opening bank, the drawer's opening bank will transfer the money to your opening bank after review, and your opening bank will transfer the money to your company's account, and the money will be collected.

The above process is the entrustment of the collection of the check, the check to the bank, entrust it to collect the money, so it is necessary to stamp the seal (financial seal, personal name seal) reserved by your company in the opening bank. If you really don't know, it's best to bring the financial chapter and the name seal of your opening bank, and let the teller of the bank guide you to compare insurance.

To endorse. Signed. Chapters.

The company receives the check first to review the check, the check can be filled in duplicate after the check is correct, sent to its opening bank, the opening bank can be stamped on the first copy of the bill to refund the unit. The receiving unit shall prepare the bank deposit receipt voucher according to the first copy of the receipt of the receipt stamped by the bank.

A cheque is an instrument issued by the drawer, and the bank or other financial institution entrusted to handle the cheque deposit business unconditionally pays a certain amount to the payee or bearer when the cheque is changed. Checks include absolute, relative, and non-statutory items.

Absolute items include the name of the payer, the date of issuance, the indication of the word "check", the amount determined, the signature of the drawer, etc., the relative items include the place of payment, the place of issuance, etc., and the non-statutory items include the purpose of the check, the contract number, and the agreed liquidated damages.

Court of Competent Jurisdiction, etc.

Cheques are classified as registered cheques, bearer cheques, crossed cheques, certified cheques, and cash cheques.

Bank checks, traveler's checks, etc., of which bank checks are large loss checks issued by banks and paid by banks, which are also bank demand drafts. Banks can issue bank cheques when handling bill remittances on behalf of customers.

The latest online summary information of the Financial Services Bureau, the accounting treatment of cheque settlement, etc., are announced as follows:

1.Accounting processing of the payment unit.

After the payment unit issues the check, it debits the accounts of "Material Purchase", "Inventory of Goods", "Cash in Inventory" and credits the "Bank Deposit" account according to the check stub copy and invoice bill.

2.Accounting processing of the receiving unit.

After receiving the check and filling in the "incoming bill" to go through the collection procedures, the "incoming invoice" account will be debited to the "bank deposit" account and credited to the "main business income" and "accounts receivable" accounts according to the receipt notice copy of the "incoming bill" and the invoice bill.

Example] On July 3, 2008, Company A issued a cash check for $300 for standby. Based on the copy of the cheque stub, the accounting entries are prepared as follows:

Borrow: 300 cash on hand

Credit: Bank deposit 300

For example, on July 20, 2008, Company A sold 50,000 yuan of products and 8,500 yuan of value-added tax to Rihong shopping mall in this city, received a transfer check from the other party, amounting to 58,500 yuan, filled in the bill, deposited it with the bank together with the check, and prepared the accounting entries as follows according to the receipt notice copy of the "incoming bill" and the invoice bill stamped and returned by the bank

Debit: Bank deposit 58500

Credit: main business income 50,000

Tax payable – VAT payable (output tax) 8500

Summary. Hello dear! We'll be happy to answer for you. <>

If the cheque is lost, if the payee loses the cheque, you should contact the unit that issued the cheque in time and ask them to report the loss to the bank. Under normal circumstances, the payment can be suspended after the loss is reported to ensure that no one will withdraw the money for the time being. Then the bank will ask you to go to the court to publicize the notice, and with the certificate issued by the court, you can completely clarify the ownership of the ticket.

You can choose to attribute or invalidate. Of course, if the cheque is filled with an IR period, the cheque will already expire within the payment suspension period, so there is no risk.

What should I do if my check drops?

Hello dear! We'll be happy to answer for you. <>

If the cheque is lost, if the payee loses the cheque, you should contact the unit that issued the cheque in time and ask them to report the loss to the bank. Under normal circumstances, the payment can be suspended after the loss is reported to ensure that no one will withdraw the money for the time being. Then the bank will ask you to go to the court to publicize the notice, and with the certificate issued by the court, you can completely clarify the ownership of the ticket.

You can choose to attribute or invalidate. Of course, if the cheque is filled with an IR period, the cheque will already expire within the payment suspension period, so there is no risk.

In the event of loss of the cheque, you can apply to the paying bank for loss reporting and stop payment; If the payment has been made before the loss is reported, the bank will not accept it. If the lost cheque has expired or has been paid by the paying bank before the loss is reported, the person who lost the cheque shall be responsible for all losses caused thereby.

In the event of loss of the cheque, you can apply to the paying bank for loss reporting and stop payment; If the payment has been made before the loss is reported, the bank will not accept it. According to the regulations, if the transfer check that has been issued is lost or stolen, etc., because this kind of check can be directly purchased with the ticket, the bank does not accept the loss report, so the person who lost the check cannot apply to the bank to report the loss and stop payment. However, the beneficiary and its bank can be requested to assist in prevention.

If the lost cheque has expired or has been paid by the paying bank before the loss is reported, the person who lost the cheque shall be responsible for all losses caused thereby.