In accident insurance, is there any compensation for injuries caused by external forces?

Accidents are not compensated.

Accident insurance, i.e. accident insurance. It is an insurance that takes the body of the insured as the subject matter of the insurance, and takes the death, disability, medical expenses or temporary loss of working ability caused by the accidental injury of the insured as the condition for the payment of insurance benefits. According to this definition, accident insurance covers death, disability, medical and work stoppage.

Accidental injuries must be caused by accidents, which refers to external violent accidents that occur by chance. Only when the three conditions of "foreign", "violent" and "accidental" are met at the same time can the insured event of the contract be constituted.

The so-called "foreign" means that the injury is caused purely by the external factors of the insured's person. Such as traffic accidents, accidental overboard, lightning strikes, snake bites, gas poisoning, etc. If the injury is caused by one's own illness, it is not an accident; The so-called "violent" refers to the injury caused by a strong and sudden attack on the human body.

If ** is caused by the insured's long-term work or training, such as geological exploration operations, waist and joint injuries caused by athletes' years of exercise, etc., it is not an accident; The so-called "accidental" refers to an accident that the insured cannot foresee or do not want to happen.

In principle, it is possible to apply for a claim. Specific problems need to be analyzed on a case-by-case basis. If a traffic accident is treated by an external force, if the liability is divided into the insured's responsibility, the accident insurance does not need to compensate, and the party responsible for the accident pays the insured's losses in full.

Yes, injuries caused by external forces are accidental injuries.

There must be, because it was an accident.

There is compensation for injuries caused by unintended external forces!

The accident is caused by an unintended external force, compensation!

Not intended. Non-diseased. What is outside is an accident. Repay.

It depends on the specific situation, you can call your **person** for consultation.

It depends on the specific substance.

It depends on the actual situation of the unexpected.

Yes, it was an accident.

Is it an outpatient reimbursement or an inpatient reimbursement in the insurance liability?

What kind of external force does it depend on?

Accident insurance pays as follows:

1. Death benefit: When the insured suffers death due to accidental injury, the insurer pays the death insurance benefit. The death benefit is a full payment.

2. Disability benefits: When the insured is disabled due to accidental injury, the insurer will pay disability insurance benefits according to the degree of disability. Disability benefits are paid in installments.

3. Medical benefits: When the insured suffers medical expenses due to accidental injury, the insurer shall pay according to the actual situation. There is a maximum limit for medical benefits, and accident medical insurance is generally not covered separately, but as an add-on to accidental death, disability, and disability.

4. Suspension of work payment: When the insured temporarily loses the ability to work due to accidental injury and is unable to work, the insurer pays the suspension insurance benefit.

In addition, the accident insurance payout process is as follows:

1. Report: After an accident or hospitalization, you should call the customer service of the insurance company in time, and prepare the documents that need to be claimed, so that the insurance company can quickly settle the claim, and generally report to the insurance company within 2 days.

2. Collection of documents: the insured shall go through the claim procedures for accidental injury, such as medical diagnosis certificate, accidental injury certificate issued by relevant departments, original receipts and prescriptions for medical expenses, and copies of my ID card or household registration certificate.

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Summary. Pro-<>

We'll be happy to answer for you. The compensation for accident insurance injuries is generally handled in accordance with the terms agreed in the insurance contract, and there are generally three ways to compensate: 1. Compensation amount:

According to the compensation clause in the insurance contract, the insurance company compensates the injured person according to the agreed compensation amount, which is generally calculated according to the disability level. 2. Compensation costs: The insurance company compensates the injured according to the agreed compensation costs according to the treatment expenses of the injured person, and generally calculates the compensation amount according to the medical expenses and nursing expenses.

3. Pension: The insurance company compensates the injured according to the agreed pension amount, which is generally calculated according to the disability level.

How to compensate for injuries with accident insurance.

Dear <> will be happy to answer your questions. The compensation for accident insurance injuries is generally handled in accordance with the terms agreed in the insurance contract, and there are generally three ways to compensate: 1. Compensation amount:

According to the compensation clause in the insurance contract, the insurance company compensates the injured person according to the agreed compensation amount, which is generally calculated according to the disability level. 2. Compensation costs: The insurance company compensates the injured person according to the agreed compensation fee according to the treatment cost of the injured person who is sold or rented, and generally calculates and compensates the amount only according to the medical expenses and nursing expenses.

3. Pension: The insurance company compensates the injured according to the agreed pension amount, which is generally calculated according to the disability level.

In addition, for the family members of the injured, the insurance company generally provides pensions or compensation to the family members in accordance with the agreed terms, so as to compensate for the losses suffered by the family members due to the injuries of the injured person. <>

I work in a factory, I have accident insurance, my foot and neck are broken during working hours, and I have almost a month off, how to calculate it.

How should I go about this program?

If your factory has a prescribed vacation system, you can calculate the number of vacation days you have according to the prescribed vacation system, such as how many days of vacation per month, or how many days of noisy and starvation vacation per year. If there is no prescribed leave system, you can negotiate with your boss to determine the number of days off according to your situation. <>

There are no public holidays. If you take time off due to a work injury, you can apply for sick leave, but you will generally need to provide a medical certificate to prove that your leave was due to a work injury and not for other reasons. If your company has rules that allow you to take time off from work accidents, you can apply for sick leave in accordance with those rules, but you will generally still need to provide a medical certificate.

If your company does not have a policy to allow you to take leave for an injury, you can apply for regular sick leave, but you will still need to provide a medical certificate. <>

Summary. Hello dear, if you buy accident insurance and others injure themselves, whether you can use insurance reimbursement depends on the type of accident insurance you purchase. If there is a third-party infringer on your side, we usually cannot use accident insurance and medical insurance for reimbursement, because your relevant compensation should be borne by the tortfeasor.

The specific scope of compensation may include medical expenses, lost work expenses, food expenses, nursing expenses, and the other party needs to pay disability compensation if the disability is caused. At this time, if the third-party infringer is unwilling to bear the compensation, we can sue the third-party infringer in the people's court, and if the other party refuses to enforce the lawsuit after the lawsuit, it can apply for compulsory enforcement.

Hello dear, if you buy accident insurance and others self-injure, whether you can use insurance reimbursement depends on the type of accident socks you purchase. If there is a third-party tortfeasor on your side, we usually cannot use accident insurance and medical insurance for reimbursement, because your relevant compensation should be borne by the tortfeasor. The specific scope of compensation may include medical expenses, lost work expenses, food expenses, nursing expenses, and the other party needs to pay disability compensation if the disability is caused.

At this time, if the third-party infringer is unwilling to bear the compensation, we can sue the third-party infringer in the People's Sanque Court, and if the other party refuses to enforce the lawsuit after the lawsuit, we can apply for compulsory enforcement.

During our application for enforcement, we try to provide the enforcement department with the other party's property information, such as vehicles, real estate, fixed deposits, etc.

Are you a victim of this accident or a tortfeasor who caused someone else's accident?

A dispute arose, and he injured himself.

What is the current injury on your side? Did you report the case to the public security authorities at that time?

Minor injuries of the second degree, after the report is reported, the settlement will be resolved, and no compensation will be paid to each other.

If you hit a minor injury in the second degree, are you unwilling to hold the other party accountable after reporting the case?

In your case, you have not done the Zhengshan Law to use accident insurance for reimbursement because you do not meet the reimbursement standards of accident insurance, which means that you are ready to give up all the compensation in the escort?

Summary. Hello, according to the answer to the question you asked: If you have purchased accident insurance, after an accident, you can follow the steps below to declare the accident:

Carry out rescue and ** at the first time, and keep the medical expense invoices, diagnosis certificates, hospitalization records, discharge summaries and other relevant supporting materials as much as possible. Report to the insurance company within the reporting time specified in the insurance contract, through the insurance company's customer service**, online insurance application platform or at the insurance company's service outlets. When reporting the crime, you need to provide your insurance policy number, time of insurance, location of insurance, cause of insurance, degree of injury and other relevant information, and submit corresponding supporting materials.

After the insurance company approves the application, the claim application shall be made in accordance with the agreement of the insurance contract. The exact claim process and method varies depending on the insurance company and insurance product. Generally speaking, the insurance company will ask for relevant supporting materials and a list of medical expenses, etc., and then the insurance company will verify and compensate.

Did you have accident insurance?

Hello, according to the questions you asked: if you have purchased accident insurance, after an accident, you can follow the following steps to declare the accident: rescue and ** in the first time, and keep the medical expenses as much as possible to issue limb tickets, diagnosis certificates, hospitalization records, discharge summaries and other relevant supporting materials.

Report to the insurance company within the reporting time specified in the insurance contract, and report the case through the insurance company's customer service**, online insurance application platform or Lu Yu to the insurance company's service outlets. When reporting the incident, you need to provide your insurance policy number, the time of the accident, the location of the accident, the cause of the accident, the degree of injury and other relevant information, and submit the corresponding supporting materials. After the insurance company approves the application, the claim application shall be made in accordance with the agreement of the insurance contract.

The exact claim process and method varies depending on the insurance company and insurance product. Generally speaking, the insurance company will ask for relevant supporting materials and a list of medical expenses, etc., and then the insurance company will verify and compensate.

If I buy cooperative medical accident insurance and I have an accident, I am not injured, and someone else is injured and hospitalized, can I compensate?

Cooperative medical accident insurance is usually an insurance product that protects the insured due to medical expenses caused by accidents, if you purchase cooperative medical accident insurance that includes third-party liability insurance, when you are hospitalized due to an accident chain that causes others to be injured and hospitalized, the insurance company will provide compensation to the victim, do you mean that if the accident insurance I insure has third-party liability insurance, others are injured and they are not injured, can provide compensation? That's right.

Summary. Hello, legal analysis: how to compensate for injuries caused by others after buying accident insurance:

1. Death benefits. In the event of death caused by accidental injury, the insurer shall pay the death insurance benefit. 2. Disability benefits.

If the insured suffers a disability due to an accident, the insurer pays disability insurance benefits. 3. Medical benefits. When the insured suffers medical expenses due to accidental injury, the insurer pays medical insurance benefits.

Accident medical insurance is generally not covered separately but as an add-on to accidental death, disability, and disability. Fourth, the suspension of work benefits. When the insured is temporarily incapacitated due to an accidental injury and is unable to work, the insurer pays the suspension insurance benefit.

Hello, legal analysis: how to compensate for injuries caused by others after buying accident insurance: 1. Death payment.

In the event of death caused by accidental injury, the insurer shall pay the death insurance benefit. 2. Disability benefits. If the insured is disabled due to accidental injury, the insurer will pay the disability insurance benefit.

3. Medical benefits. When the insured suffers medical expenses due to accidental injury, the insurer pays medical insurance benefits. Accidental Injury Medical Insurance, which is generally not covered separately, is generally underwritten as an add-on to accidental injury death and disability.

Fourth, the suspension of work benefits. When the insured temporarily loses the ability to work due to an accident and is unable to work, the insurer pays the suspension insurance benefit.

Basis for the legal reform: Article 25 of the Interpretation on Compensation for Personal Injuries provides that the disability compensation shall be calculated for 20 years from the date of determination of disability according to the degree of incapacity of the victim or the level of disability of the person who has been sentenced to work, and according to the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed. However, if the age is 60 years old or older, the age is reduced by 1 year for each additional year and the age is over 75 years old, and it is calculated as 5 years.