If I buy a fund but the transaction is reversed, how long does it take for the money to arrive after

Generally, it arrives in real time. Because you don't subscribe at all at this time**, the money will be returned through your payment channel.

Whenever we buy a product, we will subscribe through a certain payment channel, and we can understand this way as we subscribe to the relevant product through a certain platform. So when our purchase is not valid, our money will be returned immediately.

You'll need to be clear about which platform you're buying from**.

As I mentioned above, when we buy **, we subscribe through a certain platform. At present, the mainstream purchase methods on the market are bank subscription and company subscription, and some people will also subscribe through online platforms. Each subscription method will have different transaction differences, for most online platform subscription methods, when we cancel the transaction, our money will be directly returned to our account.

Some subscription methods may have a grace period.

It depends on what kind of subscription method we use, as well as our bank payment method. Because it takes a certain amount of time to process the accounts in the transaction, some platforms may delay the arrival of the account. In most cases, our accounts will be credited in real time, and even if they are delayed, it will generally not take more than 24 hours for them to arrive

When we buy, we must look for a formal trading platform, so as to ensure the safety of our funds. <>

You also need to confirm that you have successfully traded.

If we have successfully traded in the process of subscribing**, there is no way to redeem it immediately. If we operate before 3:00 p.m., our account will confirm the share according to the ** equity of the day, and it will be credited to the account 24 hours the next day.

If we operate after 3:00 p.m., we need to wait until 3:00 p.m. on the second day to confirm the shares, and we will receive them 24 hours before the third day. <>

It will arrive in almost a working day, and the time to arrive is relatively fast, which is still a slow solution.

The arrival speed is very fast, the fastest should be immediate, but the slowest should be tomorrow.

After cancellation, it usually arrives within two business days. There may be banks that are different, and there are certain differences, so if you want to know more about it, you should call ** to consult.

The order must be cancelled on the same day, and the time for applying for cancellation is no more than 3 p.m. on the same day. 1. **Cancellation can only be done for the transaction of the day, that is, the order can be cancelled before 3 p.m. on the day of subscription or subscription. After this time, if you still decide to give up this **, you can only choose **redemption.

Finish. 2. If you apply to sell the ** unit you hold in your hand and recover the cash according to the announced**, it is customary to call it **redemption. ** Redemption is selling. 3. Listed closed type**.

The selling method is the same as usual**. Open**.

It is to hold all or part of the ** in hand and apply for the sale to the ** company.

The price of the redemption. The redemption proceeds are the number of units sold** multiplied by the net value on the day of sale.

Extended information: 1. Information required for order cancellation.

Individual investors need the following information to cancel a transaction:

1. Present the original ID and provide a photocopy.

2. Completed "Application Form for Open** Daily Trading Business".

Institutional investors.

The following information needs to be prepared for transaction cancellation:

1. Completed "Application Form for Open** Daily Transaction Business" stamped with reserved seal;

2. Present the original ID card of the person in charge and provide a photocopy.

2. Do I need to pay a handling fee for canceling an order?

1. Short- and medium-term bonds** and currencies**.

No; Other** Fees vary depending on the length of the holding period; There is no charge for cancelling orders, but the funds will be occupied for a certain period of time.

2. The order cancellation application must be submitted before 15:00 on the trading day (T day). Your cancellation will be credited to your bank account on T+2 day.

3. After receiving the customer's redemption instruction, the company needs to settle the funds, so it takes a certain amount of time. Even if it is the same **, it will be sold in different banks, and the redemption time will be different. Generally speaking, the redemption time of currency ** is "t+1", ****.

Usually "T+5" or "T+7". In addition, it is worth noting that T here refers to redemption applications made before 3 p.m. on the same working day. The redemption time is calculated on a business day basis, such as weeks.

6. On Sundays, the arrival time will be delayed.

**Before 3 p.m. on the trading day**, the cancellation needs to be before 3 p.m. on the day of the transaction, otherwise the revocation will not be successful; After 3 p.m. on a trading day, the revocation needs to be made before 3 p.m. on the second trading day, otherwise the revocation will not be successful.

**Implement T+1 trading, on the same day**, the second trading day will confirm the share, calculate the income after the share is confirmed, trading hours: Monday to Friday 9:30-11:30 a.m., 13:00-15:00 p.m., no trading on legal holidays.

If you place a trade before 3pm, you can withdraw it directly at the purchase path. 1. I want to teach you how to withdraw specifically.

Second, you need to know more about the basics of **.

Third, the operation has a certain delay.

You can enter the ** column through the online trading system of ** account and click to cancel the auto-investment agreement. If you don't want to hold **, you can take a redemption operation, and the funds will be returned to the ** account within 4 or 7 days, or you can do the same through online banking or go to the bank counter to go through the relevant cancellation procedures.

In fact, we can choose to cancel the payment in the same **, or sell it directly, which is also a way of backtesting.

**Delisting, money will not suffer too much loss, there are three solutions, you can wait for liquidation, generally in **delisting, a liquidation announcement will be issued, waiting for the liquidation time; It can be converted, and generally a company will produce several models at the same time, which can be converted; The redemption fee is generally higher than the winding-up fee.

Extended information: 1. Delisting: Delisting refers to the suspension of trading and withdrawal from the market, delisting is generally due to poor performance, resulting in inability to continue operating, or the product itself is defective, but the probability of delisting is small, if there is an extreme situation, the company will find a way to save itself.

Mandatory delisting conditions: It will be triggered when the asset size is less than 50 million for 20 consecutive trading days; **For 20 consecutive trading days** when the number of holders is less than 200.

2. **:**, English is fund, which in a broad sense refers to a certain amount of funds established for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use. We refer to **investment** mainly.

3. Classification: According to whether the unit can be increased or redeemed, it can be divided into open and closed. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

According to the different investment risks and returns, it can be divided into growth, income and balance**.

Through mobile banking.

In the menu of "Investment and Wealth Management", select the unfilled order to be revoked, confirm the transaction information, and submit the order immediately. The steps for the construction of a bank are as follows:

2.Click Invest.

3.Click on the current application, select the unfilled order you want to cancel, confirm the transaction information, and submit the order immediately.

**After the subscription is cancelled, the return time of funds depends on the trading time. Such as in the intraday (** trading day 9:30-15:

00) If the ** subscription order is cancelled, the subscription funds will be returned to the trading account immediately; If the subscription is made after the market (** trading day other than 9:30-15:00), because the funds will not change immediately, the funds will not change after the order is cancelled after the market hours.

Extended information: open**, also known as common ** abroad.

That is, the listed type open**.

After the issuance is completed, investors can either subscribe for and redeem ** shares at designated outlets, or buy and sell the ** on the exchange. However, if the investor subscribes for the ** share at the designated outlets and wants to sell it online, he must go through certain transfer custody procedures; Similarly, if you buy ** shares online on the exchange, and you want to redeem them at designated outlets, you must also go through certain transfer custody procedures. It is a kind of issuance amount is variable, the total number of shares can be increased or decreased at any time, and investors can subscribe or redeem at the business premises designated by the manager according to the amount of the issue.

with enclosed **.

In contrast, open-ended** has the characteristics of no limit on the number of issuances, trading ** based on net asset value, trading over the counter and relatively small risk, which is especially suitable for small and medium-sized investors to invest.

Closed-end is a trust.

It refers to an investment whose scale has been determined before the issuance, fixed within a specified period of time after the completion of the issuance, and traded on the market. Due to the closed-end **in**exchange.

transactions are auctioned, so the transaction is affected by market supply and demand and does not necessarily reflect the net worth.

value, that is, relative to its net asset value, the closed-end transaction has a premium and discount. The practice of foreign closed-end ** shows that its trading ** often has a fluctuation law of first premium and then discount. Judging from the situation of China's closed industry, regardless of the fundamentals.

How does the situation change, and the trend of China's closed-end trading has never been able to depart from the fluctuation law of first premium and then discount.

Operating environment: Huawei Mate30 China Construction Bank version.

**Sell can be reversed. Under normal circumstances, transactions on T day can be cancelled before 15:00 on T day, simply put, transactions made today can be cancelled before 15:00. In addition, there are no cancellation fees, so you don't have to worry about being charged.

Generally open**.

It is recommended to entrust the subscription and redemption time during the open trading hours, and it is recommended to consult the company in case of special ****.

The specific operation time. (Note: Statutory holidays.)

During the period, some ** may be adjusted in the redemption time, it is recommended to pay attention to the company's announcement in time. ）

Extended Information: **Redemption Rate Criteria:

Redemption is a transaction in which investors sell their shares to companies and recover cash. The redemption rate refers to the fee ratio paid by investors when selling shares. The redemption rate will also be different depending on the holding time.

According to the "Provisions on Liquidity Risk Management of Public Offering and Open Investment":

Except currencies**, exchange-traded indices**.

For all open-ended items other than **, the holding time is less than 7 days, the redemption rate is the redemption amount;

If the holding time is more than 7 days, but not more than 1 year, the redemption rate is the redemption amount;

As for the holding time of more than 1 year and less than 2 years, the redemption rate is the redemption amount; If the holding time is more than 2 years, the redemption rate is 0.

In addition, each ** product may be different, and the redemption rate may not be set in full accordance with the standard. For example, some Category C** do not charge a fee for more than 7 days, but they usually charge a percentage of the sales service fee.

**Redemption Fee Calculation:

**The formula for calculating the redemption fee is: redemption fee = (**share*** unit net value.)

The redemption rate, so the redemption fee is calculated, and the investor knows the redemption rate when redeeming. In general, the longer the holding, the lower the redemption fee, and if the holding time is less than 7 days, a redemption rate of no less than is charged.

For example, the handling fee for holding ** for less than 7 days is 7 days to 30 days, assuming that the investor holds 1000 shares** and holds the net value of 6 days.

The redemption fee will be charged according to the formula (1000*) according to the formula (1000*).

If you redeem it within 7 days to 30 days, (1000*, you will be charged a handling fee.)

Therefore, it is best for OTC investors to hold for a long time, and if they sell after holding for a short time, it is easy to pay high redemption fees, and it is easy to chase the rise and fall.

In addition, when selling**, if you sell before 15:00 on the same day, it will be calculated according to the net value of the day, and if you sell after 15:00, it will be calculated on the next trading day.