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Yue Bao is a simple financial management tool, and the advantage is that it can generate a certain amount of income (currently it is roughly the same as a one-year regular income), and it does not affect the use of it at any time. Therefore, the average user is happy to put the money in the balance treasure instead of putting it in the balance. In order to facilitate users to use Yuebao, Alipay has designed the function of automatic transfer to Yuebao, that is, when there is cash in the balance, it can be set to automatically transfer to Yuebao every day, without the need for specific operations, thus providing convenience to users.
However, the automatic transfer function is turned off by default, and it needs to be activated by the user when using it.
The method of activating the automatic transfer of balance to Yue Bao (the latest version): Open Alipay - Yue Bao - Preferred Service - Automatic Transfer of Balance - Agree to the agreement and activate.
There is no harm in activating the automatic transfer function of Yue Bao. Theoretically speaking, Yu'e Bao is also financial management, and there will be certain risks in financial management. However, Yue Bao has been in use for more than ten years, and no one has encountered any risks so far.
So it's generally safe, and as for what the future holds, it's practically impossible to draw conclusions right now.
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The money in the balance will be automatically transferred to Yue Bao because the user has set up the funds to be automatically transferred.
Yu'e Bao is connected to the currency type**, which has certain financial management functions, and can also be directly used for shopping, transfer, payment, credit card repayment, etc., which is a better cash management tool.
Users can also automatically transfer funds to close, users can find the preferred service in Yue Bao, click on Yue Bao automatic transfer in the priority service, and then set the service to close, which will take effect immediately after closing.
Extended information] Yue Bao is not only a "magic weapon" of national financial management, but also continues to enter various consumption scenarios, continuously bringing small and beautiful changes to users. Since 2014, Yu'e Bao has successively launched projects such as zero-yuan mobile phone purchase and Yu'e Bao car purchase, so that Yu'e Bao users can enjoy special preferential rights and interests, and also see the imagination of Yu'e Bao in the field of consumption.
In March 2015, Yu'e Bao pioneered the use of buying houses, which was a big breakthrough in the consumption scene of Yu'e Bao, and it was also the first time that the real estate industry introduced Internet financial tools.
At that time, Fangxing Real Estate jointly launched the Yue Bao house purchase project on the ** network, and released 1,132 sets of ** support for Yu Yu Bao in Beijing, Shanghai, Nanjing and other top ten cities in the country: after the buyer pays the down payment through the ** network, the down payment will be frozen in the Yu Yu Bao. Before the official delivery of the house or 3 months after the down payment, the Yue Bao income generated by the down payment is still owned by the buyer.
This means that you can make a profit on the down payment by handing over the house first and then paying for it.
It is precisely because of the birth of Yu'e Bao that it has expanded the channels of public financial management, and under the influence of Yu'e Bao's strong capital accumulation effect, major banks have launched Yu'e Bao-like products to meet the challenges, such as Ping An Bank launched "Ping An Ying", Minsheng Bank launched "Rooibos", China CITIC Bank and Xincheng** launched "Salary Cooker", Industrial Bank launched "IB Bao" and "Shopkeeper Wallet", etc. Most of these banks are the currencies of the banks and the company. However, the emergence of the "baby" army has not affected the status of Yu Bao's largest currency in China.
According to the 2015 annual report released by Tianhong ** at the end of March, Yu'e Bao's net profit in 2015 was 100 million yuan. This figure was about 24 billion yuan in 2014 and about 17.9 billion yuan in 2013.
As of December 31, 2015, the net value of Yu'e Bao's share yield, the performance of the same period compared with the benchmark rate of return. Among the top five in terms of profit, Tianhong Yue Bao ranked first, and the others were GF Jufeng, China Post Core Growth, E Fund Ruihui Flexible Allocation Mix, and Tianfu Balance. It has promoted the process of market interest rateization.
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The automatic transfer of Yue Bao means that the funds in the Alipay balance account will be automatically transferred to Yu Yu Bao. The automatic transfer of balance service is based on the maximum amount that can be transferred to Yue Bao in the consumer's current account, if you do not need this service, you can turn off the automatic transfer in Alipay.
The steps to turn off the automatic transfer of Yue Bao are as follows:
1. Log in to the lower right corner of Alipay's mobile client [My] - [Yue Bao];
2. After entering, slide the middle icon bar, or click [Yue Bao Money Manager] to find [Balance Automatic Transfer];
3. Click [] - Close Service - [Deactivate Now] in the upper right corner.
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The automatic transfer of Yue Bao refers to the automatic transfer to Yue Bao when there are idle funds in the Alipay balance account through the setting. After the automatic transfer is activated, the system will automatically transfer the funds in the balance of the Alipay account to the balance of the balance every day, and the transferred money is equivalent to **currency**, and you can get income every day after confirming the share.
Yue Bao** can continue to be used in normal times, such as recharge payment, transfer, return of credit card, etc., and at the same time there is a real-time transfer limit of 10,000 yuan per day, if the withdrawal limit exceeds 10,000 yuan, then the T+1 arrival rule will be realized. When the withdrawal amount is large, calculate the time in advance.
You can choose different kinds of currencies when you are in Yu'e Bao for the first time**, usually choose a high income in the recent period, and the optional currencies provided are GF Money Bag Currency A, Cathay Cash Management Currency A, Huaan Ririxin Currency A, etc., and after selection, the default first choice is selected**.
When users transfer funds to Yu'e Bao, they prefer to choose before 15 o'clock on consecutive trading days, so that they can be transferred before 15 o'clock on the first trading day, confirmed on the second trading day, and can get the income of the previous trading day on the third day. If the transfer is made on a holiday or weekend, it is equivalent to the transfer on the first trading day in the future.
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Operating Environment:
Make model: iphone13
This is because the automatic transfer of balances is enabled.
It can be turned off manually, and the specific steps are as follows:
2.After entering Alipay, click on My in the lower right corner of the page, and then find the "Yue Bao" item and click to enter.
3.After entering Yue Bao, find the item "Balance Automatic Transfer" and click to enter.
4.After entering the automatic transfer of balance, find the "Deactivate" item and click to enter.
5.Then click "Resolutely deactivate" in the menu popped up by the system, so that the Alipay balance will be automatically transferred to Yuebao.
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For those who often use Alipay, the money in Alipay can be automatically transferred to Yuebao, not only can you earn income, but also can be withdrawn at any time, which is very convenient, but recently some partners found that the automatic transfer function of Yuebao was actually turned off, what is the reason for this? What is the reason why Yue Bao cannot be used after being automatically transferred? The following brings you an introduction to the fact that Alipay balance cannot be automatically transferred to Yuebao, let's take a look.
In order to prevent the scale of Yue Bao currency** from growing too fast, the rules of Yue Bao are adjusted, and the total amount of daily subscription is set, and the automatic transfer function is suspended during the period. That is, if you limit the transfer of 100 million yuan to Yu'e Bao today, if the balance transferred by the previous user has reached 100 million, then you can't transfer it, and the time of transfer is from 9 o'clock in the morning every day, so if you have a habit of transferring money to Yu'e Bao, you can pay attention to setting an alarm clock at nine o'clock and transfer it in.
The following two reasons will cause the automatic transfer of Yue Bao to be unusable: 1. Opened **loan: Users who have opened ** loan do not support the automatic transfer in function of Yue Bao for the time being, if the automatic transfer function of Yue Bao is opened first, and then the ** loan function is opened, then the automatic transfer function will be automatically closed.
2. Restricted by the maximum amount of Yue Bao: Since the automatic transfer of the balance is carried out according to the maximum amount that can be transferred to the Yue Bao in the user's current account, if the funds in the user's balance account are greater than the maximum amount that can be transferred to the Yue Bao, there will be a partial transfer, and the excess part will remain in the balance.
Yue Bao is a money management service. Transfer to Yue Bao, that is, buy currency**, you can enjoy currency** income; The upgraded currency** sales service will be supported by Ant Group's MYbank, which will work with a number of financial institutions to provide more wealth management options. Currency** is mainly used to invest in treasury bonds, bank deposits, etc.
Investors buying money market do not mean depositing funds in banks or depository financial institutions, and the company does not guarantee a certain profit, nor does it guarantee a minimum return. The funds transferred to Yue Bao can not only obtain income, but also consume at any time, which is very flexible and convenient. Let you make money and spend money at the same time.
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It may be that you have turned off the automatic transfer function, and you only need to turn it on.
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If you still need to transfer it automatically, you can set it up again.
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It may be because some functions of Yue Bao are turned off, so this situation can not be used, you can check your settings.
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It's likely that you've set permissions in your settings, or because you haven't turned on the auto-transfer feature at all.
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Hello. Yue Bao.
Automatically transfer to this operation. After opening Alipay, click on these two words of mine in the lower right corner. Once you are on the next screen, click on the Balance button.
Then click the three small dots in the upper right corner, and then click the button to automatically transfer the liquid into Yu Bao. Click and follow the prompts on the screen of the studio photo. The money in the balance can be automatically transferred to the balance treasure circle.
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Hello. The balance will be automatically transferred to Yue Yuebao. You set it up like this.
After opening the branch town and shouting Bo Fubao, click on my two words in the lower right corner. Once you are on the next interface. Click on the Balance button Yu Xiang.
Then click on the three dots in the top right corner. After clicking, you can infiltrate the cherry blossoms to set the balance and automatically transfer it to Yue Bao.
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