Is it a month before I can withdraw my money?

Fixed deposit is between the bank and the depositor, the two parties agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

Some CDs can be sold in the market before maturity when the depositor needs funds; Some certificates of deposit are non-transferable and require the depositor to pay a fee to the bank if he or she chooses to withdraw funds from the bank before maturity.

For unexpired time deposits, depositors must present the certificate of deposit and the depositor's identity certificate if they withdraw in advance; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

1. Time limit.

It refers to a type of deposit in which the depositor can only withdraw the money on a specified date after the deposit or must notify the bank several days before the withdrawal is ready to be made, and the term can range from 3 months to 5 years and more than 10 years.

The longer the deposit term, the higher the interest rate. In addition to the form of certificate of deposit, traditional time deposits are also available in the form of passbooks, but they are based on 90 days as the basic interest-bearing days, and no interest is calculated for less than 90 days. Compared with demand deposits, time deposits have stronger stability and lower operating costs, and the reserve ratio held by commercial banks for this purpose is correspondingly lower, so the capital utilization rate of time deposits is often higher than that of demand deposits.

2. Deposit method.

1. Whole deposit and withdrawal.

The customer selects the deposit term, deposits the whole amount, and withdraws the principal and interest at maturity.

2. Fractional deposit and withdrawal.

If you need to accumulate your monthly balance gradually, you can choose the "Fractional Deposit" deposit method. The amount agreed in advance shall be deposited monthly according to the agreed amount, and the principal and interest shall be withdrawn at maturity.

3. Fixed deposits.

Clients are then accepted to renew and re-deposit.

4. Deposit principal and interest.

If a customer does not need to use the money for a certain period of time, and only needs to withdraw interest regularly for daily necessities, the customer can choose the "principal deposit and interest withdrawal" method as their time savings deposit. Deposit the principal at one time, withdraw the interest in installments, and withdraw the principal at maturity.

Yes, some cannot be withdrawn in advance and can only be withdrawn at maturity, and some have special instructions that early withdrawal will be treated according to the current account! If there is no special instructions, it is generally not possible to withdraw in advance!

Yes, unless otherwise specified, it cannot be withdrawn in advance and must be withdrawn at maturity.

Hello, I am glad to serve you and give you the following answers: Money Term is a regular wealth management product provided by Wealth Management Connect, which allows investors to invest within a certain period of time and obtain a fixed income at the end of the investment period. Causes of the problem:

1.Money from WMC may not be withdrawn normally due to system failure or other reasons. 2.

Money from WMC may not be able to be withdrawn on a regular basis due to insufficient balance in the investor's account. Workaround:1

If it cannot be withdrawn due to system failure or other reasons, you can contact the customer service of Wealth Management Connect and the customer service staff will assist in handling it. 2.If you can't withdraw your account balance because you can't withdraw it, you can replenish your account balance first and then try to withdraw it.

Steps:1Log in to your WMC account, click "My Account" to enter the account balance page, and check whether the account balance is enough to withdraw money regularly.

2.If the account balance is insufficient, the account balance can be supplemented through online banking or other means. 3.

If the account balance is sufficient, you can click the "Withdraw" button to withdraw the money regularly. 4.If the withdrawal fails, you can contact the customer service of Wealth Management Connect and the customer service staff will assist in handling it.

Personal Tips:1Before investing in the money of the Wealth Management Connect, you must first confirm whether the account balance is sufficient to withdraw.

2.If the withdrawal fails, be sure to contact the customer service of Wealth Management Connect in time, and the customer service staff will assist in handling it. 3.

When investing in the money of the Wealth Management Connect, you must pay attention to the investment period so as not to miss the withdrawal time.

If the wealth management link is fixed, it can only be redeemed after maturity; If you need money urgently, you can find a friend to be accommodating, and it should be no problem to use this regular guarantee.

Question 2: Can you withdraw it in advance If you have purchased a fixed January or February wealth management plan, you cannot withdraw it in advance.

You can set the balance to be transferred to your bank card or WMC at maturity.

But if it doesn't expire, you can't take it out.

Question 4: Does it take a stool to take out the money after this month for a month It must take a full month to get it Just like the "Mobei Enjoyment" I bought 30 days After expiration, the principal and interest will be returned to the account together A point of return I don't know what is going on with the wealth management now.

Question 5: Can I withdraw the money during the death period of the WMC if it is not due? You are referring to the regular Zao Ruxun wealth management products of Wealth Management Connect.

This can't be taken out, but it can only be taken out after it expires.

You can wait for this to expire.

Swap out some financial products that you can use at any time.

Avoid having to withdraw your funds when you need them urgently.

Question 9: How to cancel the QQ Wealth Management Connect term Are you trying to cancel the term of the wealth management you bought in the Wealth Management Connect?

This is a good income, how cost-effective it is to cancel.

If you want to cancel, this is relatively simple.

Then select the financial product you bought, and after clicking on it, you will see that there is a change in two words.

Then you can withdraw it directly to your bank card.

Summary. How to apply.

I won't do it.

Speak. What kind of wealth management products are you buying? I'll take a look at it for you.

How do you look at this?

I've clicked in now.

You click on Sound Financials to enter.

Then you will see the products and amounts of your financial management, and you can transfer them all out of your own bank card.

If the fixed wealth management on the wealth management link is a lock-in period of one month, then it can only be taken out after a full month, and the Minsheng Jiayin wealth management I invested in is a one-month fixed, there is no option to take it out in advance, only the next issue will automatically be taken out after the expiration or take out to the card, so it must be taken out after the full month.

The investment ratio of fixed-term wealth management products is higher than that of currency**, and the risk of investing in bonds is higher than that of bank deposits, so the investment risk of fixed-term wealth management is also higher than that of currency**. Corresponding to the higher risk, the potential return of regular wealth management products is also higher.

The operation period of fixed-term wealth management products is generally 1-3 months, and it supports reservation redemption, ordinary redemption on the maturity date, and the arrival time is T+1 day (T day is the maturity date); After expiration, users can choose to automatically roll into the next period and then invest according to the fund arrangement, or withdraw it to the bank card.

It will definitely take a month to get it Just like the "Mobei Enjoyment" I bought, it is also 30 days After expiration, the principal and interest will be returned to the account together A return of one point I don't know what is going on with financial management now.