Is it necessary to buy insurance or a car before buying a car? Why?

The car is insured first and then inspected annually, because the insurance policy of the motor vehicle needs to be provided at the time of the annual inspection.

1. According to Article 49 of the "Motor Vehicle Registration Regulations", the owner of a motor vehicle may apply to the vehicle administration office at the place of registration for the inspection mark within three months before the expiration of the motor vehicle inspection. Before applying, the owner of the motor vehicle shall complete the handling of road traffic safety violations and traffic accidents involving the vehicle. When applying, the owner of the motor vehicle shall fill in the application form and submit the driving license, the compulsory insurance certificate of motor vehicle traffic accident liability, the certificate of payment or exemption of vehicle and vessel tax, and the certificate of passing the motor vehicle safety and technical inspection.

The vehicle management office shall, within one day from the date of acceptance, confirm the motor vehicle, review the submitted certificates and vouchers, and issue inspection marks.

2. Precautions for annual inspection of vehicles. When the vehicle is inspected in the annual inspection, it should be noted that the warranty should be renewed first and then participate in the annual inspection. The annual inspection of the vehicle is subject to the time of the license, and the annual inspection happens to be the time when the insurance expires, if the policy is about to expire within 15 days, you must first renew the insurance and then participate in the inspection.

3. The information that should be submitted when applying for the qualified mark: "Application Form for Motor Vehicle License Plate", "Motor Vehicle Inspection Record Form" and "Motor Vehicle Safety and Technical Inspection Certificate", if it is a unit vehicle, please bring the official seal during the annual inspection, and issue a power of attorney at the same time, and the person shall present the original ID card.

Extended information: It only needs to be within the validity period of the compulsory liability insurance policy at the time of annual review.

The annual inspection of automobiles (or annual inspection of vehicles) refers to the inspection of vehicles that have received official license plates and driving licenses in accordance with the "Technical Conditions for Motor Vehicle Operation Safety" in each cycle. The purpose is to check the main technical condition of the car, supervise and strengthen the maintenance of the car, so that the car is always in good condition, and ensure the safety of the car.

1. Vehicle inspection procedures (individual): 1 motor vehicle driving license 2 motor vehicle compulsory insurance policy 3 power of attorney.

2. Vehicle inspection procedures (enterprise): 1 Motor vehicle driving license 2 Motor vehicle compulsory insurance policy 3 Original or copy of the legal person certificate of the unit 4 Application form of the unit (with official seal) 5 Power of attorney.

When buying a car, buy insurance or test the car? This matter needs to be discussed in different situations, if it is just to buy a car when the car is delivered, then there is no need to buy insurance when buying a car, this category is a thing that happens before buying a car, not involving the road and the like, you can check the car before buying insurance, and the other type is to inspect the car after buying a car, this is the vehicle to be licensed, the new car is registered in this category, it is necessary to buy insurance and then inspect the car, for this kind of situation, the state has policy provisions.

Flat book Sheng'an car insurance.

If someone inspects the car after insurance, the details are as follows:

First, buying car insurance needs to go through the car inspection link, and there are two ways to inspect the car:

1. When the express delivery policy is delivered, the door-to-door photo inspection is carried out; ‍

2. Drive to the door to pick up the order, and ask our store staff to check the posture of the collapsed car.

Second, the car just mentioned generally does not need to be cracked to inspect the car.

1.If you only need a certificate and an invoice, you can take the order directly, 2To pick up the policy, you need a certificate of conformity, an invoice, and an ID card.

Copy. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Which expires first, which one is done first, the annual review can be handled 3 months in advance, and the insurance can be handled 40 days in advance.

You can buy insurance without annual review, and you can't have annual review without compulsory insurance.

The insurance is within the validity period, so it is common to buy insurance first.

Summary. As for the reason for the car inspection, it is because the insurance belongs to the additional terms under the car damage clause, and the new car damage insurance (such as glass, spontaneous combustion, wading, etc.) and theft insurance, the insurance company requires the car to be inspected to avoid old damage on the vehicle and avoid moral hazard. The requirements for car inspection can be communicated with the insurance company and the car inspection by yourself, and the requirements are generally:

There is the newspaper of the day, shoot the four corners, the frame number of the front windshield, the focus, and each ** must have the date of the newspaper.

Dear Hello, I'm honored to answer for you As for the reason for the car inspection, it is because the insurance belongs to the additional terms under the car damage clause, and the new car damage insurance (such as glass, spontaneous combustion, water disturbance, etc.) and theft insurance are required to inspect the car to avoid old damage on the vehicle and avoid moral hazard. The requirements for car inspection can be communicated with the insurance company, and the requirements for their own car inspection are generally: there is a newspaper of the day, four corners, the frame number of the front windshield, the key points, and the date of the newspaper for each **.

The inability to find a third-party special clause is added by the new commercial reform, which probably means that the insured vehicle is hit by other vehicles when the insured vehicle is parked, and the perpetrator flees the scene, and the police (generally difficult to find) report and still cannot find the perpetrator. You can only claim from your own insurance company. Both the old and new terms are counted as the number of claims through car damage insurance claims, and the use needs to be considered carefully.

The old clause was only 70 payouts, and the new clause can be 100 after purchasing the special contract. If you can find the license plate, it is best to use subrogation to mark it.

The circumstances in which a car insurance company needs to be inspected include:1The vehicle is insured in a different place; 2.

Purchase damage insurance for older vehicles; 3.In the previous year, the car damage insurance was not insured, and the high school mark insurance was classified. Generally speaking, whether a vehicle needs to be inspected when purchasing car insurance is mainly determined by the local underwriting policy.

The main purpose of a car insurance inspection is to verify whether the insured vehicle is damaged, so the insurance company usually requires a car inspection when purchasing car damage insurance, scratch insurance, and other car insurance sources that protect vehicle damage.

Cars insured before the expiration of car insurance do not require a vehicle inspection. However, there are changes in the commercial insurance items of the insured car insurance, such as quietly insuring car damage insurance, and the condition of the vehicle is different for different years.

In addition, if the car insurance is added to the blind state, the insurance is reduced and the insured items are changed, the insurance company may have to inspect the car. Auto insurance refers to the commercial hunger insurance that is liable for personal damage or property damage caused by natural disasters or accidents.

See if it's what you need.

Pay the insurance first. If the car owner pays the compulsory insurance in the previous year, he can go to the car to inspect the car. If there is no compulsory traffic insurance or it has expired, you need to pay the compulsory traffic insurance first and then inspect the car.

In addition to the necessary compulsory traffic insurance, other commercial insurance, such as theft insurance, deductible insurance, car damage insurance, etc., can be handled after the vehicle is inspected. Commercial insurance can be handled after the vehicle is inspected, but these commercial car insurance policies are still very important for the vehicle. For example, when the car owner is involved in a car accident, the insurance company will compensate the car owner and the occupants for medical expenses, but only responsible for the medical insurance coverage.

Car insurance is mainly divided into: compulsory traffic insurance and commercial insurance, compulsory traffic insurance is compulsory purchase by the state, and the car cannot be inspected annually if you do not buy it. The main protection of compulsory traffic insurance is that if someone else's ** or car is damaged due to the reasons of the party, the insurance company will help the party bear part of it.

Flat book Sheng'an car insurance.

If someone inspects the car after insurance, the details are as follows:

First, buying car insurance needs to go through the car inspection link, and there are two ways to inspect the car:

1. When the express delivery policy is delivered, the door-to-door photo inspection is carried out; ‍

2. Drive to the door to pick up the order, and ask our store staff to check the posture of the collapsed car.

Second, the car just mentioned generally does not need to be cracked to inspect the car.

1.If you only need a certificate and an invoice, you can take the order directly, 2To pick up the policy, you need a certificate of conformity, an invoice, and an ID card.

Copy. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Car insurance requires a car inspection, and the vehicle is insured in a different place. Purchase damage insurance for older vehicles; You have not taken out car damage insurance or scratch insurance in the previous year.

Whether a vehicle needs to be inspected when purchasing car insurance is mainly decided according to the local underwriting policy. The main purpose of a car insurance inspection is to verify whether the insured vehicle is damaged, so when purchasing car damage insurance, scratch insurance, and other car insurance that covers vehicle damage, insurance companies usually require a car inspection. The vehicle inspection procedures need to include ID card, motor vehicle driving license, including a copy of the driving license and body photo, a compulsory insurance certificate for motor vehicle traffic accident liability, a certificate of vehicle and vessel tax payment or tax exemption, and a green environmental protection sign, in addition to preparing 200 yuan in cash, a warning triangle and a fire extinguisher, which are indispensable during the car inspection.

The vehicle inspection will be checked, whether there are instructions for the use of the vehicle, the certificate of conformity of the imported car commodity inspection shows that the factory sample mark on the car body is not complete. Measure the size of the interior and exterior contours of the car, as well as the wheel base and wheelbase. The specific items to be measured are vehicle length, vehicle width, vehicle height, cabin steeplechase height and area, wheel base, wheelbase, etc.

According to the technical inspection standards implemented item by item. After passing the qualification, fill in the registration form for the initial inspection of the car, and fill in the empty car quality, loading quality, number of passengers, and the number of passengers in the driving room according to the original factory limit. The engine, chassis, body and ancillary equipment of the test version are clean, complete and effective, the paint is uniform and beautiful, the key assemblies are replaced, and the initial inspection records are not consistent.

Car inspection needs to pay attention, observe the body paint with the naked eye, check whether the paint has scratches, spots, dents and wear, observe whether the paint has color difference in full sunlight, open the door and push and pull a few angles to let the light shine from different angles to check whether the sheet metal is smooth and whether there are traces of repair. Check the vehicle nameplate, the car nameplate is located on the side of the driver's door or in the engine compartment, pay attention to see if the factory dates are too far apart, generally speaking, if the time is more than half a year, then the car is likely to be a stock car or test drive. At the same time, the information on the vehicle nameplate should be consistent with that on the vehicle certificate.